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Investment StashAway Malaysia, Multi-Region ETF at your fingertips!

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neverfap
post May 8 2019, 03:13 PM

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QUOTE(Ancient-XinG- @ May 8 2019, 02:44 PM)
I just checked.

Most of the price only drop back to beginning of the April.

I think this time will solve la. No worry.

US CN won't that stupid.
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Yup.
18% still had positive return too (start from April)
neverfap
post May 8 2019, 06:10 PM

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QUOTE(mapeyeo1 @ May 8 2019, 03:16 PM)
May I know what is the return for 18%?
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SA shown value: +3.8 for MYR and +0.9 for USD
Currency impact yield a big part in MYR since I lump sum once when MYR is around 4.09.

If wanna calculate per annum interest then its around 15.3%

This post has been edited by neverfap: May 8 2019, 06:13 PM
neverfap
post May 8 2019, 08:32 PM

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QUOTE(mapeyeo1 @ May 8 2019, 06:53 PM)
wow nice return, then i shall set risk index at 18%, i set it at 14.5% yesterday, haha havent invested any cuz still waiting for hup leong allocatement, so is now considered good time to invest in SA?
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Do keep in mind I also add in the currency impact when calculating the interest p.a.

If didnt add in the currency impact
Its around 4 % p.a. due to the dip from these few days

Edit: Also do keep in mind. Set a risk that you are comfortable with. Not certainly a higher risk will yield a higher return. Sometime lower risk might get more too.

Most importantly is ur own risk appetite! N happy investing smile.gif

This post has been edited by neverfap: May 8 2019, 09:43 PM
neverfap
post May 9 2019, 12:02 AM

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QUOTE(vinzt1 @ May 8 2019, 07:46 PM)
What if I did a one time lump sum instead of DCA constant? do you think this will affect my return to be lower in the long run?
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QUOTE(Shalidar @ May 8 2019, 11:54 PM)
Lump sum is dangerous because you do not know whether you bought at market high or market low hmm.gif
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What Shalidar said is correct

Not only market. Might wanna consider currency impact too if deposit in one lump sum
neverfap
post May 9 2019, 12:44 PM

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QUOTE(Mervin1234 @ May 9 2019, 11:42 AM)
Emmmmm, very quiet today, everyone must be busy counting how much losses... hmm.gif
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Lost half the return from April. Consider ok still

QUOTE(Leo the Lion @ May 9 2019, 11:51 AM)
console.gif pat pat everyone. calm down.  brows.gif

Breaking News: China broke the trade deal with the US.

So stocks went downnn
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I thought that one is just what Trump said as he explain why he increase the tariff?

QUOTE(swks26 @ May 9 2019, 12:38 PM)
Do you guys adjust your risk over time for the same deposit?
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Not really
Just adjust based on own risk appetite
neverfap
post May 9 2019, 11:42 PM

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QUOTE(preducer @ May 9 2019, 11:40 PM)
dow drops 400 points at the moment, nice
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Yep
All red except bonds and gold
neverfap
post May 10 2019, 12:19 AM

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QUOTE(honsiong @ May 10 2019, 12:10 AM)
Heng I turned down from 36 to 18 just weeks ago, didn't drawdown much.
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18% all the way. Tomorrow gonna hit negative return (without accounting currency impact) for the first time.
neverfap
post May 10 2019, 12:20 AM

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QUOTE(Moneylust @ May 10 2019, 12:18 AM)
Firstly, u need to read properly before replying - I was specifying the Asian markets.

Secondly, u cherry-pick the US index and sector that performed best. It'll be a more accurate indicator that long term investing works if at least 2/3rds of the world's major indicies return 45% in the last 5 years.

Asia's major markets obviously and generally did not perform well in the last 5 years.
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Since SA is investing in US indeces
We should be ok right? Finger crossed tongue.gif
neverfap
post May 10 2019, 12:56 AM

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Market seem to be stabilising tho. Still red but not super red haha
neverfap
post May 10 2019, 01:21 AM

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QUOTE(preducer @ May 10 2019, 01:07 AM)
2% doesn't make alot of different, might as well u stick with 20%
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QUOTE(Leo the Lion @ May 10 2019, 01:08 AM)
biggrin.gif it does make a different abit to my gut
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Difference between 20 and 18 is 18 allocated to TLH but 20 doesn't
So if 20 to 18, it will sell ur equity and buy the bond.
Might be different for each user idk haha
neverfap
post May 10 2019, 11:28 AM

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QUOTE(tadashi987 @ Mar 12 2019, 03:07 PM)
oh for this, you need to explore a bit, not all bank e-banking got Auto Transfer for JOMPAY

some summary here

Maybank
Got auto transfer for JOMPAY (but MONTHLY only)
Got auto transfer for IBG (but MONTHLY only)

UOB
Got auto transfer for JOMPAY, (MONTHLY, weekly, daily, quarterly)
Got auto transfer for IBG, (MONTHLY, weekly, daily, quarterly)

OCBC
NO auto transfer for JOMPAY (thou they have website saying got this, but I cant get it to work thou)
Got auto transfer for IBG (MONTHLY, weekly, daily)

HLB
Got auto transfer for JOMPAY (MONTHLY, weekly, daily, quarterly, bi-weekly, half yearly)
Got auto transfer for IBG (MONTHLY, weekly, daily, quarterly, bi-weekly, half yearly)

Other bank i dunno, dont have so much bank accounts  rolleyes.gif
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QUOTE(mapeyeo1 @ May 10 2019, 11:21 AM)
If DCA every month can use the recurring deposit right, then if i want to DCA few times per week, i need deposit manually? or is there a setting for it?
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neverfap
post May 11 2019, 01:24 AM

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QUOTE(CNBC)
Stocks cut losses after Mnuchin says trade talks were 'constructive,' Dow down only 70 points


Stock stabilising. Rose back up a lil while some still red
neverfap
post May 11 2019, 01:49 AM

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QUOTE(honsiong @ May 11 2019, 01:26 AM)
Yeah very sad, no chance to buy cheaper securities.
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Quite hard to time too since SA need t+2 to 3 days to process the conversion and buy orders.

Well
Who knows this weekend trump will tweet something that change the market again?

Edit: anyway, stock stabilise mean its a good thing nonetheless

This post has been edited by neverfap: May 11 2019, 02:03 AM
neverfap
post May 11 2019, 07:20 PM

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user posted image

Well. sad.gif
neverfap
post May 11 2019, 08:57 PM

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Wanna hoot the low. But the conversion rate just too bad now
neverfap
post May 13 2019, 09:45 PM

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China responded.

Rough week ahead smile.gif
neverfap
post May 13 2019, 10:51 PM

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QUOTE(lee82gx @ May 13 2019, 10:31 PM)
Gonna be red tomorrow....
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Already super red now haha

user posted image

Its an 18% risk portfolio.
neverfap
post May 13 2019, 11:21 PM

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1 USD = 4.18 MYR
Owaiii

Edit: Back to 4.16 already @@

This post has been edited by neverfap: May 14 2019, 06:31 AM
neverfap
post May 14 2019, 12:00 PM

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QUOTE(Mervin1234 @ May 14 2019, 11:43 AM)
im not a guru here but what you are trying to do is timing the market which i dont think is a good thing...unless this kinda thing is your forte  thumbsup.gif
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U r correct haha.
Normally we put it for long term. So it's best to just leave it there n top up periodically since the risk we set supposingly should be what we are comfortable with.

Let it grow let it reproduce
neverfap
post May 14 2019, 12:51 PM

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QUOTE(swc881 @ May 14 2019, 12:46 PM)
I am indeed looking for long term investment, but i don't really see the value of holding these stocks where the value keep depreciating day by day.
So i am thinking why not i lower down the damage by invested to bonds now (at 6.5%) When market stable, i can always changing back to 20% risk index...
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Just make sure u don't sell low and buy high smile.gif

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