slightly lower for me, at ~8%... invested since aug 2019

i wanted to withdraw money from the investment that I have set to medium term. any penalty?

This post has been edited by watabakiu: Jan 7 2020, 05:02 PM

I know this sounds stupid/oversimplify/no0b.. but assuming roboadvisers would rebalance holdings depending in the market situation... so all drops in current port is very temporary?

that is the idea behind getting robots to do the investing, because they can crunch data like super terror?

let say DCA is the way to go... what about the excess money? keep in savings account where it don't generate anything?

excess money available for discretionary use. was trying to understand why DCA is the preferred method for investing in SAMY.

say got 1k, and if one choose to DCA 100/month, the balance of the money go where?

some1 mentioned invest in other place, but let say that SAMY is the only place one invests... shouldnt lump sum be better?

you went gung-ho with your 20k, and you mentioned that you are a noob in investing? quite big sum you dumped, so i guess you are not risk averse? if indeed this is the case, chill la, oni RM150 drop aje

This post has been edited by watabakiu: Mar 8 2020, 12:03 AM

hence why i say it is okay that the portfolio drops a bit, since it is only rm150 from the 12k he put in, lol

i am assuming that the market is bad across the board, so how?

Just wondering - does it makes sense to start investing in SA, or wait until more positive news come out first?

thanks lads. my thought process is this... i have started SA since Aug19, and now plan to get wife to join.

but here the thing.. i am now in the reds, with negative returns around 30-40%. if wife joins now, she will be in the same situation too, correct?

what about..... wait it out, see exonomy improves before starting? she will have to start when the market goes up and no need to recover losses. make sense?

2 portfolios... 1 at 36%, the other at 22%

How to cancel scheduled deposit? i accidentally put more zero ahahah

lol help!!

Thanks very much, kind Sir!

what's AUM?

Guys, how is it that all sectors are in the reds, but my current returns seem to be getting better ( but total return still negative la). means before even worse?

hmmm makes sense. I started in Aug'19, and has been DCA-img and no withdrawals made so far

or maybe soon banks will offer loan for SA investment, like they do for ASN/ ASB kekeek

lol got email from SA congrats me for depositing regularly hahaaaaa

lol they dont! only say bagis to me coz doing DCA