10% in 6 months is not a good return???

reason for one to say so is because of the risk level of 36%?

if you lower the risk level to 18%, will you still see the 5% return? reflecting the same return for the same corresponding period?

wow, didn't check for a while, the whole of last 6 months' gain, of more than 10% got wiped out and gone into the negative territory.

Just a question, is there a mechanism for us to lock in the profit first?

i mean it's like sell when you see some gain, then you get back into it when it retraces, or something like that.

it's kinda hard to see the portfolio from +10% into -ve.

the only way i can think of is withdraw the money first then only buy again/DCA.

i have 2, one is 16% the other is 30%

both also negative territory.

hmm.... good idea too. means one should have a very defensive portfolio, that way, you can minimise your losses during the down time.

one of the main aim of this stashaway is also to stay invested no matter what happens ma, ride the market out.

will just continue DCA-ing. cheers guys!

i think it is a bit too early to judge if stash away is really doing its job, i mean the robot.

will give it at least 2-3 years to see how it performs....

question, normally now when we see the rally. when would the SA system update the numbers? by tonight? or when major market (US) closes?

keep cool, cos it will be fluctuating.

if such fiscal policy cant help, what do you think may help?

Stay home #1 started.

just deposit some cash into the account, gonna try splitting the intended deposits into multiple days since day day also free at home now. ride the wave out!

give it some time and have faith.

weh no la......... it's some rainy stormy days, it will be bright again some day in the future, surely.

Coincidentally when most of us here joined stashaway were during the peak days and now gone into the trough, thats why all recorded negative returns now.

but for those who just set up and join now, should be able to see very good profits when the sunshine day returns....

million dollar question ma......... i know.....

that's also a purpose of a forum, isn't it?

you could choose to ignore them lo...

true that. maybe you can choose to ignore them, me too, often just treat it as non-existence, there would be someone answering them or diu 9 them 1. hahaha

yeah! stay invested!

stock market is the place where you can invest yourself. but we are leaving this to the robot to do the investing in one of the biggest market for us.

for me, i only invest in KLSE, so i let the robo to invest for me in the overseas market.
just keep calm and continue investing. my risk index is still 36%, just slow and steady, 2-3 years later, you will be able to see the results. fingers crossed.

that's the first portfolio that you created and when you linked your bank account for direct debit.

MCO, too boring at home maybe....

so it sort of like comes back to the famous quote

be fearful when others are greedy and be greedy when others are fearful.

I guess it has certainly reaches a point where people are turning fearful if not already in a fearful mood.

What do you think?

SA is licenced by the SC, your monies are held by a trustee, so much lesser risk there already.

that's because you deposited on 18 March, if you had put in a month earlier at 18 Feb, then it would be different. but definitely a good return.

so keep calm and continue DCA-ing.

Brb, DCA mine now since got salary liao......

thanks for sharing.