for the referral programme, how does it work?

if you refer 1 person, you'll get 6 months of RM30k mmgt fee free, right?

if you refer 2 ppl, then another 6 months (i.e. 12 months in total) but still RM30k??

I see. They don't continue one after another, but instead the second will overlap with the first.

referral account is active, means he must put money in it? how much?

for each referral you got, you save about RM120 in fees?

RM30k * 0.8% / 2, right?

*double post

This post has been edited by moosset: Sep 21 2019, 03:19 PM

first deposit in late April, then once a month. Now twice a month.

risk 30%. Return in MYR: 5.42% (MWR), 4.97% (TWR).

neverfap

let's say if I recommended somebody. His account is only activated once he deposits money in it? If he doesn't deposit any money, then the account is not activated and I don't get any referral bonus?

eh ... YTD return???

YTD return only measures return from 01 Jan and nothing else.
If you deposit your money only on 01 Jan, then ok lah...

but most of us don't deposit money on 01st Jan AND we don't deposit just ONE time throughout the year. Thus, YTD is not accurate.
MWR and TWR are more accurate, since you money comes in multiple times AND at different date.

Example,
you deposited in 02 Jan and your money grew 5% until 25 sep.
your friend deposited in 01 Sep and his money also grew 5% until 25 sep.

so, both return should be the same? Of course not, because you deposit at a different time. Your friend investment is more impressive because it grew 5% in 25 days.

RM 90 only .... mine is RM500 profit wiped off.

no lah.... only RM 15k @ 30% risk.

for those who have DCA-ed more than 1 year, what's your return so far in TWR and MWR?

Is it possible to deposit money into someone's else StashAway account? Or must it be the account holder only?

wah.. not bad!

what is NCBO??

wah... ASB already max?

so SA is definitely better than myTHEO and Wahed?