High five. I also requested to cash out after SA helped me lose 8% while taking mgmt fees for throwing darts in the dark.

While withdrawing, SA put up the 30 year projection with a line saying imagine how much you are going to lose out... and compared their projected returns for me against an FD projection based on today's FD rate maintained over 30 years.

Thing is, I don't need fancy optimistic projections when the actual performance is like the below...

Feel your pain. According to SA, there's only a 1% chance that you'll lose 20% of your money within a year, so if you only lost 11% it's within range.....

The same can be said with property, but you pick the wrong one and you'll see your friends double their net worth, then buy another and double it again all in a few years, while yours went up too but only around the rate of inflation... True story.

Don't catch falling knife... 😁

Already dropping