Then you answered your own question, taking profit takes effort, holding doesn't hahaha. So just leave it there.

If wanna time then shouldn't be using SA. So I also don't know why they discussing about it here and not in Traders Corner or US Stock Market thread.

Yup, it is actually a common term to use when someone does something very regularly. People religiously use the word "religiously".

what do you mean by better efficiency and better profit?
better efficiency as in using lesser money to earn more?
better profit as in which % gives you most earnings?

marketing maybe? All the boost voucher get free management fees need money.
expansion? Can go into more countries.

why? which part make you no confident?
He's just telling people that it's not a get rich quick scheme. Were you looking for a get rich quick scheme?
Also, do keep in mind that the website is trying to make money also by having you use their product/service.

I think maybe hands on DIY investing is more your style instead of sit-and-let-it-be Stashaway.

This post has been edited by XweienX: Aug 8 2020, 09:39 AM

I feel like too many people are trying to "outsmart" or "figure out" the system, or maybe they are just trying to pump their post numbers?

The same thing needs to be said again and again:
"If you're trying hard to tweak/track/time your investments to earn the most money, go invest somewhere else."
"If you think other investment vehicles are better, go invest somewhere else."
"If you think this no good that no good, go invest somewhere else."

Stashaway is literally built for hands-off investing, so why try so hard to test this test that track this track that? If you have that extra time to track and calculate every fee every transaction every dividend yield, why not use that time to find a good stock to invest in to produce much higher returns than SA?

i think me also hahaha

You can visit the FD thread. 2.5% good enough?

don't even try. haha. Many here have learned to ignore him because all he does is complain about SA but continue to put in money. Money no move then complain, drop abit then complain, up too little then complain, say want DCA then complain, say want VCA then complain.

when more and more of us slowly learn to ignore him, he will slowly disappear into the background (hopefully)

If you are not like some uncles itchy hand here itchy hand there, my personal suggestion is just go for the highest %, my 36% has the biggest ups and downs. If you hold it long enough, the ups far outweigh the downs.

Negligible. Less than 1% loss for my 6.5 risk portfolio.

Anyone heard of Versa? Digital cash management platform (licensed by SC) that gives FD rates with no lock-in periods and RM100 minimum.

Seems like directly competing with Stashaway Simple, but one macam got Affin Hwang backing.

But I don't see any reason to move there unless they can give me same day withdrawal. Right now liquidity is T+1 according to their website.

*edit: added SC license detail.

This post has been edited by XweienX: Jan 30 2021, 09:57 AM

I was going through the list of topics and couldn't find anything titled with Versa. Thanks for the link!

even if really looking for just 5% returns, can't really expect a 20-year old to invest the bulk of his extra money in EPF right?

As I always say, if your portfolio is down, you just haven't zoomed out enough.

If you're planning to keep it there for a long time, it doesn't really matter whether it is a good time to add more money or not right?
I'm pretty confident whether you add today or next week or last month or just stick to DCA, in 10 years time, you'll still be profiting.

maybe when he first invested in SA he didn't know what he was investing in. Many people start in SA by thinking "here's something that automatically helps me invest in US market, it must perform as well as US market then"