anytime would welcome a double digit % eh, no issue, even high single digit also not as bad tbh.

yahoo finance.

actually did anyone really track the actual performance of Simple?
did it really give somewhat near to the projected 2.4% or more?

Agree with you on all the above and i am not comparing with any others.

my question is just solely on whether anyone tracked the actual performance of simple only (standalone and not vs any others).

i didnt really bother to check because how i do is every month when i received paycheck, i transfer some to simple and dca from there weekly or bi-weekly.

so i didnt bother to track also, like you said it is short term only.

actually buy on monday or buy on tuesday.

would it have super huge impact over the next 20 years? assuming if you plan to keep the fund and stay invested for the long run.

we should learn to be more chillax (like one forumer said the other day), to me, monday or tuesday, it won't make any huge difference. if you do it frequent enough, surely you lose some and you gain some.

ok, maybe it has significant impact to you, but small fry like me only deposit few hundred on a bi-weekly basis.

Yeah, appreciate that it is now faster than before good news.
But let's not forget, one of the main objectives of SAMY is for those not so savvy or those who do not want active monitoring on this part of their investment to deposit money and "stash away", that's how they get their name right?

More so, SAMY also recommended one to stay invested for at least 3-5 years (we can see in every portfolio right) or even longer term. so why not just set up weekly/bi-weekly/monthly instructions and then forget about it?

My point being, whether the order was placed on monday or tuesday won't really matter when you are in this for the long haul, you will surely win some and lose some, but the effect would somewhat be nullified in the longer run.

So final point is, tighten your seatbelt, lay back and relax. Let the pilot take care of the rest.

i'm sure there will be some who put in that much.....

for me, not yet but almost half way, i think in another 1-2 years time can hit that figure. hopefully....

the chargeable rate is by milestone.
first 50k is 0.8% = RM400
then 2nd dunno how much is 0.7%
so on.....

1.5 month? come back after another 1.5 years.

too short to see anything. if you had invested 2-3 years early, you'd probably think SAMY is a scam.

largely would seen a negative for quite an extended period during that time.

search this thread, the early adopters were in that category and is now having easily 64% in gain, if my memory serves me right.

if you invested since MCO last year, you will surely be making some positive by now.

patience is virtue, if you ride the journey well, keep investing and stay invested (without pulling out), he/she sees the light at the end of the tunnel......

i do it on a bi-weekly basis.

Hi there, yes you can still try contacting SAMY via whatsapp and tell them you wanna apply the referral code.

In most instances here on LYN, majority are still able to apply the referral code.

Have you gotten a referral code to begin with?

tip is, keep calm and DCA.

Do it consistently, after that forget about it.

Come back after a period of time, you will thank yourself.

patience is virtue.

Keep calm and keep DCA-ing.

you can also consider those "managed funds" such as the one offered by FSM.

i found this > https://www.imoney.my/articles/robo-advisor-comparison

you could take a look too....

I think some ppl just want to have it all, under one roof cos it's easier to see also...

later too many platforms, see also pengsan.... hahhaa

did i hear dreadful? then it is time to DCA moreee.... but the thing is, my portfolio did not really fluctuate too much though....