Welcome Guest ( Log In | Register )

31 Pages « < 7 8 9 10 11 > » Bottom

Outline · [ Standard ] · Linear+

Investment StashAway Malaysia, Multi-Region ETF at your fingertips!

views
     
zstan
post Jun 16 2020, 08:32 AM

10k Club
********
All Stars
15,856 posts

Joined: Nov 2007
From: Zion



guess it was a blessing my buy order only went through yesterday night after 2 days of red biggrin.gif


zstan
post Jun 16 2020, 09:45 AM

10k Club
********
All Stars
15,856 posts

Joined: Nov 2007
From: Zion



QUOTE(John91 @ Jun 16 2020, 08:57 AM)
20k may be alot for you but spare change for others  hmm.gif

If continue to DCA but cap at 10k kinda defeats the point innit?
*
maybe he use 10 years to DCA until 10k?
zstan
post Jun 16 2020, 02:06 PM

10k Club
********
All Stars
15,856 posts

Joined: Nov 2007
From: Zion



MWR bounced back from 0.8% to 4.9%. what a roller coaster ride the past 3 days
zstan
post Jun 17 2020, 10:58 AM

10k Club
********
All Stars
15,856 posts

Joined: Nov 2007
From: Zion



QUOTE(lee82gx @ Jun 17 2020, 10:12 AM)
Suppose you put in 100 in capital in Wahed.

Say you have today RM90 worth in NAV in Wahed due to losses.

If you want to breakeven you have to wait for Wahed to rise by RM10. It may take 10days or 1 year or 2 years or forever.

In that amount of time, if the RM90 was immediately transferred over to SAMY, how much will it be in 10days, 1 year or 2years (the exact time it requires for Wahed to breakeven, if it does).

Conclusion is forget your capital, save your remaining NAV and future value.
*
i deposit in both SA and Wahed. Wahed still consistently outperform SA for me.
zstan
post Jun 19 2020, 09:59 PM

10k Club
********
All Stars
15,856 posts

Joined: Nov 2007
From: Zion



China etf is really really good.
zstan
post Jun 19 2020, 11:20 PM

10k Club
********
All Stars
15,856 posts

Joined: Nov 2007
From: Zion



QUOTE(walnut6363 @ Jun 19 2020, 10:26 PM)
KWEB is really performing well and quite crazy. I started deposited only 1 month ago and KWEB now is 23% up. Tomorrow might reach 25% if today rise 1.5-2%. I love China!! And SA!
*
More than 10 dollars increase since last month. Gosh. Time to take the quiz and yolo 36%
zstan
post Jun 21 2020, 06:15 PM

10k Club
********
All Stars
15,856 posts

Joined: Nov 2007
From: Zion



Finally completed the quiz. Took me 3 retries to get 90%. sweat.gif
zstan
post Jun 21 2020, 07:38 PM

10k Club
********
All Stars
15,856 posts

Joined: Nov 2007
From: Zion



QUOTE(marineer @ Jun 21 2020, 06:30 PM)
StashAway need above 90% to unlock the riskier index?

I scored 75% in 2 hrs 🤣, hope they accept my result.
*
Yes SA need 90%. Written in their FAQ.
zstan
post Jun 22 2020, 08:34 AM

10k Club
********
All Stars
15,856 posts

Joined: Nov 2007
From: Zion



QUOTE(abcn1n @ Jun 22 2020, 01:32 AM)
Highest risk is 36% right? I didn't do any quiz nor was asked to do any quiz to have the 36% portfolio. Am I missing something?
*
SA thinks you are rich enough so no need quiz
zstan
post Jun 22 2020, 08:55 AM

10k Club
********
All Stars
15,856 posts

Joined: Nov 2007
From: Zion



For SA Simple, i have to transfer the money via the normal way, then once the money reaches the account only i request to transfer to Simple? Cause the JomPay code for both are the same.
zstan
post Jun 22 2020, 09:15 AM

10k Club
********
All Stars
15,856 posts

Joined: Nov 2007
From: Zion



QUOTE(ironman16 @ Jun 22 2020, 09:05 AM)
You can transfer fund in the Simple account, not need like that.
*
sorry don't get what you mean. there's no deposit function within the app itself.
zstan
post Jun 22 2020, 09:35 AM

10k Club
********
All Stars
15,856 posts

Joined: Nov 2007
From: Zion



QUOTE(honsiong @ Jun 22 2020, 09:24 AM)
No, you set the one-time and monthly deposit amounts to all the portfolios incl Simple, then they will deposit into each portfolio proportionately.

You still transfer to the same jompay and IBG accounts.
*
ah ok. got it. thanks!
zstan
post Jun 25 2020, 09:27 AM

10k Club
********
All Stars
15,856 posts

Joined: Nov 2007
From: Zion



QUOTE(stormseeker92 @ Jun 24 2020, 10:01 PM)
Anyone has any comment if I use SA Simple MY to put some small amount of money is worth it or not?

Plus I read the interest is calculated daily, so the interest might probably too small a return for low amount of cash stored.
*
dumping my car service saving funds there.

QUOTE(amir.asyraf @ Jun 25 2020, 08:54 AM)
Just a little protip: If you ask very nicely, they can unlock the locked Risk Index without you needing to do the SGX quiz.
*
the quiz is quite educational though. good to learn.
zstan
post Jun 25 2020, 10:50 AM

10k Club
********
All Stars
15,856 posts

Joined: Nov 2007
From: Zion



QUOTE(GrumpyNooby @ Jun 25 2020, 10:30 AM)
So Simple™ aim to have multiple goals with no obligation to generate returns at all?
So investing into Simple™ with loss or negative return is acceptable?  confused.gif

I'm trying to find the rationale for offering such options.  rclxub.gif
*
simples's funds are tied to fix deposits so there won't be negative losess unless the banks go bankrupt.
zstan
post Jun 29 2020, 08:50 AM

10k Club
********
All Stars
15,856 posts

Joined: Nov 2007
From: Zion



QUOTE(woonsc @ Jun 29 2020, 07:53 AM)
😂 I think I'll sell my portfolio at a low..
The markets are red red..
*
alright good bye
zstan
post Jul 1 2020, 10:26 AM

10k Club
********
All Stars
15,856 posts

Joined: Nov 2007
From: Zion



QUOTE(John91 @ Jul 1 2020, 10:09 AM)
Deposited 17th June for Simple.

Till date 0.078% increase (2 weeks). If following layman calculation 52 weeks in a year- 2.028% p.a. But I'm not complaining la since interest is calculated on daily rate, and I'm consolidating my FD's  biggrin.gif
*
your calculation is wrong eh. if you didn't withdraw your principle your interests will be compounded daily. so assuming 2.03% p.a. effective interest rate is 3.7. much higher than FD since FD is only compounded annually.
zstan
post Jul 1 2020, 12:18 PM

10k Club
********
All Stars
15,856 posts

Joined: Nov 2007
From: Zion



QUOTE(xcxa23 @ Jul 1 2020, 11:47 AM)
if not mistaken, read it somewhere it is calculated daily but credit monthly..
may i know from where you get the statement/fact compounded daily??
*
calculated daily means compounded daily no?
zstan
post Jul 1 2020, 02:43 PM

10k Club
********
All Stars
15,856 posts

Joined: Nov 2007
From: Zion



QUOTE(xcxa23 @ Jul 1 2020, 02:21 PM)
from my understanding
compounded daily means today's interest calculation will be capital + yesterday interest earned
but
if calculated daily, credit monthly means for the whole month, the interest calculated based on the capital on 1st of the month. and the next month interest calculation will be inclusive of previous month interest earned + capital
(this method is pretty wide use for high yield saving acc)

if its compounded daily, i would assume SA will include in their selling point. it is a huge selling point!
*
yes but for high yield saving account you only get to see the money at the end of the month. but for Simple it's credited every other day. you can test for yourself within 1 month with the same amount of principle and see money earned every week is the same or compounded.
zstan
post Jul 7 2020, 08:41 AM

10k Club
********
All Stars
15,856 posts

Joined: Nov 2007
From: Zion



QUOTE(stormseeker92 @ Jul 6 2020, 10:49 PM)
KWEB is on fire tho. Good job SAMY lol  thumbup.gif
*
all the haters diam liao
zstan
post Jul 10 2020, 02:47 PM

10k Club
********
All Stars
15,856 posts

Joined: Nov 2007
From: Zion



QUOTE(mojo86 @ Jul 10 2020, 02:03 PM)
Hi, wanted to ask. Does it show anywhere in the app how much we are charged for the monthly fee? If lets say I have RM100 in my account for 3 months, will they charge 0.8%pa every month?
*
under general transactions.


QUOTE(Super_Spammer @ Jul 10 2020, 02:19 PM)
Recent re-opt to include KWEB turned out to be quite a good decision. My portfolio may be in deeper red if not for KWEB :-).

However, just a bit puzzled when it comes to how SA executing the buy order.

e.g When the market closed on a high after 4am, the ETFs are bought at the higher price for that day. 
But when the market dropped, instead of lower price, the buy order is executed with the higher price before market start to drop.

Anyone noticed this? I am just curious if this will always be the case whenever we deposit in new fund :-)
*
why bother so much.. deposit money..check MWR everyday 2 pm.. close app..

31 Pages « < 7 8 9 10 11 > » Top
 

Change to:
| Lo-Fi Version
0.5997sec    0.60    7 queries    GZIP Disabled
Time is now: 5th December 2025 - 04:14 PM