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Investment StashAway Malaysia, Multi-Region ETF at your fingertips!
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woonsc
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 Jun 26 2020, 10:57 PM
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QUOTE(stormseeker92 @ Jun 26 2020, 10:51 PM) Anyone can give advice if I deposit 1k to StashAway Simple early of the month, and transfer 250 weekly to my 22% Portfolio, is it worth it? Cuz I think the amount is quite small (1k) monthly, and I'll be transferring 250 weekly until it depletes, and deposit 1k again next month. I'm currently doing that.. Cause my bank account doesn't pays much interest.. So buy doing this, the last top up of the week will add in the interest too.. |
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woonsc
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Jun 26 2020, 11:07 PM
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QUOTE(stormseeker92 @ Jun 26 2020, 11:00 PM) But I read here that the transfer rate takes some time to our portfolio. Plus if 1k - 250 weekly the return should be miniscule. So is it worth it? For me if 2 3 months the return still cents it wouldnt be worth it. If you dca, slow or fast won't matter, If you transfer and it takes 4 days to complete. All transfers take 4 days to complete.. So still dca.. So i don't mind.. 2 months and i got 1.60 ringgit, using that method of dca. |
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woonsc
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Jun 27 2020, 08:43 AM
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QUOTE(stormseeker92 @ Jun 26 2020, 11:09 PM) How much you deposit to get that 1.6 lol 600 a month |
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woonsc
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Jun 27 2020, 04:45 PM
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QUOTE(BacktoBasics @ Jun 27 2020, 04:19 PM) Guys, just for a point of discussion. Can a Malaysian have two stashaway accounts under the same name? As in one in MY and the other in SG yeah, I have both.. |
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woonsc
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Jun 27 2020, 06:01 PM
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QUOTE(MiKE7LIM @ Jun 27 2020, 05:25 PM) in the same apps have MY & SG account? or need separate account/email to have it .. I having SG account … not MY at the moments... saw someone asking … so just tumpeng  Same app. But new to log out, switch between sg and my in log in page.. Both different entity. I used the same email and password for both my log in |
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woonsc
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Jun 27 2020, 06:19 PM
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QUOTE(MNet @ Jun 27 2020, 05:11 PM) If u have 100k, why not direct invest in us share or etf more low commission compare to SA? Haha what's the optimal amoubt to self invest, i am not there yet at 100k. Are you self investing? |
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woonsc
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Jun 27 2020, 08:33 PM
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QUOTE(stormseeker92 @ Jun 27 2020, 08:29 PM) 600 per month and you let it sit there or transfer to SAMY portfolio? rm1.6 for rm1.2k not too shabby tho Salary in put 600, then weekly transfer out 150 into portfolio.. So this happens twice.. |
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woonsc
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Jun 27 2020, 09:27 PM
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QUOTE(datolee32 @ Jun 27 2020, 08:54 PM) Put RM 600 into simple? Is transfer within portfolio happen immediately or also take time? takes time 3 - 4 days from transfer to invested..  |
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woonsc
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Jun 27 2020, 09:50 PM
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QUOTE(datolee32 @ Jun 27 2020, 09:44 PM) Ya, then will lost the interest of 3-4 days  better then bank account that's wy better then nothing, plus the money will not been in my bank, can't spend  |
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woonsc
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Jun 27 2020, 10:39 PM
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QUOTE(honsiong @ Jun 27 2020, 10:32 PM) The slow withdrawal time kinda helps fighting the urge to spend tbh hahaha yeah, makes u think twice before spending but.. the wtihdrawal time is consistent, slow or fast, dca dun mind.. transfer on monday weekly, and it gets completed on thrusday weekly.. no harm donw |
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woonsc
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Jun 28 2020, 01:28 PM
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I have sold off my entire 36% portfolio at SA MY, let's tabulate how long will it gets completed..
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woonsc
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Jun 28 2020, 08:41 PM
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QUOTE(dinkelberg @ Jun 28 2020, 08:03 PM) Any particular reason ?? Would love to hear it. Haha yeah.. Get ready bullet to buy into bursa.. But still got SA SG.. SA MY only small amount <10k |
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woonsc
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Jun 28 2020, 10:02 PM
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QUOTE(MNet @ Jun 28 2020, 09:26 PM) I dont see the differernt between sa my and sg the eraa is same Yeah no difference.. Just want to simplify it into one place |
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woonsc
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Jun 29 2020, 07:53 AM
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😂 I think I'll sell my portfolio at a low..
The markets are red red..
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woonsc
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Jun 29 2020, 09:00 AM
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QUOTE(ironman16 @ Jun 29 2020, 08:58 AM)  long term, long term buddy. don't judge it too fast.......  believe in SAMY and continuois for a few year ma.....  sell a portion to self invest in bursa.. haha So might sell at low liao sad..  |
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woonsc
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Jun 29 2020, 08:20 PM
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QUOTE(stormseeker92 @ Jun 29 2020, 08:17 PM) I see the asset information for Stashaway Simple, there is a specific pattern that repeats for many many months already. https://www.eastspring.com/my/funds-and-sol...s?fundcode=E026Should we be concerned about that?  they distributes the interest to maintain the NAV? |
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woonsc
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Jun 29 2020, 08:36 PM
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QUOTE(stormseeker92 @ Jun 29 2020, 08:26 PM) Mean if you put 1k, and the distribution rate is 0.27% 1000 x 0.27% = 2.7 Net month you will get 1002.7 in your account?  can say like that, but u dun need to know.. just that units x price = unit x price RM 1 x 100 units = RM 0.50 x 200 units |
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woonsc
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Jul 4 2020, 01:44 PM
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QUOTE(ironman16 @ Jul 4 2020, 01:30 PM) I prefer invest in OPUS income fund or money market myself. I allocation for SAMY is risk 10%, 20%, 30% n 36%. Risk 10% is for me to accumulate my emergency fund. 😁 What about 20% 30% 36% What are those portfolios for My emergencu is in 12 and savings in 22 |
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woonsc
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Jul 7 2020, 09:41 AM
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woonsc
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Jul 7 2020, 02:58 PM
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QUOTE(honsiong @ Jul 7 2020, 01:29 PM) I use Singapore acc mainly coz I work there. SGD MWR 33% or USD MWR 28% in main portfolio (35 months old) the only thing different between SA SG and SA MY, the management fee tiers, MY will be lower to get to the next level |
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