Well, it has escalated quickly.

What I understand is Emergency fund is simply the amount you need to sustain your life needs something that is known.

Ie, food, rental/mortgage, car/motor, insurance and etc.

Why suddenly jump to kidnapping etc @@

Yeah this is the emergency fund I think too. If need to consider about kidnap, brother borrow loan shark etc, then I think billion also cannot cover all the risk.
Since there are lucky people can win millions over one night through jackpot. There must be also some unluckiest people who need to dig out millions cash over one night for emergency. But the probability is negligible
So I know you keep in milo tin already ... remember hide it well hehe

No rebate.
Seems not so easy to understand

Just wondering, has anyone invested directly in the MMF and compared the returns to Stashaway Simple? Just a little sceptical whether or not it will reflect the same returns.

Hi, I havent got any referral code as I just got to know of it after visiting this forum. Perhaps do you have one I can share?

wah. uncle more mature already now compared to few months back 

Did anyone noticed the dividend distribution for Stashaway Simple is very low this month compared with previous month? I received RM1.57 when I have Rm4k in the account.

Where did you get the 0.0008 per unit from? MMF dividends fluctuate, don't base entirely on SA's projected rates. PRUISIN is going on a downward trend at least for next few months while OPR remains low, following information from Morningstar:

🤔 not sure then, just checked my dividends, mine is actually a little higher than 0.0008 per unit lol

I always treat Stashaway Simple as a source to secure my investment money so I can dca easily. I think I’m making loses, better to stick back to FD then.

Eveything is chaeper in UK. Insurance, fees, etc.
Malaysians are pigs for service slaughter.

i think depends on the holder,...if he/she had been so enticed by the performance SnP 500 heavy portfolio compared to the May 2020 optimised portfolio (more diversified with KWEB and GLD),...i think he may opt to exit SA to join Akrunow which are heavy in Snp500 etfs

btw, any idea how are the allocations of the new to be reoptimised portfolio like?

if it is heavy into S&P again, then ,.....

Have you tried withdrawing the 'balance' 😊

that didnt answer my question.

why put in SIMPLE when there is SSPN.
historical CAGR of SSPN had been BETTER than Simple....

Deposits in SSPN are guaranteed by Govt while SIMPLE has no guarantee of anything from anyone but fees from Amincome

damm..at first i thought the graph show the growth lol.
i'm new to SA

Malaysia should have more RA like Singapore