he is waiting for the bottom 

aih, I recorded my password when I sign up, shouldn't be mismatch.

nvm, small issue will just reset it la haha

Yeah, DCA. thought of using EPF acct 2 to fund a bit, good idea? since our EPF not performing and lots of useless govt bonds they bought, I don't see how they'll be doing well in the next few years..I'm not talking about all in, just maybe <5k since now they allow withdrawal during MCO.. opinion guys?

not me,

since the unlimited QE, i highly doubt it will drop to <20k for dow, <2.2k for s&p500
you can check my post in the fsm thread 

since i will get my fd soon, i hope i am wrong 

2 week sudah say bottom pulak..
u dont feel so fast bottom already meh..haha

1MIL USD?!!     

Ohh, he top up daily?
How his graph so smoothen   

Hahaha ya for 2019 it’s daily

For 2020 it is weekly

I'm not saying to put everything in one basket. Like I said, I only invest any extra money from my income into SA and other investments. Everything that is cut from my pay that goes into EPF, I wouldn't touch. As for my colleagues, they top up their EPF with their extra money, they do have their own investments elsewhere. Of course it depends on how much you earn and how much extra cash you have. Once it hits 1mil, it will accumulate really fast. That just my opinion though.

Yeap. There's no problem at all. That's just my own personal strategy. If everything goes well and I don't touch my EPF at all, I would probably have RM7mil in my EPF at 55. My target in SA is only another 1mil. Of course there are other investments. I just don't wanna be too greedy and try to use my EPF money to earn more. To me EPF is relatively safe. But if you feel that using your EPF money to invest in other places ie SA, is better for you, by all means. Again, this is just my own personal opinion. To each his own.

I started to think quite hard lately because I'm setting to stick with StashAway as one of my investment Portfolio..Right now I have a small amount with StashAway so I wouldn't think too much about it, anything happen also I won't lose an arm if they go bonker etc.

But what if I have 7 figures with StashAway. That got me wondering lol. Been on my mind this whole morning hahaha

Of course I understand that you only invest what I can afford to lose, that's what I have been doing ever since I started investing.
I don't necessarily fully agree with the part to assume everything is lost once put into investment lah lol but I get your point.

But definitely will keep investing with StashAway as one of my investment portfolio, I mean I didn't jump in blindly, I did some homework to see what they are like and felt comfortable with them.
The MCO is driving me nuts staying home all day hahaha

Anyway, we'll see about your forecast 1-2 years later
That amount however, certainly won't make you "filthy rich" though hahaha

Assume Market will be up 50% in 2 years.
You need to be invested  RM 133.3k now.       
rich boi 

If really guarantee can be rich in 1-2 years  by dumping RM100k now, I will dump it.  But...nobody have a crystal ball. Can get much worse.
Anyway, just joking only

You must be dumping a lot of $ in the stock market then

Just started using it, but it wasn't good. Haha might not use it again, unless they reduce the time for transfers between portfolios

For SASG
https://www.stashaway.sg/simple

For SG folks where the FD rate is low, Simple may be attractive. But for MY, our FD rate is still comparatively high. How will Simple have a competitive advantage? I'm all ears.

If count in forex rate I think beyond 2.5 which I think is a good parking place

Guys, how is it that all sectors are in the reds, but my current returns seem to be getting better ( but total return still negative la). means before even worse?

using JomPay.   
I think that time I have 2 portfolio, 36% and 30%. why I have two is because konon that time I need to have 2 separate "goals" haha
so my total return rate the whole 2019 is around 7%

But Could be higher, if not for my attempt to "time" the market during huawei ban and october china trade war threat. Keep changing the risk profile from 36 to 25 then to 18 then back to 36 haha   

Savings is all about emotion, some people cannot tahan the act of login to their cimbclicks and transfer RM1000 every month, but what if we staggered that RM1000 into 30 days? 1000/30 its only RM33.333 bah per day.

So thats why I DCA daily. haha. even if i miss one day two day or even 1 week

I still manage to save RM700-RM800 per month, and if my budget is ok, maybe even more.