dayum.. ytd just dca
probably dca again tomorrow

apparently stashaway does not buy in but rather keep my top up as cash
seems like their robo predicted red blood coming soon

my risk index is 36%

https://edition.cnn.com/2019/08/05/investin...oday/index.html

In view of the Dow Jones plunge yesterday, would it be a good time to dump in 1 lump sum (RM10k) today into Stashaway?

StashAway is reoptimizing portfolio, just in time when US & UK gov bond yield inverted.



For risk 18%, they seem to have almost gotten rid of corporate debts (CWB), and they increase exposures to emerging markets also.

What do you guys think?

The cash 1% is just to tank your portfolio fee for 6-12 months without selling ur other assets in case you dont do further deposits.

BTW Which risk level are you on?

Btw mine from 20% to 22%. But I still wish can select the Highest risk without having to take exam!

anyone can check on their total deposits? is it different from before?

idk why mine states lower by few ringgit than my actual deposits.

yes mine off by few rm

At 36% risk currently and it shows cash (usd) target weight  at 69% when current weight is at 1%? Seems odd

Display bug

Should be: current weight 69%, target weight 1%

but it is showing the exact opposite at the moment haha

What is the amount of EPF max limit?

RM 1 mil?

Despite shown as same
But after re optimised,
[attachmentid=10300885]

I also got the same notification for my 30% risk fund.

so just accept?

can choose not to accept?

save cash, wait for recession to buy?

You can buy 3-month 0% management fee from Boost too!
Referral cannot last long when users base becomes big.

I must be blind cause I search high and low can't find stashaway management fee

the best way to top up stash is it deposit per week or month with same amount of money or 1 lump sum for every 6 months?

Are there any charge for withdraw? Say I plan to withdraw rm1350, do I get exactly rm1350?

There is 0. 1% conversion charge back to RM.

Do u mean if withdraw all then got charge?

Withdraw all or partial has the same 0.1% conversion rate.

What neverfap is trying to say is he wanders if the 0.1% conversion which be charged on the withdrawal amount or the remaining invested amount.

Example:
If you hold more than RM 1350, when you withdraw RM 1350, will Rm1350 appear in your bank account?

In that case you get RM1350, the 0.1% charge will be deducted from your remaining invested amount.

In the case you get 0. 1% less of RM 1350, that means the charge is taken from the withdrawal amount.

It's something to be verified with CS.

Do u mean if withdraw all then got charge?

What is the initial amount to open account?

You mean it's NOT projection, or it's ONLY projection?

RM 50000 x 0.8% p.a = RM 400 per annum?