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EPF - self contribution, need advise
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sweetpea123
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Mar 1 2025, 04:29 PM
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Btw, i have X amount of self contribution still NOT reflected in total balance although banked in on 26th Feb, whereas Y amount banked on 25th Feb already in the balance 2 days ago. Should i inform EPF?
Says SUCCESS though on i-akaun but NOT reflected
This post has been edited by sweetpea123: Mar 1 2025, 04:49 PM
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sweetpea123
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Mar 1 2025, 05:54 PM
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QUOTE(nexona88 @ Mar 1 2025, 05:18 PM) Tomorrow you check back.. system is still not really fully recovered yet... If still not reflected... Monday morning you contact EPF 🙏 oops I think reversed back cos now I dont see 'X amount SUCCESS' anymore , and it says I can still self contribute X amount for 2025.... Damn, now dunno how long they need to reverse back to the bank This post has been edited by sweetpea123: Mar 1 2025, 05:56 PM
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sweetpea123
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Mar 1 2025, 06:39 PM
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QUOTE(nexona88 @ Mar 1 2025, 05:59 PM) How you contribute more than the yearly limit?? Forgotten about it already 😁 Anyway... Should be around 3 working days max... Monday morning or Tuesday should be in your bank account No, not over yearly limit, as app says i can still contribute X amount which they have supposedly reversed. 😞
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sweetpea123
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Oct 7 2025, 12:55 AM
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QUOTE(theevilman1909 @ Sep 15 2025, 03:23 PM) i-Saraan incentive payout dates
For Contribution from January to June Only 2019: 13/09/2019 2020: 24/09/2020 2021: 08/09/2021 2022: 19/09/2022 2023: 23/11/2023 2024: 28/08/2024 2025: ??????? huh, meaning those who contributed AFTER June 2025 will only get next year? Anyway, quite new to this i-saraan thingy cos only collected once although I am already old....hahaha. Anyway, I deposited in Feb 2025 without specifying deposit meant for i-saraan. My account is listed as i-saraan though, so I am trying to see if I can get it. If cannot, I will shed some tears.
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sweetpea123
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Oct 9 2025, 01:42 AM
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Guys, something weird here. How come i can withdraw EVERYTHING from my EPF ya? I am only 55, whereas my hubby who is older than me cannot withdraw all. The eligible amount to withdraw is EXACTLY the same as the TOTAL amount I have. This post has been edited by sweetpea123: Oct 9 2025, 01:43 AM
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sweetpea123
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Oct 10 2025, 04:01 AM
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QUOTE(MUM @ Oct 9 2025, 05:26 AM) Upon reached 55 yrs old, all the money in account 1, 2 n 3 will be auto moved to a new auto created Account 55. And then Account Emas will also be auto created to receive for all new deposits after age 55. All money in account 55 can be withdrawn anytime but monies in account Emas can only be withdrawn upon reached 60 so meaning if one reaches 55, he can withdraw EVERYTHING and be done with EPF if he chooses to? QUOTE(romuluz777 @ Oct 9 2025, 07:20 AM) Hopefully UNLIMITED. I heard from someone that it was like this.
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sweetpea123
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Oct 10 2025, 07:07 AM
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QUOTE(MUM @ Oct 10 2025, 05:29 AM) On this "so meaning if one reaches 55, he can withdraw EVERYTHING? Read this About Age 55 Withdrawal https://www.kwsp.gov.my/en/member/life-stag...5-60-withdrawalAnd on this, "and be done with EPF if he chooses to?" Unless you reached 55 on 1st Jan and withdraw on 1st Jan too, if you chooses to be done (forget) about EPF after getting the money, which mean you will also forget about having the dividend earned prior to your withdrawal date credited into your kwsp next year. This "forgotten" balance in your kwsp will continue to earn interest and be with KWSP until your are 100 yrs old. Once the member has reached the age of 100 years old and no withdrawal application has been made by the member’s or their next-of-kin, the savings shall be transferred in its entirety to the Unclaimed Money Management Division (BWTD), Accountant General’s Department of Malaysia , as stipulated under Section 51A of the EPF Act 1991. https://www.kwsp.gov.my/en/member/account-c...051A%20of%20thenoted with thanks
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sweetpea123
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Oct 26 2025, 07:06 AM
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QUOTE(sweetpea123 @ Oct 7 2025, 12:55 AM) huh, meaning those who contributed AFTER June 2025 will only get next year? Anyway, quite new to this i-saraan thingy cos only collected once although I am already old....hahaha. Anyway, I deposited in Feb 2025 without specifying deposit meant for i-saraan. My account is listed as i-saraan though, so I am trying to see if I can get it. If cannot, I will shed some tears.  Happy to note that I have gotten mine too.
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