IMPRESSIVE, made 60K placement 19 Jan 2021 - 9PM, just now check it is in WITHDRAWAL ELIGIBILITY already. WOW !

This post has been edited by sweetpea123: Jan 20 2021, 09:53 PM

CIMB - sorry a lil amendment there, it was 19 Jan- 9pm

12 x RM5k , didnt come here before I placed , otherwise would have used MBB, one lump sum 60k, so much easier

BTW, what's this i-saraan, we can get RM250 from Govt apparently. Have to go KWSP to apply?

This post has been edited by sweetpea123: Jan 20 2021, 09:58 PM

noted but only 2 posts in the thread, still very new. Thanks anyway

But I guess if I have self-contributed to the normal EPF, I can't apply for i-saraan. Housewife here btw.

https://www.theedgemarkets.com/article/govt...000-budget-2023 - ignore this, since it's OLD

https://www.thevibes.com/articles/news/8608...th%20the%20fund - NEW link

I am shocked so many regulars here aren't aware of this. 😱

Anyway, hv made 60k before budget. Will top up again once i get concrete confirmation from KWSP. 😁

This post has been edited by sweetpea123: Mar 3 2023, 05:29 PM

https://www.thevibes.com/articles/news/8608...th%20the%20fund.

This post has been edited by sweetpea123: Mar 3 2023, 05:14 PM

That's so weird he didn't mention. I didn't listen but i just read online. Anyway, let me try to get confirmation from EPF. But reading today's projected 4.8% to 5.1%, suddenly not so gung-ho d. 🤣
https://www.msn.com/en-my/news/other/expect...rce/ar-AA188SZD

This post has been edited by sweetpea123: Mar 3 2023, 06:35 PM

So it's confirmed then. 100k self contribution

This post has been edited by sweetpea123: Mar 4 2023, 09:19 PM

when do you guys normally do self -contribution ? I know it's towards the end of the month. Is 25th a good enough date? Thanks in advance

Yes, I am more concerned about the 'peace of mind'. RM4 is negligible




alamak, didnt realize it is Thaipusam, depositing on 28th morning mcm very risky. Will probably do it much earlier then.


Don't dream, I remember trying with RM5 extra pun got kicked back. If I dont remember if it came with interest, remember posting about it here with the cheque image as well.


Thanks for the replies, guys

This post has been edited by sweetpea123: Jan 10 2024, 03:27 AM

did mine via M2U this morning. Hopefully all goes well.

I deposited mine via MBB on 23rd 9PM, in on 24th....not bad.

Btw, i have been a housewife, for years, can i opt for i-saraan instead of i-suri? Haven't been exploring any of those options, missed out on rm300/500. 😁

This post has been edited by sweetpea123: Jan 27 2024, 07:11 AM

Actually why the need to separate the amount to different category? Sorry, noob here. I thought max is only 100k in total. Anyway, i am 54, and since the i-saraan is only till 60, i will miss out about 4 years of incentive., 😬😬

-double post-

This post has been edited by sweetpea123: Jan 27 2024, 04:08 PM

yeah, but isn't only i-saraan and i-suri have incentive? Normal voluntary contribution will get to enjoy the annual dividend lah, right? Or is there something I missed? I can just dump my RM100k into i-saraan and I will get to enjoy the RM500 incentive plus the annual dividend right? Sorry I dont get the segregation part.


Missed 4 years means I will only be getting 6 years x RM500 cos I will reach the max entitlement age 60 (am now 54 y.o) by then, no meh ? I know it's lifetime 5k or 60 years old, right ?

already applied i-Saraan via app this morning. Have not seen ANY option to choose yet, in KWSP app/MBB web. Need processing time ?

1. An individual can only qualify for 1 , either i-saraan/i-suri incentive. Dont think can for both. So why would anyone opt for i-suri instead, since incentive is only RM300 while the latter pays an incentive of RM500. Just curious

yeah, have read that before but since I applied on a weekend, not sure if it needs time to process. So if I see the i-saraan option, then at least it's confirmed that my application have gone thru ., otherwise nanti I overlimit, then jialat

This post has been edited by sweetpea123: Jan 28 2024, 04:14 PM

Which platform u used to be able to see the rm1 under i-saraan ? I wanna try your method cos I still dun know if my registration is successful


So the incentive will be itemised as i-saraan incentive?

Update on self contribution.

1) 4th Feb (Sun) - did a topup of rm10 via app and it appeared the SAME day, few hours later. , But it did NOT go into i-saraan.

2) 4th Feb - did rm11 via MBB, chose i-saraan, and it appeared as i-saraan on EPF website on 5th Feb.

So conclusion is top-up via MBB if you want the money to go into I-saraan. Sekian, terima kasih. 😁

This post has been edited by sweetpea123: Feb 6 2024, 08:03 PM


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