some concluded the "description" does not matter as their EPF back end will determine if you are i-Saraan or not based on whether the see employer/employee contribution in your account.

You successfully gotten rm300 too??

under profile

credit to bro ronnie

eH, i don't have "Scheme". My i-saraan also appears as "Voluntary Contribution" only. WTF.

thanks, just notice this year, should have done this years back when it was introduce!

KWSP portal is now same as KWSP app (almost, still WIP). KWSP app has no option for i-saraan. Although members here says if you have isaraan, it will be deposited to fulfill the i-saraan quota automatically, i would prefer to deposit from Maybank where there is clear i-saraan option. But if you are just doing self contributory, yes, doing from app is probably better and updated faster.

Your website kwsp got write "i-saraan"? in the profile section?

Then should be safe all your deposit consider as i-saraan 👌

It excludes, you can put in 100k on top of your employment contribution.

Self contribution can be done via KWSP web or apps, up to RM100k, no question asked

If i can recall correctly, a forummer posted recently, ....Employee contribution is "maxed" to 80% as the balance 20% need to cater for other possible deduction.

Yes, need to fill up a form

I hope I'm not derailing the topic but I feel my situation suits it as I operate my own business where I put myself as an employee. To use the tax relief and off set the corporate tax vs personal tax.

That said I have been toying the idea of removing myself as an employee to stop my contribution to epf. It wasn't today's interest that pissed me off is that there isn't any public audit of epf to explain why conventional was near equal to syariah

still want to contribute more after today's spectacular result that defies logic? lol...

Still better than FD for now. It's OK, as and when we dont behsong, we can just withdraw.
on serious note, employee's contribution technically can be 100%, but it all depends on the HR department + all other deductions such as socso and taxes.
furthermore, the form to fill is "additional topup" on top of the statutory rate of 11% currently. so, the max one can write is 89%.

I hope I'm not derailing the topic but I feel my situation suits it as I operate my own business where I put myself as an employee. To use the tax relief and off set the corporate tax vs personal tax.

That said I have been toying the idea of removing myself as an employee to stop my contribution to epf. It wasn't today's interest that pissed me off is that there isn't any public audit of epf to explain why conventional was near equal to syariah

still want to contribute more after today's spectacular result that defies logic? lol...


on serious note, employee's contribution technically can be 100%, but it all depends on the HR department + all other deductions such as socso and taxes.
furthermore, the form to fill is "additional topup" on top of the statutory rate of 11% currently. so, the max one can write is 89%.

Then should be giving 8%.

Which bank fox can support 100k 1 time off?

sifus, can just deposit 100k one shot into i-saraan right? or need to 2500 into i-saraan and 97500 into the other?

Depositing thru EPF website /app reflected at the same time or is app faster?

PBB can
my  test deposit1 k each via Alliance  and MBB bank
on 24.1.25 9am also still not reflected.

i completed the voluntary deposits all today.

reflected  late is okay
as long as when it is reflected
it shows  money  received in KWSP as T+1 or T+2 days.
T = deposit date.

8pm - deposited via website, still NOT reflected
8.15pm - tried via app, still NOT reflected

Pop-up receipt says 3 working days. Will update again

Thanks for the confirmation

Because contribution via i-akaun apps don't specific the types...

So kinda doubt if can qualify or not...

Now it's all clear up... And since it's faster... Might we'll use it for all contribution for the year 😁