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 Public Bank Credit Cards V5, PB Visa Sig 6% & Quantum 5% Cash Back

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SUSDavid83
post Mar 22 2019, 07:21 PM

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QUOTE(spreeeee @ Mar 22 2019, 07:19 PM)
Reloaded boost with pbb quantum MasterCard just now, asking for otp, hopefully get CB..
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Boost OTP request is not consistent.
It's part of their security revamp measures.
Certain amount will trigger for OTP while certain amount won't.
For details, go discuss at Boost thread or contact the infamous Boost CS.

You should call PBB CS to get the transaction description and its MCC.

This post has been edited by David83: Mar 22 2019, 07:22 PM
SUSDavid83
post Mar 23 2019, 07:57 PM

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QUOTE(chonghe @ Mar 23 2019, 07:55 PM)
Is petrol not entitled for VIP point for Quantum VISA? I thought other retail spend all entitled to VIP point except entertainment and departmental
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Yes. Not entitled for both QMC and QV.
VS can get VIP points for petrol.
SUSDavid83
post Mar 25 2019, 09:39 PM

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QUOTE(zhixie @ Mar 25 2019, 09:35 PM)
Hi all. I Just get my visa signature. Already used it for topup bigpay. The weird thing is my card outstanding amount is not shown in my epb. When i try to add card at profile maintenance say that my phone number not register for PAC. Can anybody advise. Thk
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You tried both way?

QUOTE
PBe > Profile Maintenance > Manage Profile > Add / Delete Account
PBe > Account > PB Card > Add Card

SUSDavid83
post Mar 25 2019, 09:45 PM

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QUOTE(zhixie @ Mar 25 2019, 09:44 PM)
First one cannot.

Second one no add card option. Hmm
I use web
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Your VS is additional card?
If you still can't add, you have to pay a visit to the nearest branch.

This post has been edited by David83: Mar 25 2019, 09:45 PM
SUSDavid83
post Mar 27 2019, 12:57 PM

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QUOTE(willhoo @ Mar 27 2019, 12:06 PM)
I try to apply their vs card, but rejected direct without key in to ccris record  sad.gif  sad.gif
Can complain?
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Can complain or can appeal?
SUSDavid83
post Mar 27 2019, 06:23 PM

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QUOTE(Sumofwhich @ Mar 27 2019, 06:22 PM)
Same here, tak cukup (almost) 80k annual income, included some asnb statements well surpassing but not successful. Offered me Visa Platinum instead I said no thanks lol
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ASNB statement can be used as income proof? hmm.gif
SUSDavid83
post Mar 27 2019, 06:37 PM

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QUOTE(Sumofwhich @ Mar 27 2019, 06:27 PM)
Haha why not?
Dividends and capital, but me 0-1 pbb hahah
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I'm not expert in this.
That's why I was wondering.
Can I funnel multiple FD certificates which has very long maturity too? hmm.gif
SUSDavid83
post Mar 27 2019, 10:07 PM

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QUOTE(metaloid @ Mar 27 2019, 10:03 PM)
Built in Shoppe installment plan - is it entitled to casback? Quantum mc
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Yes.
SUSDavid83
post Mar 27 2019, 10:15 PM

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QUOTE(metaloid @ Mar 27 2019, 10:13 PM)
It's 3% of your payment every month? Not flexi pay right, the installment you select in the shopee app.
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Installment during point-of-sale at Shopee during checkout

I have no idea on the 3% thing.

What I know is 0% interest and monthly repayment should be amount / tenure
SUSDavid83
post Mar 27 2019, 10:20 PM

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QUOTE(metaloid @ Mar 27 2019, 10:19 PM)
I mean, the 3% cb on the amount you pay month. Nice if really have cb since shopee app i heard have cb issues.
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3% or 5% cash back?

This is the risk.
But I believe Shopee installment plan is using ipay88 payment gateway; should be safe.

Use the SEARCH function to look for previous posts.

This post has been edited by David83: Mar 27 2019, 10:21 PM
SUSDavid83
post Mar 29 2019, 05:32 AM

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QUOTE(derick8860 @ Mar 29 2019, 02:47 AM)
Hi, just saw the monthly rebate statement, is it not all watsons will be entitled to 5% cashback for quantum visa?

Cause after I calculated, 1 outlet entitled, the other not taken into account.
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Yes. Only certain outlets like Sunway Velocity and AEON Taman Maluri.
I don't know why you even think Watsons should fall under departmental category.
The best fit is still under Pharmacy chain.
SUSDavid83
post Mar 29 2019, 10:25 AM

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QUOTE(wilson1149 @ Mar 29 2019, 10:19 AM)
WTA,

Documents needed to apply your 2nd card?
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How long away from your 1st card?
If few months away, most probably they will ask to supply necessary documents.
SUSDavid83
post Mar 29 2019, 01:02 PM

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QUOTE(derick8860 @ Mar 29 2019, 01:01 PM)
How to get the MCC captured by PBB?
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Call CS to know the MCC.
SUSDavid83
post Mar 29 2019, 01:19 PM

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QUOTE(derick8860 @ Mar 29 2019, 01:16 PM)
Called and asked, it’s under departmental MCC 5311, for that particular purchase via watsons app.

But not surprising, cause I memang did received the 5% cashback.
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QUOTE(cybpsych @ Mar 29 2019, 01:18 PM)
good info.

the app is registered to departmental MCC, irrespective to what u purchased.
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Great info that you find out! rclxms.gif
SUSDavid83
post Mar 29 2019, 01:40 PM

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QUOTE(derick8860 @ Mar 29 2019, 01:31 PM)
what I mean is that particular transaction (purchase)  laugh.gif

biggrin.gif  biggrin.gif  biggrin.gif
biggrin.gif  biggrin.gif  biggrin.gif
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Doesn't really matter.
It looks like the Watsons app is using that MCC code.

It cannot be one day it uses MCC ABCD, the following week it uses MCC WXYZ.
SUSDavid83
post Mar 30 2019, 12:14 PM

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QUOTE(SwarmTroll @ Mar 30 2019, 12:10 PM)
Converting to PB Quantum's Flexi-Pay Plan is only one time is it, until the 12 months payments are done? What if 6 months down the road I want to do another one? Is it allowed?
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As long as you have sufficent credit limit, you can have multiple flexi pay plan running concurrently.
SUSDavid83
post Mar 30 2019, 01:40 PM

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QUOTE(SwarmTroll @ Mar 30 2019, 01:35 PM)
Wow! Sweet deal I think, thanks!

Is there any caveat to this tho? Its 0% installment for 12 months, so I would assume RM1200 would be RM100 for the next 12 months. No extra charge or catches?
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No hidden charge except for early settlement fee I believe. Check the TnC or call CS for confirmation.
SUSDavid83
post Mar 31 2019, 01:24 PM

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QUOTE(hafizhans @ Mar 31 2019, 01:23 PM)
is there other reason they will decline our request other than insufficient limit?
plan to swipe for smartphone purchase at celcom n convert it to 12 month
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Are you being declined? Or you're merely speculating?
SUSDavid83
post Mar 31 2019, 07:09 PM

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QUOTE(UserU @ Mar 31 2019, 07:08 PM)
I see, so I've to just stick to MC for online purchases.
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That's for sure since QV won't award you for cash back.
If you're qualified, get PBB VS.
SUSDavid83
post Mar 31 2019, 10:35 PM

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QUOTE(annoymous1234 @ Mar 31 2019, 10:34 PM)
Happy to report that all of my shopee transaction via app got cashback. However, honestbee desktop still no cashback sad.gif

Shopee Malaysia KUALA LUMPUR MYS
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Automatically or claim/report via CS?

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