I put in kids account as a monthly contribution for their education fund..
Just put a side..soi won’t touch...normal parent won’t touch kid account..he he

EPF, ASNB and Bursa stock, all three are confirmed tax-exempted, at least till end of 2019, as never mentioned in 2019 Budget to imposed tax. So status-quo of tax-exemption remain same.

This post has been edited by veera77: Dec 9 2018, 12:14 PM

“Tabung Haji's shares in Bank Islam Malaysia Bhd (BIMB) were sold so as to show profit before being repurchased, which also incurred brokerage fees.”

"Although the above transactions appear commercial, we understand that the intention was to enable Tabung Haji to report higher profits for the purpose of distribution to the depositors.

https://www.malaysiakini.com/news/455525?ut...medium=facebook


This what im seriously worry if PNB doing the same trick...selectively realised profit to show profit and pay divided:(

Tunggu 1jan2019...ASB earning/profit and dividend would be the benchmark...then can decide...

My UOB CASA is giving 3.65% (daily interest calc) and my mortgage interest 4.51%....that is myPlan B, for worst case scenario..in case PNB also found doing hanky-panky accounting..

Yeah...now I understand why some prefer to keep in FD eventhough at lower return..total peace of mind..

With the case of TH exposed...i believe PNB, EPF, ASH and other govt-linked trust fund, would be more careful in their accounting, financial statement and dividend payout..

I prefer to receive dividend from earning profit only...seriously i would not be happy if i get dividend from reserve or by hidding impairment loss....

paying dividend from other than profit, is sign of shinking ship...u must get your safety jacket on...

Hv five ASNB account numbers...sent email for calendars...two i put my own address...other three accounts i put friend/relative addresses, to send as New Year gift

Hope ASNB will do me a favour...to send New Year gift on behalf me..ha ha

promoting ASNB to my friend/relative by sending calendar to them..lol

ASNB reply and agreed to be my Posman to send New Year calender gift to my friend/relative

Lambat pun ok no problem.. just to create a smile when they receive some gift from me

I believe ASNB reply the email, once they dispatch the calender mail..

Bcoz last year i receive the calender mail, one week after receive the email.

So, if u receive email reply...then it’s confirmed u wil get calender...

klu xdpt email reply, then faham2 lah stock dah habis..

I used to email
-name,
-account number and
-address

for each account..

Oopps..yeah true..if u provide different adreess than in the system..

After received calendar, better check in MyASNB - Maklumat Peribadi...to see address changed or not..if changed..then edit back to ur original address..

Yes true..
I believe they give calendar based on, one account number, one calender..not based on number fund u subscribed...

otherwise if u are bumi and subscribed all FP & VP fund...u end up get more than 10 calenders per person..lol

Maybank services


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Now even check balance fr M2U apps under ‘Wealth’ or ‘Transfer’

This post has been edited by veera77: Dec 18 2018, 05:45 PM


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Sekadar mau check balance can use M2U ..top up still MyASNB is the best option...free, unlimited attempt, and real-time..

Earlier only can check on M2U desktop version..now they updated in mobile apps also..

RM50 reward for each 1,000th transcaction...

1,000 transaction, Maybank earned rm1k on fees..but reward only RM50...net profit RM950..good business strategy..lol

The main indicator from ASB dividend is..max dividend for 2018/2019 ASM, ASW2 and ASM3 are 6%..and minumum would be 5.5%...

But still depending US/China market and other Regional market..which could effect our Bursa..and may impact PNB equity return..

Seem PNB under Zeti already diversifying out from equity to other investment...at least we are confident that PNB is in right hand

“During the year, PNB remained focus on diversifying its portfolio assets, relocating more cash into fixed income and global assets.”
https://www.thestar.com.my/business/busines...pt3b-says-zeti/

This post has been edited by veera77: Dec 21 2018, 01:47 PM

Yes main benchmark is FD/mortgage interest rate..and i beleive PNB well-aware on this crucial benchmark...otherwise there will huge withdrawal especially from ASM/ASW2/ASM3...

Currently mortage interest rate is around 4.5-5.0%...