Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia
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 Feb 13 2019, 03:16 PM
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#301
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1,229 posts Joined: Jul 2011 
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QUOTE(DBHILUHDAQWISRTNJ @ Feb 13 2019, 03:10 PM) Unker veera77 sure planning move $ to sapu stock. Ha ha..Uncle...as usual my 25% portfolio goes to stock..75% in ASNB..still maintaning this ratio..so can average out the return..but now i only buy long-term dividend stock only...tak berani main speculative stock or short term trading..heart not strong enough..he heI know what he's thinking , 6% tak ada rasa. Lolz .  |
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Feb 13 2019, 04:11 PM
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#302
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Senior Member
1,229 posts Joined: Jul 2011
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QUOTE(DBHILUHDAQWISRTNJ @ Feb 13 2019, 03:28 PM) fuiyo your fav astro heading to 1.6 , u kenyang wo masuk end of nov18 . thanks Uncle...sometimes, my calculation correct...most of the time wrong..he he ok, i back to the topic now .  yup..back to topic...before kena flag  |
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Feb 13 2019, 05:03 PM
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#303
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Senior Member
1,229 posts Joined: Jul 2011
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QUOTE(smartinvestor01 @ Feb 13 2019, 04:28 PM) Yes, I am doing the same thing now.. ASM3 is turning into the account that i would withdraw whenever I require.. QUOTE(nexona88 @ Feb 13 2019, 04:51 PM) well since it's easier to get.. ASM3 = ASB for non-bumi might well turn it into "high interest savings account"   and also it's single largest among all 3 fund (for me) |
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Feb 13 2019, 05:30 PM
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#304
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Senior Member
1,229 posts Joined: Jul 2011
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QUOTE(Holpus @ Feb 13 2019, 05:25 PM) Was thinking can transfer all ASM 3 to ASM2? my suggestion, don't transfer all...keep at least 10%ASNB portfolio in ASM3, and keep it as a saving account for emergency use or annual vacation fund ASM 3 seems new  This post has been edited by veera77: Feb 13 2019, 05:31 PM |
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Feb 13 2019, 10:57 PM
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#305
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1,229 posts Joined: Jul 2011
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QUOTE(saitong09 @ Feb 13 2019, 07:28 PM) Doesn't matter as long as got interest. My kids ASM and ASM3 balance 100 unit each Yes better open and keep all ASNB open account...later may be tak boleh open langsung eg ASM now..Even i opened SSPN account for all my kids with RM20 minimum (now can open new account online) since they started ‘loyalty dividend reward’ from this year onwards.. |
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Feb 15 2019, 01:44 PM
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#306
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Senior Member
1,229 posts Joined: Jul 2011
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QUOTE(leong321 @ Feb 15 2019, 01:35 PM) Will you all wait until end of month only start top up, as now top up also will not get dividend for this month Yes, only if u hv any CASA account which gives high daily-calculated interest or full-flexi mortgage account.. Like my semi-flexi mortgage gives 3.65% p.a. if i keep money in current account which linked to loan account.. |
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Feb 15 2019, 02:27 PM
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#307
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Senior Member
1,229 posts Joined: Jul 2011
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QUOTE(nexona88 @ Feb 15 2019, 01:53 PM) Spot on... True, high competition at end of month...klu end of month failed to get ASW2 (my fav)...then i just dump into ASM3 (since ASM3 ada Indian quota, easier to get unit)...End of the month more competition.. More users hunting... As long u have $$, and time.. Just top up... Like end of last month, x dpt ASW2 penuh...so remaining fund dump into ASM3.. but the problem is, this ASM3 always will make my hand-itchy i always see ASM3 as ATM machine..ha ha |
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Feb 15 2019, 03:02 PM
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#308
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Senior Member
1,229 posts Joined: Jul 2011
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QUOTE(DBHILUHDAQWISRTNJ @ Feb 15 2019, 02:34 PM) Bang , don't itchy first ,2019 is a tough year. Betul boss...must bring down the expenses...overall market still struggling...Save $ for raining day . Today or by next week EPF will declare 2018 dividend...going to give significant impact to other investment and overall local market sentiment... |
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Feb 15 2019, 04:58 PM
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#309
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Senior Member
1,229 posts Joined: Jul 2011
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QUOTE(john123x @ Feb 15 2019, 03:16 PM) also depend on your race, if your an Indian, you definitely should prioritize ASM3 first. ASM3 got 30k quota for each Indian. For Indian, i would suggest ASM & ASW for long-term/retirement/kids edu investment (can’t touch one) , while ASM3 for short-time/emergency fund (may be can touch one)...since ASM3 as u mentioned comparatively easier to get (for above 30k), while first 30k sure get one.. |
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Feb 19 2019, 02:47 PM
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#310
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Senior Member
1,229 posts Joined: Jul 2011
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since EFP given above 6%....
anything below 6%...will be bad for ASNB  |
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Feb 19 2019, 04:43 PM
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#311
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Senior Member
1,229 posts Joined: Jul 2011
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when come to money transaction...always go for 100% safe method...
even i don't transfer or remit on weekend/public holiday, to avoid money floating somewhere on weekend.. |
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Mar 28 2019, 06:57 PM
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#312
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Senior Member
1,229 posts Joined: Jul 2011
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what ASM1 only 5.50% ????
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Mar 30 2019, 02:50 PM
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#313
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Senior Member
1,229 posts Joined: Jul 2011
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Coming Monday ambush ASW2 or ASM1?
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Mar 30 2019, 02:52 PM
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#314
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Senior Member
1,229 posts Joined: Jul 2011
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Ikut simply logic better ambush ASW2 and ASM3...at least get your April-Sept/Oct dividend..and starts ur dividend compounding right away...
ASM1 must wait April 2020.. |
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