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Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia
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beLIEve
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Mar 8 2019, 09:17 PM
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QUOTE(DeniseLau @ Mar 8 2019, 07:15 PM) Can share what's this alternative? Maybank shares arh?  Shares are variable price. After dividend, price will adjust downwards. EPF. You can sign up for x% deduction if you are employed. All money after income tax goes to EPF. Reach 1.05m can start withdrawing at any age. This post has been edited by beLIEve: Mar 8 2019, 09:17 PM
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beLIEve
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Mar 11 2019, 02:59 AM
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QUOTE(xeon1989 @ Mar 10 2019, 11:35 PM) with myASB, does it means it's harder even for ppl camp at PNB office? Answer varies. Forum's been dead quiet after Mar 1 and the previous 4 hours sale. When there's less contention, easier to buy. Unker was busy buying last month. Didn't hear him buying after the 4 hours sale. Money is finite, when people run out of money, they stop buying. So I think the question would be, how many people will sell to raise money.
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beLIEve
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Mar 11 2019, 01:16 PM
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QUOTE(nexona88 @ Mar 10 2019, 08:07 PM) QUOTE(nexona88 @ Mar 11 2019, 01:13 PM) *cough* *cough* have to repeat that 10x to be ikan paus? This post has been edited by beLIEve: Mar 11 2019, 01:22 PM
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beLIEve
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Mar 11 2019, 01:26 PM
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QUOTE(nexona88 @ Mar 11 2019, 01:20 PM) heheheheh... give motivation to all that's all  what motivation? if ikanbilis you can afford so much, i'm very the demotivated loh. Unless you are the 千金 of the boss of Rexona Msia? I want work under you already. This post has been edited by beLIEve: Mar 11 2019, 01:29 PM
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beLIEve
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Mar 11 2019, 08:10 PM
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Actually, I thought ASMx paid higher than EPF before. Not necessary this year lower than EPF. It depends who traded the stock market better.
If ASB paid a good dividend in Dec (minus the bonus), can't think why ASM cannot. Stock market better in 2019 vs 2018. ASM 1 is 3 moons after ASB
This post has been edited by beLIEve: Mar 11 2019, 08:12 PM
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beLIEve
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Mar 11 2019, 09:08 PM
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QUOTE(MUM @ Mar 11 2019, 08:17 PM) 0.25% pa X 10 years Opportunity Cost leh? 100 grands buy house, price levitate even more 10 years down the road. QUOTE(nexona88 @ Mar 11 2019, 08:23 PM) Well on paper.. Yes... But there's many others factors to consider too... Which only ASNB knows.... Let's see end of the month.. Maintain 6% or dropped first time below 6%.. Yes milady.
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beLIEve
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Mar 11 2019, 10:42 PM
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60k is for self contribution. If working, can go for max also.
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beLIEve
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Mar 12 2019, 01:16 PM
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QUOTE(nsg86 @ Mar 12 2019, 12:38 PM) hmmm, not a good timing to open account now? tried at maybank kl central, and being advised to go pnb directly instead. or just goto another nearby agent bank. RHB, Arab Msia, CIMB.
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beLIEve
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Mar 13 2019, 02:09 PM
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QUOTE(Ancient-XinG- @ Mar 13 2019, 12:24 PM) Ahh. This thread made me feels like home. me too. At least can off topic a bit here. Hehe QUOTE(fxbnu6262 @ Mar 13 2019, 02:07 PM) Hello, Anyone know, if I withdraw all the amount from asm/asm2/asm3 before the financial date, do they calculate the interest and pay you or you will lost your dividen? eg: I deposit 10k into ASM on 1/July/18, and I withdraw on 13/3/19? Lose all. You need to retain a little balance. $10 should suffice, if they allow. If empty already then no dividend. This is based on what I've read here.
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beLIEve
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Mar 13 2019, 02:46 PM
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QUOTE(DBHILUHDAQWISRTNJ @ Mar 13 2019, 02:38 PM) I'm not sure my calculations betul or not , waiting others sifu correct the error . Eg: I deposit 10k into ASM on 1/July/18, and I withdraw and left (rm100)on 13/3/19? Let's say 6% , so entitled 8months dividend . (10k x6%) /12 x 8=RM 400 . Am I right ? actually I also not sure with the first month. I remember I read the lowest amount in any month. So the lowest on day 1 is actually 0 before you buy. unless they take count at end of business day.
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beLIEve
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Mar 13 2019, 03:18 PM
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QUOTE(DBHILUHDAQWISRTNJ @ Mar 13 2019, 03:16 PM) Opssss , I think entitled 9 months dividend . (10k x 6%)/12 x 9= RM 450. unker think pnb is water fish? half month withdraw pay full month dividend?
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beLIEve
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Mar 13 2019, 03:32 PM
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QUOTE(DBHILUHDAQWISRTNJ @ Mar 13 2019, 03:29 PM) haha , lets see what others sifu say . anyway , i think system wont do wrong calculate . as long as the amount is close then is ok .  no need sifu la. toudai can answer you now. July - Dec = 6 moons Jan - Feb = 2 moons Mar 1 - Mar 13 = almost half moon but unker expects full moon dividend. Apa lagi unker mau? full year dividend mau? This post has been edited by beLIEve: Mar 13 2019, 03:34 PM
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beLIEve
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Mar 13 2019, 03:39 PM
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QUOTE(DBHILUHDAQWISRTNJ @ Mar 13 2019, 03:35 PM) Opssss , sorry. then 8 months entitled . good boy. i mean, good unker. cannot be so greedy ah. donate that 2 weeks dividend for us. This post has been edited by beLIEve: Mar 13 2019, 03:39 PM
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beLIEve
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Mar 13 2019, 03:55 PM
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QUOTE(DBHILUHDAQWISRTNJ @ Mar 13 2019, 03:44 PM) Haha , unker always greedy. unker greedy is 路人皆知. but greedy until want to sapu our dividend (assuming the dividend ls redistributed to people who didn't sell) is very unexpected loh.
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beLIEve
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Mar 14 2019, 03:43 AM
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QUOTE(xeon1989 @ Mar 13 2019, 11:19 PM) That means every one should focus on ASM on 1st of Apr, then the money will get full year dividend on 31st Mar 2020.  Not necessary. If buy ASM2 and ASM3, can get dividend in few months time. No need wait entire year. So it boils down to individual preference.
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beLIEve
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Mar 14 2019, 11:15 AM
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QUOTE(nexona88 @ Mar 14 2019, 11:14 AM) Maybe this Saturday/Sunday might have some sales... Just my feelings.. So Just be prepared 😑 have you asked them to open floodgate?
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beLIEve
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Mar 14 2019, 12:07 PM
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I guess no harm giving it a try, milady. It would've been definite if you asked them to open it like the other day.
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beLIEve
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Mar 14 2019, 01:37 PM
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QUOTE(cherries @ Mar 14 2019, 01:10 PM) I went to pos office for open account, still unsuccessful. She said no unit available, so she only registered for me and ask me to come back try again another day. I still cannot online buy myself. Why so troublesome 1? why cannot buy online? manage to register and login to your account or not?
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beLIEve
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Mar 14 2019, 01:54 PM
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QUOTE(cherries @ Mar 14 2019, 01:47 PM) Yup, they pass me the account number. But the 1st transaction still need done by them. i not very sure about this. To avoid the hassle, I just follow elder anxient xing's instructions in post 1 and bought Variable price fund straight. Bank also unsure if account will be closed if no transaction is done. for your case, you have account number and i assume they registered your phone. have you signed up and login online to buy? what error did you receive? QUOTE(cherries @ Mar 14 2019, 01:49 PM) How come u open account so easily? I went to asn branch, cimb, pos office few times still unable open my account. maybe she yang menurut perintah in Post 1? This post has been edited by beLIEve: Mar 14 2019, 01:55 PM
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beLIEve
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Mar 14 2019, 03:17 PM
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QUOTE(nexona88 @ Mar 14 2019, 02:01 PM) When registered for the first time in MyASNB.. U needed to pick the fund listed.. If no fund under your account.. Cannot proceed to next level 🙍 Case close ooooooic. I don't remember that. Fortunately I menurut perintah here and went for VP fund. Otherwise have to go multiple times.
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