Interesting Sunday.
I think some people will be disciplined to separate their
Investment Fund vs Emergency Fund vs Monthly Expenses vs Speculative Fund. While others don't think there's any diff.
Will be too trouble to align, if we r at different freq. Hahaha. FD is a good place to park $.

Hahaha, now we know who's the big shark... The day you redeemed, was followed with big sale very next day$
🙏🙏🙏🙏🙏💵💵💵💵💵💵😋😋😋😋😋.
Kamsiah Elder. Hahaha!!!
You going holiday next month? Pls wa private group, can?

Hahaha, cannot stop myself from jumping in. Auntie with family shopping Queensbay Mall, cats at the groomers. Unker gave up on fishing today. Finished all the e-papers n alt media.

Are you having some internal conflict where to invest your $. I thot its very difficult n waiting time to be included into this forum.

Even more difficult for the non-bumi to invest into ASX. Despite any doubts or what we think, the fact is $10Billion??? or so, non-bumi allocation (3 funds) already subscribed.

Risk, is valid. If PNB closes shop due to a repeat of 1mdb magnitude of mismanagement, not many places in Malaysia we can hide n RM$ will be as good as Zimbabwe or Venezuela $.

You undecided among the 3 ASX funds vs FD vs EPF vs Shares? Need to consider your age group, what's your vision n goal, Investment timeline, etc.

Cimb giving 5%, but only 3 months.. Lepas itu, you go hunting for next Bank promotion. OPR likely down this month, FD will follow.

Let the Elders understand what question or concerns you really have. They will share inputs n you have final decision.

Also, are u read from other bloggers, to have a wider perspective on important subject of $$$. Which other bloggers you following? Allow me to assess....

OK much clearer now. Epf max $60k/year self contribution...if you are married, that's $120k. Elder Believe has shared couple of pages back.
As previously mentioned, Unker at 50s, Epf already maxed out by Feb, now attacking ASX. You are likely much younger, with Epf... Need to take consideration of other Emergency Funds, unless you hit 50yrs to withdraw Acc2. You wud already know all Unker yapping.
In summary, you appear to have your head screwed correctly... Into EPF, ASX, FD n investment blogs.
Just follow the simple advice... Shared to me.
Earn all you can, Save all you can, Give all you can, but don't forget to enjoy a bit. Hahaha.

Morning Sis Vanitas,
Tq, for sharing very important nuggets of wisdom.
Just wait till our MPs 'Look South' policy n copy Sin on EPF withdrawal age, social security n medicare.
But not all bad, esp for those high risk of squandering their retirement... Too much to debate early morning.
My Monday greetings... May all the fishermen have a bountiful n productive day.

Sigh, 1k asm3 whole day.
Couldn't agree more with the side whispers, OK.... as part of CSR program, the plea is for the 6-9 🌟 Elders to each redeem $100k of ASX to repopulate all 3 kolams. This will help us small time fisherman n we shall be forever thankful to you benevolent souls.
You can then invest your small change into MBSB, Bank Rakyat, etcFd.
Pls ah, don't shoot the messenger.... Hanya Yang Menjalankan Tugas.

Some time back, a week ago, fellow former confirmed managed to buy some ASX after 4pm.

🙏 Ampun Tuan Elder. Patik ini badut lah. 🤡

Pls open your ASM statement. There isn't a separate amount for your purchased units vs dividend units. They are both the same. Meaning if you bought 1000 units a year ago. With 5.5% dividend, you end up with 1055 units.
If you intend to sell $55 or equivalent to 55 units, then it's redeemed from the new total pool of 1055 units.
They will not specifically redeem the 55 units from accrued dividend. We aligned?

Good afternoon and Thank you! Thank you! Thank you!
To the Elder(s) who heard our humble plea and sold some units for us to buy. 4x$1k asm3.
Caught all 4 transactions 11am-12pm. Lepas itu, no more fish.
Anyway, thankful, kamsiah, 88.

Nvm, continue to accumulate ASX, no other safe yet relatively good % investment $.

Oh thank you Elder. Learn something new!

Aiyoh, Unker share Pro.... Any share touch sure junam. 😎
Question ah, Ini macam got 6% dividend yield meh?
32cents out of $9.32?
Noted out of forum topic.

Kamsiah again. I better stick to ASX.
Hahaha, the i3 investor forum, very diff from this forum group.

Moderate your buys size.... As Elder sis shared, either start small to big, or big to small.
The $5k, $10k, etc each pop is only when the stars align. Or, only when Kedah Unker appears... 30k shot.

Jolly good sharing. I'm newbie when it comes to KLSE. Recently, I've keeping MBB, MBSB n GENM on watchlist, but never pull trigger.
I'm investing for income. While crazy spamming ASX during this MC period, keeping some Play Fund ready, for opportunities.
Pls do keep in touch. Tq again.

After office hours, sifu gone home. Unker macai only.
Unker asks you back, already activate your Myasnb portal?
(Linked your mobile and bank to Myasnb portal?)
If yes, just follows the steps.

Ohhh, now I understand. The date does not mean active in this specific forum. I paiseh!!!! Yipppeee, learn new thing again.

To Elder sis n Snr Lala, thank you n welcome respectively.

Cannot sleep lah, lightning n power trip, waiting for it to pass b4 turning on circuit breaker. Yawn!!! This forum keeps me connected... Hahaha. Good morning!!!! Wake up.

How come the system doesn't allow me to buy ASM at 420am?

Bro rojak... Refer to Bro Jason text 1.28am.
Unker thought got special midnight/early morning sale.
Woke Auntie up so both can spamming.
Kena scolding lah!!!
Now thrown out of bedroom, sleeping with cats. Sigh!