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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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tan_aniki
post Jun 20 2019, 11:41 PM

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1-7 July just top up Maybank cc to e-wallet and still can earn CB at the end of the month, transaction after 8 July only affected
tan_aniki
post Jul 6 2019, 10:17 AM

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last day to top up amex to Boost, tomorrow might be still available but scared posted on 8th July
tan_aniki
post Jul 6 2019, 01:27 PM

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QUOTE(kelvinlzy @ Jul 6 2019, 01:24 PM)
Boost won't allow me to top up using Amex, kept getting non-3D secure message, only linked to 1 Boost account, guess I will follow fruitie and splurge into Grabpay, then slowly claim back from my conpany sweat.gif
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try remove and add back
tan_aniki
post Jul 6 2019, 01:36 PM

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QUOTE(kelvinlzy @ Jul 6 2019, 01:30 PM)
Tried already, just managed to reload RM50. Subsequent reloads all failed, even with just RM10. Nevermind la, I still got other cards that can top up Boost, for Amex I already dumped RM950 in Grabpay.
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why RM50 only?
don't because of the mission try so many times la...
tan_aniki
post Jul 6 2019, 08:43 PM

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QUOTE(persona93 @ Jul 6 2019, 07:21 PM)
ooo liddis also got ah bro

ok ok bro noted

will wait tmrw and see
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once u got statement on 6th of the month, you will get it on 6th of every month, not calculate by 30 days
just spend now cos will be posted on next statement cycle once the statement out later tonite
tan_aniki
post Jul 6 2019, 08:55 PM

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QUOTE(TongCN @ Jul 6 2019, 08:47 PM)
Eh? 6th is my monthly statement, if i purchase today, the transaction will appear on which statement ?
6th July or 6th June
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transact on today but not enoough time to posted in ur 6th July statement, so will count into your 6th August statement
tan_aniki
post Jul 7 2019, 10:27 AM

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i think Maybank should not remove e-wallet and do something like others did, with FCFS so that more people spend their card rather than after today lost a lot of customers
tan_aniki
post Jul 7 2019, 10:41 AM

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QUOTE(CardNoob @ Jul 7 2019, 10:36 AM)
That's what you think only.
They're Malaysia largest bank.
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you can imagine a lot of users leaving them because no longer able to top up e-wallet which is used to be common nowadays but others such as HLB is very hot now, even though some didn't get RM7 they still feel satisfy because they got chances to get more CB and bank also earn a lot due to the volume as compare to 150 winners only per hour. That's non-bumi marketing vs bumi marketing mindset
tan_aniki
post Jul 7 2019, 10:52 AM

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QUOTE(engyr @ Jul 7 2019, 10:46 AM)
Back to pre-ewallet era.
Most of my expenses belonged to online shopping, petrol and grocery. I will reduce usage of e-wallet instead of stop using maybank cards.
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QUOTE(ClarenceT @ Jul 7 2019, 10:49 AM)
A lot of people will still use M2 Visa/MC/Amex to top up Bigpay/Boost though no rebate/reward. It will be equivalent to cost 0.2% only for Balance transfer. Half of credit card users in Malaysia are not able to settle credit card in full! It is a better way to get cash than cash advance, >0.2% BT or personal loan!
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yes i know can use on non e-wallet but less volume as compare to now, they still charge the same rate on merchant with e-wallet or non but now will be less users

smart bank will think of the future, dumb bank will only thinking to stop the future

QUOTE(digidigi @ Jul 7 2019, 10:49 AM)
user will choose the one reward more, for now I still think is Maybank card rewards
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i don't understand this sentence... mind elaborate more?

This post has been edited by tan_aniki: Jul 7 2019, 10:54 AM
tan_aniki
post Jul 7 2019, 11:03 AM

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QUOTE(ClarenceT @ Jul 7 2019, 10:59 AM)
Though no reward/rebate, smart user may be willing to spend RM2-RM6 cashout cost, assume 0.2%, but 50 days interest free period. 0.2%x12=2.4%, still less than FD %.
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smart users will cash out on those 0.3%/0.5%/1% unlimited CB to do what u said, not Maybank anymore lo...
tan_aniki
post Jul 7 2019, 11:08 AM

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QUOTE(ClarenceT @ Jul 7 2019, 11:05 AM)
Smarter user, think beyond Maybank CC.
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lol for me ~RM16k/month enough, some even goes up to 4 cards...
tan_aniki
post Jul 7 2019, 01:58 PM

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QUOTE(engyr @ Jul 7 2019, 01:26 PM)
Not many people will do so.
Simply reason that I top up boost with Amex because of double rewards (5% from Amex + shake rewards from boost).
Between 5% from Amex and shake rewards, I will opt for Amex.

But if one day later maybank reduce the benefit till cashback for dining only (like before 2017), I believe that many customers will cancel the card.
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QUOTE(jefftan4888 @ Jul 7 2019, 01:43 PM)
Boost will lose customers instead of Maybank.

Many people was attracted to use Boost because of Maybank CC CB.
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you can use others with CB features to reload Boost for more shake rewards later when u spend, so loser is still on MBB side

QUOTE(Nama saya Amad @ Jul 7 2019, 01:44 PM)
I have few cards and wants to get amex card only instead of both 2 cards. Is it possible?
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QUOTE(AskarPerang @ Jul 7 2019, 01:49 PM)
Not possible. Bundle package. Must take both cards: AMEX and Visa/Master.
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you must take both 1st, then you can cancel the visa/master, i have cancel my visa many months ago bcos of SST
tan_aniki
post Jul 7 2019, 02:11 PM

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QUOTE(beLIEve @ Jul 7 2019, 02:07 PM)
No. Only those applied/approved before Sept 1 2018 can cancel.

I don't think they care losing customers of ewallet. Very sure they've done their analytics before the recent changes to cashback.
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customer can oblige to cancel one of them bcos of SST, unless bank can absorb the SST but they can't

QUOTE(jefftan4888 @ Jul 7 2019, 02:11 PM)
For customers that never owe cc money (majority of them are calculative), they will lose interest on Boost.

Those like to cash advance, Boost is still a good option.
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i'm also never owe cc for additional interest and calculative, but Boost is one of my fav

This post has been edited by tan_aniki: Jul 7 2019, 02:13 PM
tan_aniki
post Jul 7 2019, 02:45 PM

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QUOTE(skty @ Jul 7 2019, 02:29 PM)
You have my full support to submit your resume to Maybank and go in work and change everything for us.  thumbup.gif  brows.gif  icon_idea.gif  rclxm9.gif  notworthy.gif  icon_rolleyes.gif
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i'm not into their field
maybe they can employ ppl from PBB and HLB
tan_aniki
post Jul 7 2019, 06:39 PM

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QUOTE(westlife @ Jul 7 2019, 05:06 PM)
If reload e-wallet today using FCB, will still get any rebate? or it will be counted as no rebate since FCB is awarded rebate based on posting date instead of transaction date line M2U card?
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MBB based on transaction date but need to post within this month to get this month CB.
just that we are not sure whether transaction on e-wallet before 8 July still entitle for CB or not, so just try without harm, those money still urs
tan_aniki
post Jul 7 2019, 09:45 PM

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QUOTE(BRY7 @ Jul 7 2019, 07:01 PM)
Just to confirm, transaction for petrol with Amex on weekends have 5% rebate?
But there’s a cap right?
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if you can pump bhp get affinbank BHP, got 10% on weekend capped at RM50/month
tan_aniki
post Jul 8 2019, 10:23 AM

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QUOTE(caesarx @ Jul 8 2019, 10:14 AM)
aih, missed the train to top up boost with Amex yesterday......
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keep it for backup usage or follow the group to cancel it and make them pay lol
tan_aniki
post Jul 8 2019, 02:09 PM

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QUOTE(se800i @ Jul 8 2019, 02:05 PM)
HLB got any cash rebate CC? Can share?
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check post #1

eh sorry, tot here is BP lol

go BP thread and check post #1

https://forum.lowyat.net/topic/4623336

This post has been edited by tan_aniki: Jul 8 2019, 02:10 PM
tan_aniki
post Jul 10 2019, 11:24 AM

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QUOTE(fruitie @ Jul 10 2019, 11:10 AM)
Wah, if this is true then it is a good news for me. laugh.gif
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u dump in RM1000 per month to get the RM50 CB?

might consider citi CB which got 10% CB although only RM15 capped, but only need RM150/month to get RM15, if use for 6 months only RM900 but get RM90 CB
tan_aniki
post Jul 10 2019, 11:27 AM

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QUOTE(fruitie @ Jul 10 2019, 11:25 AM)
Not every month RM 1k but easily RM 800 like that.

Yeah, maybe I should consider that card too.
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eh sorry, that citi CB need to spend RM1500 in order to get the 10%

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