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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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tan_aniki
post Jul 10 2019, 11:34 AM

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QUOTE(cybpsych @ Jul 10 2019, 11:30 AM)
user posted image
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ok, so good for that 4 categories, RM500 is achieveable
tan_aniki
post Jul 10 2019, 11:39 AM

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QUOTE(CardNoob @ Jul 10 2019, 11:34 AM)
[attachmentid=10280267]
Citibank Cash Back got 2 levels: Normal (min spending is RM 500) and Platinum (min spending is RM 1500)

Normal: 10% is capped at RM 10 per category
Platinum: 10% is capped at RM 15 per category

Am I stupid or what?
And you really made look like an idiot!
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ok so still RM1500 la, haha
tan_aniki
post Jul 10 2019, 11:42 AM

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QUOTE(CardNoob @ Jul 10 2019, 11:40 AM)
It's very hard for me to achieve on monthly basis.
This is not the only card I hold.
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yeah, that's why i already cancel long time ago
tan_aniki
post Jul 10 2019, 11:50 AM

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just stop quarrel la, back to maybank discussion
tan_aniki
post Jul 11 2019, 06:21 AM

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QUOTE(playboy88 @ Jul 11 2019, 12:10 AM)
hi all,

If i swap my amex credit card on the weekend, and doing a 12month installment plan.

Do i getting the 5% rebate?

Many thanks!
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QUOTE(Lucas91 @ Jul 11 2019, 06:16 AM)
Yes, you will get 5% cashback for the total amount of the purchase on the weekend. Not on the monthly installments.
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last year i got CB with purchase flight ticket at traveloka on weekend, after convert to 12 month installment, i got CB for those installment that fall on the weekend, i think 2-3 times i got it
tan_aniki
post Jul 13 2019, 09:30 PM

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QUOTE(eddie2020 @ Jul 13 2019, 07:53 PM)
guys, abit weird, my cc statement 6july...
so in june i spent over 2k+. . for airbnb and boost.
airbnb i spent on 8june 7pm,(saturday) but my transaction captured on 7june (1 day early) GBP.

it should follow local time instead of airbnb server time?
i didnt get cash back for this transaction... then on 30 june i reloaded to my boost..

till today i see my outstanding did not show the boost payment.. my outstanding only air bnb and other expenses...
i scare later sudden charge me interest for the boost reload..
as i cant pay more than outstanding..

first time.... i send email regarding my cashback.. wait them reply...
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you might need to ask the CS how come the Airbnb didn't get CB because even though it is -12 hours, it is still saturday 7am, even though the furthest northwest of canada also GMT-8 only, 16 hours difference only 1am but still on Saturday.

lesson learn: don't use MBB Amex on last day of the month, you might not get the transaction posted in time for that month and will bring forward to next month quota
tan_aniki
post Jul 14 2019, 04:17 PM

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QUOTE(engyr @ Jul 14 2019, 03:45 PM)
Default statement date is 28th of each month. You need to pay statement balance within 20 days (before payment due date).
It will be updated next month.
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not necessary, mine original statement is 12th, then i request to change to 21st because 12 + 20 is almost end of the month and sometime i fear company pay me late and can't repay my debt in time
tan_aniki
post Jul 14 2019, 04:50 PM

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QUOTE(CardNoob @ Jul 14 2019, 04:19 PM)
You don't have get debts, right?
Your debts are just circulating in cycle upon squeezing the cash back from the banks.
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that's before Bigpay came into the game long time ago
tan_aniki
post Jul 15 2019, 06:15 AM

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Telco such as Digi still can get CB right? Only Utilities such as water and electricity not entitled right?
tan_aniki
post Jul 15 2019, 06:47 AM

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QUOTE(ClarenceT @ Jul 15 2019, 06:35 AM)
Only MCC4900 excluded.

Why not use HLB Bill payment this week?  smile.gif
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i got 2 X i150 plan, so plan to dump RM1000 on May & Aug to get the RM200 CB for FCBVS and then the balance with Amex on weekend, TNB paid by BP while Syabas all the while FOC, if got charged also pay by Boost
tan_aniki
post Jul 15 2019, 10:56 AM

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QUOTE(majorarmstrong @ Jul 15 2019, 10:12 AM)
can someone help to share their game plan for next month pls?
Barcelona and Amex - how to meet without e-wallet?
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for me i will pay RM1000 to my 2 X i150 on May and August and the rest with Amex on weekend, and also try to use Amex on weekend on others except government and utilities
tan_aniki
post Jul 15 2019, 11:21 AM

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QUOTE(CardNoob @ Jul 15 2019, 11:12 AM)
You won't understand the feeling of squeezing/milking from the bank.
As long as can milk from the bank, it's a feeling good euphoria.
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if shopee can accept Amex, then i will consider to purchase Bigpay credit from those sellers with 2% charge but still getting 3% CB, for FCBVS only 2% except May and Aug, so no need to bother except those 2 months.
tan_aniki
post Jul 15 2019, 12:11 PM

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QUOTE(#Victor @ Jul 15 2019, 11:50 AM)
top up RM1000 x 2 to Touch n Go during weekend for Amex or anytime for FCB during August
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physical card or e-wallet?
physical card max RM1,500...
e-wallet no longer give u CB...

This post has been edited by tan_aniki: Jul 15 2019, 12:16 PM
tan_aniki
post Jul 16 2019, 01:39 PM

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CIMB took a dig on Maybank recent changes:
https://www.cimbbank.com.my/content/dam/cim...rds/TNCENG1.pdf
tan_aniki
post Jul 16 2019, 08:18 PM

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QUOTE(#Victor @ Jul 16 2019, 07:45 PM)
The change from SMS alert to Push Notification is applicable for Maybank App users only.

mean SMS alert still available and they not forcefully everyone to opt for that right?
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no, will be replaced, if notification off it will send to ur maybank2u inbox
tan_aniki
post Jul 17 2019, 06:09 AM

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QUOTE(xeon1989 @ Jul 16 2019, 11:53 PM)
That also mean, it's your own fault to react late for any fraudulent transactions because you didnt install maybank app to receive transaction sad.gif
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Got good got bad, bad thing is you need data always on to receive the notification and good thing is even though u have bad signal or at offshore whereby no signal at all, u still can receive the notification through WiFi

Anyway people seldom using SMS nowadays and bank also want to cut cost
tan_aniki
post Jul 17 2019, 09:12 AM

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QUOTE(engyr @ Jul 17 2019, 07:21 AM)
It is bad when we go to overseas. For those who don't have data roaming.
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nowadays buying local sim with unlimited data is a trend, i'm sure you will do the same as the cost is a lot cheaper than using own sim with data roaming
tan_aniki
post Jul 17 2019, 10:15 AM

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QUOTE(charlesj @ Jul 17 2019, 09:45 AM)
Not really, I still yet to buy any overseas sim card during travel.
Fully utilizing those free wifi (hotel / events / mall etc).
Still waiting for local telco to reduce data roaming charges to RM10-20/day, just like some advance countries (AUD5 / USD5 per day, how cheap).

I will still prefer to receive SMS, especially in overseas.
Sometimes the terminal is still showing "processing" but we have receive confirmation SMS from maybank.
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QUOTE(laymank @ Jul 17 2019, 09:49 AM)
I am evaluating a revised roaming solution in a couple of months. Quite competitive against buying local sim but save you the trouble of getting one everywhere you go.
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QUOTE(digidigi @ Jul 17 2019, 09:56 AM)
I just on the roaming when oversea, 38 per days but just more convenience
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last year i went europe for 3 weeks and i bought this:

https://hello1010.my/uk-europe-three-aio

there are plenty of local sim which is very cheap as compare to data roaming provided by our telco
tan_aniki
post Jul 17 2019, 11:25 AM

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QUOTE(charlesj @ Jul 17 2019, 11:11 AM)
There are a few wifi rental services, where you can collect from local airport prior departure.
The rate is quite attractive.
The only disadvantage, you need to rent throughout your journey, you can't buy for only 3 days (ie, out of your 7 days journey)
If you go for long (more than a week), there are a few cheaper options.
If you only go for 3-5 days, minus transit days, you rather turn on telco data roaming.
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of cos few days i can just use Umobile RM10/day for those applicable countries, but out of those specific countries, i will bet most of us will survey which method is the lowest cost by surveying here and there before travelling
tan_aniki
post Jul 17 2019, 11:52 AM

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QUOTE(charlesj @ Jul 17 2019, 11:48 AM)
Hmm... RM10/day is a good rate, not aware umobile is having this, I will not hesitate to turn it on.
Nevertheless, I do hope more telco will offer cheaper rate and extend to more countries.
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https://www.u.com.my/plans/roaming-idd/udata-roam

i think we are going way off the Maybank topic lol, let's get back to Maybank discussion lol

This post has been edited by tan_aniki: Jul 17 2019, 11:53 AM

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