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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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starry-starry
post Nov 22 2018, 12:31 AM

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QUOTE(cybpsych @ Nov 17 2018, 07:31 AM)
user posted image

Maybank Spend More to Win Big Promotion [ MBB | T&Cs (Local) | T&Cs (Overseas) ]
Promotion period: 15 November 2018 - 15 February 2019

The more you spend with Maybank Cards, the prizes get better!

Local Shopping

Step 1: Register via SMS - Type WIN (space) 12-digit NRIC Number and send to 66628

Step 2:
Qualifying EntriesSpend Requirement
1x EntryEvery RM100 single transaction on Local retail
10 EntriesEvery RM1000 EzyPay spend per day

Step 3:
Prize CategoryQualifying Accumulative spend during CampaignTotal WinnersPrizes
ARM2,000500RM100 Cash Back
BRM4,000200Tablet
CRM7,00015Samsung Note 9
DRM10,0001560โ€ Inch Sharp TV

Overseas Shopping

Step 1: Register via SMS - Type TRAVEL (space) 12-digit NRIC Number and send to 66628

Step 2 :
Qualifying EntriesSpend Requirement
1x EntryEvery RM100 single transaction on Overseas retail

Step 3:
Total WinnersPrizes
3000RM100 Cash Back
1RM10,000 CLUB MED Voucher to Maldives
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Limited to retail shopping? What about online purchase?

starry-starry
post Nov 22 2018, 12:37 AM

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If I wish to upgrade my card to platinum, how does the SST work? Have cancelled the other card due to SST and keep my AMEX, no SST charged yet because my card expires next year in March.

So if my request to upgrade to Platinum is approved, will there be two credit cards given and I gotta pay RM50 SST? Or I can simply request for one card, AMEX to be upgraded only. And do I have to send the request and ensure it's approved prior my current Gold card expiry is March to avoid double charge of SST?
starry-starry
post Nov 22 2018, 11:23 AM

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QUOTE(talexeh @ Nov 22 2018, 06:31 AM)
T&C says local retail/e-commerce.
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Thanks, I didn't read the T&C, simply checked out the main title 'retail' ๐Ÿ˜‹ so making oversea purchase online is eligible for oversea one I suppose - thanks!
starry-starry
post Nov 22 2018, 11:28 AM

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QUOTE(ClarenceT @ Nov 22 2018, 04:27 AM)
Then apply for M2 Amex Platinum (if allowed) in January then cancel the M2 Gold cards by 28/2. You will be charged once only in FY2019. If you get a new card now, you need to pay AF for FY2018.
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Ahh.. I got what u meant, I thought to request for an upgrade this year so I guess id better wait till early next year or latest by end of the year then I don't have to pay x2 SST.

Is upgrading easier by just providing my EA form to show my annual income? I worry applying a new one might involve more complicated procedures. And I wish to my get AMEX platinum and hoping won't to receive d other card.. Not sure how the application works currently - whether 2 cards are still given at once.
starry-starry
post Nov 23 2018, 09:59 AM

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QUOTE(ClarenceT @ Nov 22 2018, 11:57 AM)
I don't know how the upgrade works.
Alternatively, use your Form BE 2017 (>RM60k) to apply for FC Barcelona Visa Signature (requirement is RM48k, less than M2 Platinum!) and cancel your M2 Visa/Mastercard Gold. You will have FCB VS + M2 Amex (Gold/Platinum), with higher credit limit and access to Platinum Customer Service. If you apply for FCB VS now, you may have to pay RM25 (FY2018) but you earn RM50 rebate (if you can spend RM2500 in December), net gain RM25, so still worth to try.
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Thanks for the suggestion!
starry-starry
post Nov 23 2018, 10:31 AM

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QUOTE(annoymous1234 @ Nov 23 2018, 09:58 AM)
tried on pc instant transfer rm10k, already ask to use Secure2u. this is stupid, need to have an app just for this?
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This is so crazy and troubling, is it safer to use secure2u? As if our phones have extra storage to install more apps!
starry-starry
post Nov 23 2018, 10:34 AM

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QUOTE(fruitie @ Nov 22 2018, 02:11 PM)
Two cards will still be given but upon collection, tell them you don't want the Visa/MC and let them cancel for you.
My colleague did it and not charged with SST for her MC.
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QUOTE(syaaron @ Nov 22 2018, 06:37 PM)
1U credit card centre told me will be charge RM50 SST no matter how when upgradeย  rclxub.gif
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I'll try to find out but not gonna do that this year since mine will be expired next year.. But I already canceled my visa card, if I request for an upgrade reasonably they should only give out 1 AMEX card.

This post has been edited by starry-starry: Nov 23 2018, 10:41 AM
starry-starry
post Nov 23 2018, 10:42 AM

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QUOTE(JuneResources @ Nov 23 2018, 10:35 AM)
By the way, if you lost your phones, then everything is gonna to be unsafe..
What the stupid force people use apps... shakehead.gif

I think next time batch by batch do transfer as long as less than that particular amount.
Else, need secure2u useless apps. shakehead.gif
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I agree!
starry-starry
post Nov 23 2018, 11:26 PM

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Failed to make online purchase via MBB credit card, tried to call CS several times but was told to email them due to high call volume. Anybody else is facing the same issue?
starry-starry
post Nov 26 2018, 12:41 AM

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QUOTE(dragonteoh @ Nov 25 2018, 10:21 PM)
For those who cancelled their VISA/Master Card bundle with AMEX.

Can the treat points in VISA/Master Card transfer to AMEX when terminate ?
Or we need to utilise it before cancellation ?
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I am just wondering how long it takes for canx Visa/Master card to 'disappear' from M2U? How to tell points have been transferred?
starry-starry
post Dec 1 2018, 03:58 PM

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This post has been edited by starry-starry: Dec 1 2018, 04:01 PM
starry-starry
post Dec 2 2018, 11:57 AM

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QUOTE(ronnie @ Dec 1 2018, 11:12 PM)
Cancelled My M2 Visa on 27 Nov.... after 3 working days still listed on M2U.
I did request for removal during the same cancellation request.

How long do I have to wait ?
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Having the same situation although CS told me card was cancelled immediately while card still appears in M2U. Called CS again to inquire, was been told they gotta send request to IT department to get the card removed and asked for my banking card no to proceed.
starry-starry
post Dec 2 2018, 01:44 PM

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QUOTE(beLIEve @ Dec 1 2018, 09:46 PM)
1. You can activate only one, but they will still bill you SST for the unactivated one.

2. They told me they don't allow cancellation of 1 card for applications after Sept 1. No harm trying though.
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When I inquired CS upgrading/applying M2card, they told me as long as I don't activate the visa/master card, no SST will be imposed.


QUOTE(Robottoes @ Dec 1 2018, 07:50 PM)
I just applied this card and got approved. They'll send via poslaju.

My question is
1) Do I need to activate both cards or activate one and it'll auto activate the other?
2) Can I not activate the MasterCard one as it seems a bit redundant, what I want is just the AMEX one. (Paying RM25 SST then cancel the MasterCard seems wasteful)

PS. This is my first credit card
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Please do keep us posted if SST is charged d u don't activate the credit card.

This post has been edited by starry-starry: Dec 2 2018, 01:46 PM
starry-starry
post Dec 2 2018, 02:53 PM

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QUOTE(fruitie @ Dec 2 2018, 01:51 PM)
Then no choice but to reinstall the app again.
According to https://www.maybank2u.com.my/iwov-resources...ardsSST_FAQ.pdf
Point 6: "For new card, Service Tax will be imposed upon activation of the card. If the card is not activated within 3 months, the Service Tax will be imposed on the 3rd month."
See the chart in the PDF and refer to the last scenario.

Just call CS to cancel the card even without activation. My colleague did that and no SST charged to her.
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Oh sounds like what the CS explained to me when I called up to inquire but she didn't explain after 3 months SST will be imposed.

Do you think I'd simply apply a new Platinum card or request to upgrade my current Gold card better? My card will be expired somewhere in March. I'll either apply/upgrade this Platinum one end of d month or early next year.

This post has been edited by starry-starry: Dec 2 2018, 02:53 PM
starry-starry
post Dec 2 2018, 05:50 PM

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QUOTE(fruitie @ Dec 2 2018, 03:29 PM)
You will be charged twice. Now and March. Just upgrade in March?
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Oh I am thinking like this.. If I apply for a new platinum one, once it's approved, I'll request to cancel the gold one prior activating the platinum one.. Just have to make sure all is done before old card expiry month - am I thinking correctly? Then there will be only 1x SST.
starry-starry
post Dec 2 2018, 05:57 PM

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Anyone tried adding AMEX to paypal? I had no issue adding another Visa credit card but when I added AMEX, it requires confirmation - have to wait for the verification amount/code shows in my statement then only I can confirm the card.

Initially I thought to fully utilise 5% cashback by using AMEX over the weekend. Anyone knows if it's worth using AMEX for foreign currency payment? Or I'd just stick to other credit card like visa instead.
starry-starry
post Dec 2 2018, 06:21 PM

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QUOTE(fruitie @ Dec 2 2018, 06:08 PM)
You only can apply in March and cancel in March.
Already added since long time ago, no issue adding. If use on weekends still worth in a way.
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Did u have to wait for the small charge billed to your statement to confirm your AMEX card to paypal? If so roughly how long it takes? They charged my card last night but I can't find the transaction yet in my statement, hopefully next weekend the price I wanna pay is still the same! I don't understand why it's more complicated adding AMEX while I have no issues with visa at all.

Regarding the new platinum card, is there any reason I have to do it in the same month? Why can't I apply in adVance then cancel my gold card and only activate my platinum card? I hope I don't sound too stupid ๐Ÿ˜…
starry-starry
post Dec 2 2018, 09:43 PM

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QUOTE(talexeh @ Dec 2 2018, 07:20 PM)
It's normal. Even for Mastercard, I've to key in the verification code that appears in my CC statement. With that being said, this process is only required to confirm your card. Without confirming your card, you can still use it to make payment on PayPal.
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I can't confirm the card yet since the verification code hasn't appeared in my statement yet. However, I did try to make payment using AMEX via paypal but I couldn't as the card is pending confirmation. Now I begin to wonder if possible the merchant doesn't accept AMEX? Although it says to accept AMEX..

This post has been edited by starry-starry: Dec 2 2018, 09:48 PM
starry-starry
post Dec 2 2018, 10:04 PM

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QUOTE(fruitie @ Dec 2 2018, 08:36 PM)
That's small fees is authorisation fee which will be reversed. I won't bother as I know it will be reversed few days later.

Like I mentioned before earlier, you will be charged twice for your SST for your Plat. Assuming if you apply in this month, you will be charged once it's approved and in March another round because that's your expiry month for your conventional cards. Your Plat card will also be printed as 03/2x same as what's embossed on your Gold card.
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Yes but it also said I have to key in the 4 digit verification code appears in the statement, the amount only will be reversed. I don't worry much bout that, it's just that I don't think I can make payment this weekend as I tried making payment using AMEX although the card is not confirmed yet. My concern is next weekend the rate will be different/higher..

OK, I got what u mean now. Have no idea the expiry date = my current CC expiry. So I'd only apply for the platinum card in March. What if the card gel rejected? If the appeal & approval process extends till April, then I will be charged twice still?
starry-starry
post Dec 2 2018, 11:04 PM

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QUOTE(talexeh @ Dec 2 2018, 10:45 PM)
If the AMEX option is there in the PayPal's payment page, then the merchant does accept AMEX.
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I tried making reservation for this hotel - do u think you'd try to check if AMEX is accepted? It only shows my visa card for payment and I can't switch to AMEX so I am not sure if it's my card is pending confirmation or what..

https://www.iclub-hotels.com/iclub-sheung-w.../home/home.html


QUOTE(fruitie @ Dec 2 2018, 10:19 PM)
Hmm. Yeah because you will need to pay in March for Gold and April for Plat. If it doesn't bother you much then just stick to Gold, should have upgraded before September 2018. tongue.gif

Anyway, please multi-quote your posts.
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Yes, I'd have done that before SST implementation! I only realised Platinum offers travel insurance coverage, better discount when I recently research for oversea trip. Multi quote my posts now.. Although I am not sure if any quicker way to do multi-quoting? I replied one post, then looked for your post & clicked reply, then copy the whole text to paste over my posted post ๐Ÿ˜…

This post has been edited by starry-starry: Dec 2 2018, 11:07 PM

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