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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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zenquix
post May 5 2020, 05:07 PM

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QUOTE(Anangie @ May 4 2020, 11:55 PM)
Oh, if i chose cr card as my pymt option for qrpay/mae, i could not entitle for 20% cash back for Raya campaign which started today?
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QUOTE(ClarenceT @ May 5 2020, 06:00 AM)
To enjoy the cashback, the QRPay’s source of fund must be either from the customer’s Maybank current account, savings account or MAE account. Each transaction must be made from the Maybank2u App version 5.6 and above at participating outlets only.

https://www.maybank2u.com.my/maybank2u/mala...shback0520.page?

For avoidance of doubt, the chances given to qualify for Cashback will only be valid during the Campaign Period (subject to availability) and only for QRPay transactions that are funded by Maybank current account, savings account or MAE account, transacted via Maybank2u App version 5.6 and above, and is not valid in conjunction with other promotions, discounts or vouchers.

https://www.maybank2u.com.my/iwov-resources...ashback_tnc.pdf
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almost all their QRpay promos needs to be from accounts not cards..

Till today got the run around from MBB for starbucks cash back in .. Feb/Mar.. cause their T&C don't state that.
zenquix
post May 8 2020, 12:28 PM

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QUOTE(shawnk @ May 7 2020, 02:07 AM)
Hello,

I'm trying to pay TNB using Barcelona Visa Signature, how or which payment method to get the 2% (or 10% this month) rebate?
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none of it
zenquix
post May 10 2020, 12:26 AM

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QUOTE(annoymous1234 @ May 9 2020, 07:37 PM)
If I want to convert my treats point to air asia big point, what info do need I to provide maybank CS?
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as shared by charlesj bank "standard" conversion rates are rarely worth it unless you have a travel plan that can use it + you are getting a bonus (the usual regular 20% extra)
zenquix
post May 13 2020, 09:47 AM

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QUOTE(leanman @ May 13 2020, 09:42 AM)
Is payment to PTPTN (SSPN iPlus) considered as payment to government agency? Any idea?
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yes govt mcc transaction
zenquix
post May 16 2020, 05:17 PM

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QUOTE(Brandonwoo17 @ May 16 2020, 02:05 PM)
Anyone facing prob can’t add Amex card to fave payment method?
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if i recall correctly have to update app in March to be able to add Amex again. Unless new issue.

I don't dare to remove my Amex lol
zenquix
post May 16 2020, 05:32 PM

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QUOTE(socratesman @ May 16 2020, 05:26 PM)
Unlike some of you, my Amex only got renewed for 3 more yrs. First time got the card in 2015, they gave 5 yrs

I'm good paymaster, bank don't trust me? lol
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mine has always been 3 years. more than 10yrs. think your 5 yrs maybe cause you were special .. then smile.gif
zenquix
post May 17 2020, 12:01 AM

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QUOTE(Brandonwoo17 @ May 16 2020, 06:13 PM)
Gg.. I updated to the latest version dy, tried uninstall and install back, also cannot..
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try to add the card over the website. Note: you lose the current default card as the fave website only stores 1 card info.

that's how i added my Amex in March before they released the app update.
zenquix
post May 17 2020, 11:37 PM

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QUOTE(Wei90 @ May 17 2020, 11:06 PM)
Anyone can pay Unifi using MBB AMEX? it kept rejecting...
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Old payee or new payee?

QUOTE(kuanz @ Apr 26 2020, 10:14 AM)
to pay Unifi,

Log in Maybank2u > Pay & Transfer > Pay from "Amex" > Pay to " Payee (Telekom - Unifi)
Am i correct?
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https://www.maybank2u.com.my/maybank2u/mala...stponement.page?

This post has been edited by zenquix: May 17 2020, 11:43 PM
zenquix
post May 19 2020, 01:46 AM

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QUOTE(Wei90 @ May 18 2020, 09:56 AM)
I try pay unifi using maybank app and it successful. When i try pay unifi using maybank2u website, it rejecting . Wonder why it happen.

I just pay my credit card statement balance for Visa and AMEX but only VISA show that i payed but not AMEX. Need how long before it reflected ? (new credit card user). Thanks.
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statement balance will never update after payment. Only updates every statement date.

Current balance will reduce immediately after payment on m2u as well as minimum payment and last payment.
zenquix
post May 23 2020, 12:08 AM

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i am guessing foodpanda use multiple gateways and very min (1?) can accept amex.
zenquix
post Jun 19 2020, 12:46 AM

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QUOTE(SUPERMAN FLYING @ Jun 19 2020, 12:30 AM)
hi all, can I get cash back if I purchase from shopee on Saturday Sunday using Maybank 2 card?
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does shopee accept amex?
zenquix
post Jul 1 2020, 01:02 AM

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QUOTE(netguy @ Jul 1 2020, 12:38 AM)
Hi sifus here, I got my CC applications rejected a few times before by Maybank.
I'm getting quite frustrated  rclxub.gif  rclxub.gif and don't know the reasons (they can't check/disclose). Wonder if anyone here has a clue?

My salary is well above the req for M2C CC, and I've applied through Card Centre, M2u, and telemarketing before, over the years.
Maybank is not my salary account (money in and out frequently), but I do have a loan with them, which I paid consistently.
Also have no problems getting cards from other banks. Have 5 at the moment, planning to rid some if I could get Maybank CC.

Appreciate some leads  ohmy.gif  notworthy.gif
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if you got multiple credit cards from other banks, reduce the CL on those cards.

Historically MBB and PBB dislike people with already high unsecured credit.
zenquix
post Jul 1 2020, 12:53 PM

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QUOTE(netguy @ Jul 1 2020, 10:05 AM)
Oh thanks for that!

Just curious, do you roughly know if they have any specific CL range they're looking at when approving? Eg. % of my salary, or an absolute number.
Not sure if my total CL now falls into what range, haha
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no idea... but previously if they approve also is 2x/3x monthly salary
zenquix
post Jul 8 2020, 11:04 PM

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QUOTE(shazmiey @ Jul 8 2020, 06:06 PM)
not a problem also, i'm far from reaching my transaction limit, i only use my cc for several things, ie petrol, groceries, digi payment, apple music and netflix. I had no problem before this, only for the past few days, called maybank few times already, same answer, i wrongly key in my CVV number, problem is, card details is saved in my digi, and apple music, i had no issue before this, amount is deducted as usual.
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.. is your expiry close by?

only thing i can think of - if everyone is "correct" - is a new set of cards have been generated for you with a new CVV. whether that set of card is in your hands is a totally different question.

just tell the CS u suspect your card is faulty and ask for card replacement tongue.gif
zenquix
post Jul 9 2020, 08:23 AM

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QUOTE(shazmiey @ Jul 9 2020, 12:36 AM)
my expiry date is in 2024. anyway things settled already.

Just an update to my problem, they need me to make payment while i was on the phone with them to troubleshoot the problem, so i open digi website and proceed with payment and eventually payment got through. As my apple subscription, they need to reset and asked me to try again in 10 minutes after the call, and I tried, seems my card is accepted again.

So I didnt know what is the root problem. My last transaction before all my online payment failed was at tesco last sunday at the self service kiosk. My payment using amex was declined and error, but my visa card went through. Hopefully its just an isolated case due to glitch.
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glad to know your problem resolved. while i would have been interested to know the root cause....
zenquix
post Jul 23 2020, 08:59 AM

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QUOTE(evofantasy @ Jul 22 2020, 11:49 PM)
Can you just go into a Maybank branch and get a new credit card? Mine is expiring in October and just thinking if I can get a new one to replace it; instead of them mailing over (cause I don't trust their mailing address)
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call in to verify your mailing address... or do u mean you don't trust the mailing service?

you can call into MBB contact centre and ask them to divert the card to your nearest branch or card centre, provided it has not been printed and sent. might still fail though, i,e. still send as per normal
zenquix
post Jul 24 2020, 03:07 PM

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QUOTE(geekofIT @ Jul 24 2020, 11:41 AM)
I am thinking of cancelling my Maybank 2 Gold Card (Mastercard & Amex) because I just got my Maybank Shopee Credit Card. Is it worth it?

The reason is that I don't spend much offline, most of my spending are online transactions. TreatPoints don't mean anything to me, it's really just to offset the RM25 Service Tax imposed by government.

With the reasons stated above, the MasterCard brings no value to me. However, I do like the American Express card, 5% cashback on weekends is a nice bonus, though I would admit that I don't really spend that much too offline.

Hence, I want to remain the American Express card and cancel the MasterCard, but it seems like it's not possible, cancel means both also cancel.

Is it better to just cancel my Maybank 2 Gold Cards and use the Maybank Shopee Card instead? Cuz I really don't want to have 3 cards. On the other hand, I have 10000 TreatPoints to offset the Service Tax for one of my cards. Should I just maintain all 3 then?
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i am going to point out the shopee card (i don't have it) does not give cashback but shopee coins instead. you need to be buying from shopee to make use of it - and i don't know whether it has the same limitations as normal shopee coins.

I still prefer the pure cashback from Amex over this,

of course this can continue in its own thread.
zenquix
post Aug 6 2020, 03:15 AM

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QUOTE(iqlas @ Aug 6 2020, 12:41 AM)
Im doing some card housekeeping by deactivating some of the useless card to avoid the annual tax. For the maybank 2 plat/gold, is there any cons in deactivating the visa/MasterCard portion of the 2 card? I mean does the amex benefit remain or the term and condition will change if i delete the visa/mastercard?
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no cons but most are not allowed to cancel 1 card anymore. You can try.

Amex benefit remains. Most cardholders before Sept 2018 were allowed to cancel due to SST. But if you applied after this date then Maybank will not allow cancellation of MC/Visa only
zenquix
post Aug 10 2020, 12:56 AM

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QUOTE(nders @ Aug 9 2020, 08:53 PM)
anyone card shown up as PENDING ACTIVATION in M2u Android app? my cards are still valid till october... or is it just temporary system down or something?
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it's their current process to print renewal cards 2 months before expiry month.. whether it gets to you is a totally different question.
zenquix
post Sep 30 2020, 01:31 PM

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QUOTE(hustlerism @ Sep 30 2020, 12:57 AM)
Have anyone bought from US online store before?

May i know what are the charges?
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QUOTE(ClarenceT @ Sep 30 2020, 05:46 AM)
Foreign transactions.
If Visa/MasterCard, around +2.25 to +2.5%.
If Amex, +2.5% to +3%.

If you intend to use M2 Amex during weekend to get 5% cashback, make sure the "Transaction Date" is a Saturday or Sunday. Eg if you spend on Saturday morning (KL time), the transaction date may be a Friday; if you spend on Monday morning (KL time), the transaction date may be a Sunday.
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QUOTE(ericlaiys @ Sep 30 2020, 09:36 AM)
in summary, dont use AMEX for oversea. extra conversion rate.
compare before, not worth it
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Also if the forex is not USD, Amex has double conversion - say SGD > USD > MYR

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