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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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engyr
post Jun 23 2019, 04:07 PM

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QUOTE(koala225 @ Jun 23 2019, 03:10 PM)
I can't found in m2u. mind to upload pic show us?
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Top up boost on 8/6/19 telecommunications
Top up boost 22/6/19 others
user posted image
engyr
post Jun 27 2019, 07:23 AM

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QUOTE(borneoman1 @ Jun 27 2019, 12:55 AM)
I was checking out the pie chart for my cards in modern M2U. From the category breakdown, it seems that:
- Boost App top-up is under (Telecommunications) [Top-up full using AMEX]
- BigPay top-up (Financial Services) [Top-up full using Maybank FCB]
- Agoda (Transportation) [AMEX]
- Astro (Utilities) [AMEX]
- Netflix (Utilities) [AMEX]

These are all based on the amount I paid to the services. They all line-up together. FCB only used to top-up BigPay. I only use Amex for Agoda, Astro & Netflix autodeduct, for cashback, all to Boost App. The breakdowns should be accurate.

Anything under Financial Services will be for e-wallets, right. Boost App is under Telecommunications though. So, maybe can still earn cashback from it?

Some say Unifi/Astro still can earn cashback, but Astro seems to be listed as Utilities...hmm.

Unless Maybank puts them in the categories, but still able to differentiate what is what within that category.
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QUOTE(talexeh @ Jun 27 2019, 01:00 AM)
Recently Boost has been moved to the "Others" category instead. For all we know, Maybank might be identifying eWallet transactions via name instead of MCC or category. All we can do now is just to speculate & the final results will be made known only on 2-AUG.
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QUOTE(borneoman1 @ Jun 27 2019, 01:03 AM)
Oh, I see. My Boost top-up was in the beginning of the month, so if they moved it to Others already, then yeah, maybe they already thought how to close the loophole.

Will see what category it is again when I top up Boost before 8th Jul.
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Top up boost on 8/6/19 telecommunications
Top up boost 22/6/19 others
user posted image

My suggestion: top up RM10 on 14/7, check whether you have received 50 sen on 2/8.
engyr
post Jun 29 2019, 11:34 AM

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I failed to use my Amex at tesco. I suspect my card is damage.
Do we need to pay for damage card?
If I request to change to Amex with pay wave, is there any charges? How long will it process?

This post has been edited by engyr: Jun 29 2019, 12:19 PM
engyr
post Jun 29 2019, 03:03 PM

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QUOTE(c2pidyee @ Jun 29 2019, 11:33 AM)
anyone encounter problem of top up boost & grab pay today?
try to top up both grab pay & boost with amex but transaction not successful.
called to customer service told that my card is ok no problem
wondering why cry.gif  cry.gif

i've try my FC Barcelona for the top up.. can go through.. no problem at all
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Manage to top up boost with Amex 10 min ago.
engyr
post Jun 29 2019, 07:02 PM

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QUOTE(c2pidyee @ Jun 29 2019, 06:49 PM)
My problem still not solve yet even after few times called to customer service ๐Ÿ˜’๐Ÿ˜’

Phone no. registered, customer service personnel checked n confirm my card is activated, no problem,and claimed that is merchant problem
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Remove the card, and add card again.

engyr
post Jun 30 2019, 08:20 AM

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QUOTE(Mark_Penang @ Jun 30 2019, 07:39 AM)
So it is confirmed CB still works till the 8th. Can anyone confirm if we still get x5? My ultimate goal is Krisflyer miles
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Until 5/7 if you want treatpoints.
No more rewards after you top up Ewallet after 8/7.
engyr
post Jun 30 2019, 08:02 PM

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QUOTE(facktura @ Jun 30 2019, 07:35 PM)
Top up boost now still can be posted on same 30th june, afraid it will posted tomorrow wasted only this month cashback.

My previous statement on same day but now past 7pm still can, anyone?
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9pm still OK (from my previous record).

engyr
post Jun 30 2019, 09:25 PM

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QUOTE(Rundevilrun @ Jun 30 2019, 08:59 PM)
hi, would like to ask if online spending over the weekend qualifies for cashback?
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Yes. Except government and utility.
+no more Ewallet (after 8/7/19)
engyr
post Jul 1 2019, 09:35 PM

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Top up boost doesn't appear in the pie chart after 29/6/19.

user posted image

user posted image
engyr
post Jul 3 2019, 08:45 PM

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QUOTE(GTA5 @ Jul 3 2019, 08:08 PM)
I have used rm 1k on my Amex for June, but I didn't get the max rm 50 cashback.

Is it due to my Boost top up?

How come? Anyone faced the same issue?

I only got around RM 36 cashback.

user posted image

user posted image
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Any spend on government services and utilities?
Are all your transactions done on Saturday and Sunday?

This post has been edited by engyr: Jul 3 2019, 08:45 PM
engyr
post Jul 4 2019, 09:40 PM

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QUOTE(shazmiey @ Jul 4 2019, 09:03 PM)
thanks for suggestion, i did called the number and it seems my application has been approved. Its just wondering how my card can be approved though I didnt submit any of my documents.  mega_shok.gif

They said they will post to my billing address.
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Is your salary credited to Maybank?

engyr
post Jul 6 2019, 03:57 PM

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QUOTE(TheLegend27 @ Jul 6 2019, 03:27 PM)
so tomorrow is last day to earn 5% cashback?
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Yes for Ewallet (grabpay and boost).
engyr
post Jul 6 2019, 04:36 PM

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QUOTE(BRY7 @ Jul 6 2019, 04:23 PM)
Shopee and Lazada accepts AMEX?
and posting is T+0?
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No.
Only PrestoMall (previous 11street) and Zalora accept Amex.

https://forum.lowyat.net/topic/3532126

This post has been edited by engyr: Jul 6 2019, 04:37 PM
engyr
post Jul 7 2019, 10:46 AM

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QUOTE(tan_aniki @ Jul 7 2019, 10:41 AM)
you can imagine a lot of users leaving them because no longer able to top up e-wallet which is used to be common nowadays but others such as HLB is very hot now, even though some didn't get RM7 they still feel satisfy because they got chances to get more CB and bank also earn a lot due to the volume as compare to 150 winners only per hour. That's non-bumi marketing vs bumi marketing mindset
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QUOTE(tan_aniki @ Jul 7 2019, 10:27 AM)
i think Maybank should not remove e-wallet and do something like others did, with FCFS so that more people spend their card rather than after today lost a lot of customers
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Back to pre-ewallet era.
Most of my expenses belonged to online shopping, petrol and grocery. I will reduce usage of e-wallet instead of stop using maybank cards.


This post has been edited by engyr: Jul 7 2019, 10:49 AM
engyr
post Jul 7 2019, 01:26 PM

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QUOTE(tan_aniki @ Jul 7 2019, 11:03 AM)
smart users will cash out on those 0.3%/0.5%/1% unlimited CB to do what u said, not Maybank anymore lo...
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QUOTE(ClarenceT @ Jul 7 2019, 11:05 AM)
Smarter user, think beyond Maybank CC.
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Not many people will do so.
Simply reason that I top up boost with Amex because of double rewards (5% from Amex + shake rewards from boost).
Between 5% from Amex and shake rewards, I will opt for Amex.

But if one day later maybank reduce the benefit till cashback for dining only (like before 2017), I believe that many customers will cancel the card.

This post has been edited by engyr: Jul 7 2019, 01:29 PM
engyr
post Jul 7 2019, 04:13 PM

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QUOTE(ClarenceT @ Jul 7 2019, 03:22 PM)
You are one of the lucky 44% not paying CC interest. 56% of CC users are paying CC interest so it is a good option for them to reduce CC interest. Many of them are allowed to have CC from up to 2 banks only.
CC is toxic to a lot of people so I support it is SST-able item to discourage them to own a CC. I will cut down the number of CC I am holding after 2021, when CC no longer give reward/CB in general.
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How do you know ccard will no longer give rewards from 2021 onwards?

This post has been edited by engyr: Jul 7 2019, 06:35 PM
engyr
post Jul 7 2019, 07:04 PM

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QUOTE(BRY7 @ Jul 7 2019, 07:01 PM)
Just to confirm, transaction for petrol with Amex on weekends have 5% rebate?
But thereโ€™s a cap right?
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Yes. Cap is RM50 per month. Please refer to first post. @alexwsk did a good summary.

QUOTE(cybpsych @ Jul 7 2019, 06:56 PM)
all these unconfirmed speculation based on leading to BNM reform on card framework.

yes, less fee may lead to less card benefits, such as what we've seen these few month's of announcements.

which bank, when reduce, what will be reduced, how bank react; only respective bank to plan and announce later.

just use what we have now.
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Oh, I see.

This post has been edited by engyr: Jul 7 2019, 07:14 PM
engyr
post Jul 13 2019, 08:19 PM

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I am wondering why my pie chart do not capture the transaction. Anyone has similar problem?

user posted image
user posted image

QUOTE(eddie2020 @ Jul 13 2019, 07:53 PM)
guys, abit weird, my cc statement 6july...
so in june i spent over 2k+. . for airbnb and boost.
airbnb i spent on 8june 7pm,(saturday) but my transaction captured on 7june (1 day early) GBP.

it should follow local time instead of airbnb server time?
i didnt get cash back for this transaction... then on 30 june i reloaded to my boost..

till today i see my outstanding did not show the boost payment.. my outstanding only air bnb and other expenses...
i scare later sudden charge me interest for the boost reload..
as i cant pay more than outstanding..

first time.... i send email regarding my cashback.. wait them reply...
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Overseas transactions do follow overseas time

Boost transaction is posted on the same day if you do it before 11pm.



This post has been edited by engyr: Jul 13 2019, 08:55 PM
engyr
post Jul 14 2019, 03:45 PM

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QUOTE(IzaakC @ Jul 14 2019, 02:54 PM)
New card holder here, applied my card on last Wednesday, Approved on Thursday, Received the cards on Friday.

My question is since my statement is not specified (N/A), when should I pay my outstanding amount?

We pay statement amount before payment due date to prevent getting slapped by interest right?
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Default statement date is 28th of each month. You need to pay statement balance within 20 days (before payment due date).
It will be updated next month.

This post has been edited by engyr: Jul 14 2019, 03:46 PM
engyr
post Jul 15 2019, 06:15 AM

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QUOTE(xeon1989 @ Jul 14 2019, 11:57 PM)
Thanks for clarify, I didnt expect these info not transparent to new cardholder.
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QUOTE(charlesj @ Jul 15 2019, 03:12 AM)
As we dont know the statement date, sometimes it will caught us in surprise.
I did encounter receiving statement after 2 weeks of receiving my CC (instead of 30 days), by the time I noticed, it was already half of the 20-day buffer gone.
Else I will have to pay for late payment.
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My maybank 2card was approved early April 2018.
My first statement date was 28/4/18.
This is my first credit card. I was quite anxious. I log in maybank2u weekly to check transactions.
You will be able to view dates from your maybank2u, roughly 2 days after first statement out.

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