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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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PoisonSoul
post Oct 21 2021, 10:56 AM

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QUOTE(jianwei90 @ Oct 21 2021, 10:29 AM)
my gf card got charged as well, although it is not posted yet but CS say if it is posted eventually, need to file the dispute form..
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Use Google Chrome?
Were you buying something that day that requires you to input ur CC details and when you are entering, Chrome’s Autofill function asks you “wan me to fill up this for u?” and you gladly let them autofill by approving and entering your CVV in a pop up (at the top of the screen”)?

If yes, no worries. It will be reversed. That’s why idw to ask Chrome autofill for me because they will temporarily hold RM4 for every autofill done. Idk why, dun ask me.
PoisonSoul
post Nov 12 2021, 12:33 PM

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user posted image
Received mine but I don't understand why it was credited to my other MBB CC instead of the CC I used to reload?
Used AmEx cc reload S but masuk my other MBB CC. lol
PoisonSoul
post Nov 16 2021, 09:10 PM

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QUOTE(cybpsych @ Nov 15 2021, 09:36 PM)
user posted image

Celebrate with Maybank Cards [ Maybank | T&Cs]
Promotion Period: 15 November 2021 - 15 February 2022

Be rewarded for your spend with Maybank Cards and stand a chance to win Cash Back and fantastic prizes such as the Apple iPhone 13, Apple MacBook Pro, Samsung Z Flip3 and more! Register via SMS to join, and be in the running to earn your rewards.

This campaign is applicable to all Maybank/Maybank Islamic Visa, MasterCard & American Express Cards.
Maybank 0% EzyPay is applicable to Maybank/Maybank Islamic Credit Cards only.
Maybank 0% EzyPay is not applicable to American Express Charge Cards.
*
This campaign's T&C so complicated. I read the T&C also headache already. Oh well, it seems like to target cashback is the easiest.

To get cashback:
user posted image
Spend at least RM1000 and above (to be safe, spend RM1001) and as long you are the first 1000 customers to sign up and spend, you'll get RM50!

So which card can/should I use?
Only mentioned for the whole campaign as below
user posted image

So specific T&C or "rules" for this cashback?
user posted image
user posted image

What's qualified spend? Can eWallet?
user posted image


Okay, so I want to try win the other prizes and cashback at the same time. Can ah?
user posted image



Please tag/PM me if I show wrong info so that I can amend and not lead other forumers into wrong steps/rules.

Edit #1 (removed Clause 5.2.1 as it's related to Campaign 2)

This post has been edited by PoisonSoul: Nov 16 2021, 09:22 PM
PoisonSoul
post Nov 16 2021, 09:16 PM

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QUOTE(!@#$%^ @ Nov 16 2021, 09:13 PM)
read campaign 2
*
U wan me to summarise campaign2 like how I did for Campaign 1?
PoisonSoul
post Nov 16 2021, 09:20 PM

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QUOTE(!@#$%^ @ Nov 16 2021, 09:18 PM)
5.2.1 is for campaign 2
*
Oh ok. Thanks for the error. Will rectify my original post.
PoisonSoul
post Dec 1 2021, 11:26 AM

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QUOTE(cybpsych @ Nov 30 2021, 09:29 PM)
Win 5% Cash Back with e-Wallet top-up with Maybank Cards campaign!

We are pleased to announce the winners of Maybank Cards Campaign: Win 5% Cash Back with e-Wallet top-up with Maybank Cards campaign which commenced from 15th August till 15th November 2021.

Congratulations to all winners and thank you for your support.
WINNER FOR MONTH 1: Click here for winner listing

WINNER FOR MONTH 2: Click here for winner listing
*
user posted image
No wonder when I saw this on the statement I was like ??? what's that. Now I know. Saw my name in the list. Woohoo!
Btw, I used card A but it was credited into card B. How come ah? Weird.

This post has been edited by PoisonSoul: Dec 1 2021, 11:30 AM
PoisonSoul
post Dec 12 2021, 10:24 AM

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QUOTE(HumbleBF @ Dec 12 2021, 09:18 AM)
If purchase on shopee during weekends with AMEX, but not FPX. Do u still get cashback
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Rmb ya, checkout directly with Amex and not ShopeePay to be entitled for cashback.
PoisonSoul
post Dec 13 2021, 11:06 AM

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QUOTE(ClarenceT @ Dec 12 2021, 10:48 AM)
You =/= majority.
Some just want to use the credit, don't mind to pay the credit card interest. Thank you for their contribution to make the reward/rebate scheme sustainable.
Some just want the convenience, not looking into the tiny rewards and rebate. Weekend rebate is only RM50/month, too little.
Some are just having fun to chase for reward points and rebate, just like "many of" you.

Also, majority of Malaysians still prefer using cash, don't mind to queue up at the ATM to withdraw cash for daily expenses. Even the ATM card is a debit card or can be used to top up E-wallet.
*
So true. I still see many MY-sians still using cash or debit card to pay. Yes, I know, some people do not have the luxury to own good/best credit card out there but it's always nice to do a silent "prayer" to give thanks to these ppl for indirectly paying for our CC rewards points/cashback.

As for LuckyBai
Just be us, be a smart consumer. A CC is like a knife, kitchen knife. Use it correctly, it will never hurt you but bring easiness and maybe even "reward" to your life. Use it wrong, it can hurt you in many ways. If you have a friend that is saying "cash is king" or "debit card = credit card" and you really care for them, open a 1-2-1 meeting/discussion with them on why they think so, and TRY (read: do not force) to convince them that "debit card =/= credit card" and "credit card > debit card". Then intro them some credit card BASED on their own lifestyle spending and ability to pay back ON TIME.
There will always be different tiers of society (B40, M40, T20 and all their sub sub sub sub categories lah), be grateful that you can think as you are right now, so meaning, you are one tier above them already. There's no need to laugh at them. Who knows one day, one of them in the lower tier rises up and bites you back. Always elevate yourself and of course, help the others to elevate themselves as well. Cheers rclxms.gif
PoisonSoul
post Jan 2 2022, 09:52 PM

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QUOTE(cybpsych @ Jan 2 2022, 09:49 AM)
Nice, only missed out Month 1.

*but I don't see it in my online statement. Hmmm

This post has been edited by PoisonSoul: Jan 2 2022, 09:53 PM
PoisonSoul
post Jan 12 2022, 05:50 PM

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QUOTE(ZeneticX @ Jan 12 2022, 03:22 PM)
anyone tried to apply for credit limit increase for Maybank 2 Gold Amex before? Did it got approved?

reason being I'm current only holding the AMEX card (Visa card already cancelled) and I'm reluctant to upgrade to platinum since I will be getting back 2 cards again
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Me. Approved. approx 1.5years ago. Im holding both Amex and Visa/Master cards, if that is still your concern.
PoisonSoul
post Jan 12 2022, 07:35 PM

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QUOTE(ZeneticX @ Jan 12 2022, 05:58 PM)
How much of an increment u applied if u dont mind sharing?
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I had a wishful thinking when I had a small teeny tiny raise and I asked for an extra 3k, got 1k instead lol.
PoisonSoul
post Feb 2 2022, 10:39 AM

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user posted image

As per posting time, today's the last day!

Promo Page @ Maybank
PoisonSoul
post Feb 15 2022, 12:53 AM

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QUOTE(cappuccino vs latte @ Feb 14 2022, 11:09 PM)
Last time, it was the same day refund from Lazada purchase cancellation. Now a day, Lazada refund took few days to process. This has enabled additional channel to acquire cash back, without any buy transaction incurred. Nonetheless, you must have accumulated significant amount of treat points to make it work.

Step 1: buy a refundable goods worth $1,000 during weekend in Lazada, pay using Amex.

Step 2: request refund for the goods immediate after the purchase confirmation.

Outcome 1: received a cash back of $50.
Outcome 2: after few days and up to 2 weeks, refund processed with a 5,000 treat points deduction from card account.

In above scenario, 5,000 treat points converted into $50 cash back.
Comparing cheapest treat point redemption, 10,000 points converted for $25 service tax credit.

Ladaza buy and cancel for refund definitely more worthy.
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1/2 (weekday) = make purchase of RM1k, floating amount in MBB records
1/2 1-2mins after 1st step = request refund, MBB still floating
3/2 (weekday) = This part see if Lazada wants to make settlement or not. Let's go with make settlement. U earn 5000 TP.
4/2 = lazada realised u refunded. they credit back 1k to your cc
5/2 = MBB claw back ur 5000 TP
???????????????????????????? What you trying to do here??????

PoisonSoul
post Mar 16 2022, 07:58 PM

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Just for a record for those having problem on Shopee using Amex. I managed to buy something 1 day before (11 March) you guys start complaining that Amex is not working(12 March). Not sure did they do something on the 12th March or not.
PoisonSoul
post Mar 17 2022, 12:45 PM

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QUOTE(thecurious @ Mar 17 2022, 12:03 PM)
And when merchants do allow AMEX, they usually say cannot collect loyalty/member points because AMEX fee high.
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Huh? Got such thing meh? We swipe AMEX, merchant can choose to give us points one meh? Points or CB isn’t it AmEx or issuing bank will give one meh? What’s the correlation or merchant accepting AmEx has got to do with them merchant giving us points or CB?
PoisonSoul
post Apr 18 2022, 02:22 PM

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Story.

Sitting @ home
Suddenly got a sms saying I got charged @ a retail outlet of my AmEx card.
Sees amount, got shocked.
Call up MBB.
Told me my card got unauthorized usage overseas.
Instantly deactivate my card and they sending me a replacement in 5 working days. (+3 more working days since I change my address).
Instantly saw my on M2U my AmEx card got deactivated already.


MBB CS is good. Straight away deactivate the card for me and no questions ask and got me a replacement.
But WTH?! Charged overseas, and I googled the place, it's in Spain! Shop's name is Trade Inn.
Always think I'm lucky few won't kena these, at last today kena. But how even can pass? Like, they have to know my pin number right?
PoisonSoul
post Apr 18 2022, 02:27 PM

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QUOTE(poweredbydiscuz @ Apr 18 2022, 02:23 PM)
Can you recall where did you use your Amex card online?
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Shopee Laz and my telco bill past few months. It's been like 2 years ago since I used it for one overseas online purchase.
PoisonSoul
post Apr 18 2022, 02:46 PM

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QUOTE(tan_aniki @ Apr 18 2022, 02:42 PM)
this shop is in store shopping ler...

means ur card might be copied while insert into atm machine with those card reader around
ever use it anywhere outside malaysia before?
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the only time i cucuk this card into terminals is for petrol stations only. So... someone planted it there huh?
PoisonSoul
post Apr 23 2022, 09:38 PM

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Hmm there's no thread to talk about the new MBB KF Gold n Platinum AmEx cards. Seems like the rewards aint that bad for those interested to collect KFs but sadly, only for flights originating from MY. Does this means that if we were to fly let's say PEN - SIN - SYD, we only earn in the miles of RM1=1KF in the PEN - SIN leg?
PoisonSoul
post Apr 27 2022, 10:54 PM

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QUOTE(PoisonSoul @ Apr 18 2022, 02:22 PM)
Story.

Sitting @ home
Suddenly got a sms saying I got charged @ a retail outlet of my AmEx card.
Sees amount, got shocked.
Call up MBB.
Told me my card got unauthorized usage overseas.
Instantly deactivate my card and they sending me a replacement in 5 working days. (+3 more working days since I change my address).
Instantly saw my on M2U my AmEx card got deactivated already.
MBB CS is good. Straight away deactivate the card for me and no questions ask and got me a replacement.
But WTH?! Charged overseas, and I googled the place, it's in Spain! Shop's name is Trade Inn.
Always think I'm lucky few won't kena these, at last today kena. But how even can pass? Like, they have to know my pin number right?
*
Apr 18 got the scam.
Apr 21 shipped out. (Said to be 5+3 but wow!)
Apr 22 out for delivery.
Did not get it. Actually, I did not even know on Apr 21 is already shipped out.
Called up MBB to ask if they have the tracking number and this is how I know.
But WTH PosLaju, unsuccessful delivery to my house, when I am home the whole day. And then have the audacity to ask me to go to pos besar to collect it, without any acknowledgement slip, how am I supposed to collect it? Nevertheless, requested a 2nd delivery attempt this friday (29 Apr). Let’s see if they gonna deliver or bs with me again.
MBB, if you are here, please do not use PosLaju. Change to like CityLink or Pgeon. They are far more reliable than this ancient PosLaju.

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