u get nothing

obviously you didn't read post #5394

which is why the "category" in m2u is not accurate because mbb re-categorizes them differently instead of following mcc.
the doughnut chart la

imo, depends on your cashflow situation just my opinion la.

since wedding need multiple large payments, that means you need cash to be ready.

1) if you target cashback/points, you earn those but need to payback in full once statement is out. eg amex 5xTP (weekdays), gives 50k TP, can redeem for rm100 voucher. but remaining rm9.9k to be paid off soon

2) if you target better cashflow, forego the cashback/points for the moment (still can use for eligible stuffs). target cards with 0% BT or 0% flexipayment. e.g. PBB Quantum's 0% 12mth Flexipay (min RM1200 per transaction to convert). u still get points from PBB cards, but maybe not that attractive. still can accumulate to considerable amount for your wedding expenditures though.

if you dont like "owing" money for too long and prefer to pay off quickly, then get the cashback/points.

just a simplistic view

already reported above la.

either just temporary or unknown reasons.

just use classic m2u to check. or call cs. or wait for statement.

use common sense la. even mbb spelled out the services under Utilities

do you think unifi/streamyx/astro considered as electric/gas/sanitary/water services?

this is not the first time the mcc is shown here

deduct lumpsum/full amount upfront (rm5280) from your credit limit.

upon payment of EACH monthly installment (rm220), it will be added back to credit limit

3 6 8 12 14 18 21 24 26 28 EOM

try ask them if there's any new dates sides the above

even if can accept cc or amex, epay online mcc is 4900

This post has been edited by cybpsych: Jun 30 2019, 09:58 AM

iwk/syabas, best with Boost

utilities like tnb or govt bills (e.g. assessment), get UOB YOLO card. pay thru jompay. kaotim. little planning to do but 8% cb max rm50 per month is easily achievable (usually not enough! )

this coming dbkl assessment, mine already hitting rm396 (rm31.68 cb) for july. Luckily, the rest like astro/maxis postpaid, shift to m2c amex instead.

discuss further in boost thread instead

he was replying to the question about WEEKDAYS paying Gov/Utilities using AMEX

govt = 0TP, any days
utilities = 1TP, weekdays

you should know 2 things:

1) terminal may not support amex contactless, and/or
2) merchant may not signup amex with their bank at all

answer to your next question: no way to know for sure. just keep trying. else, just pin instead.

who says?

amex is still a good card, even way before ewallet became popular in recent years.

check few more days, just in case

mbb u-turned the policy

above?