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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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fruitie
post Oct 5 2018, 03:57 PM

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QUOTE(Silomat82 @ Oct 5 2018, 02:46 PM)
I recently applied for MBB 2 Premier with FD pledge of RM15k (Combined Credit Limit is now RM30k, but I have existing C/L of RM15k on my Visa Signature).

I signed the letter of set off on 3/10, and on 4/10 MBB deducted RM10/- for Stamp Duty Lien against FD.

Can anyone enlighten how long does it usually take after this to get my credit card? I checked with the respective branch & also called the Call Centre today, both gave different info.

Branch said it takes 2 working days to received CC, but since its already 5/10 I decided to call Call Centre. Call Centre said it will take up to 10 working days after signing Letter of Set Off.

Anyone face this experience before?
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I think you should ask in M2Cards Premier thread instead?
fruitie
post Oct 9 2018, 02:08 PM

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QUOTE(lexanoir @ Oct 9 2018, 02:06 PM)
AS some of the user reported that they could cancel the maybank 2card visa/master , today I did call to SC yet they say unable cancel as both are linked card.

i told her that my friend was able to cancel it , and she tell me that i need to give a valid reason for canceling the card, my reason was =  underutilized and she say this reason cant be accepted for cancellation ?

she ask me to ask my friend for the valid reason?
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Just say SST, that's the reason we used.
fruitie
post Oct 9 2018, 02:11 PM

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Underutilized as reason, Maybank will not entertain you. laugh.gif Knowing them, they won't bother about this.
fruitie
post Oct 10 2018, 03:15 PM

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QUOTE(baiseliange @ Oct 10 2018, 03:14 PM)
Hello, is that the government tax charges will be charged in first statement or after a year?
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If new application, will be in the first statement.
If existing users, will be in next anniversary (from Sept 2018 onward).
fruitie
post Oct 11 2018, 03:44 PM

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Is there a rule where there is a minimum period to wait before putting in another CL increase request?

I have never failed in MBB CL increase request but this round I failed. My last CL increase was in April 2018.
fruitie
post Oct 11 2018, 04:06 PM

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QUOTE(beLIEve @ Oct 11 2018, 03:55 PM)
I don't know. But from what I've read, there are certain actions that discourage banks from approving more cards application (which I translate, equivalent to credit increase). For example, a sudden surge in credit card application from different banks (if each bank gives you 20k, 5 banks would be 100k). You've just gotten a fat credit from another bank (public bank), means there is already some extra credit. So there is little reason to need even more credit.

And we're talking about Maybank2me here. Before I came in to the forum, I thought Maybank2me is not so strict in credit card applications. Here, I found out they are stricter than public bank. I got much more from Public Bank than Maybank2me tongue.gif I should just be grateful that mine was approved since I was on a card application spree.

You should check your ccris and see which application came in first, assuming that maybank2me did check your ccris. If public bank first, that's probably your reason.
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I just applied yesterday la and today already received rejection. Not an issue for me, actually the existing CL is more than enough for me as I have requested to upgrade from time to time.
fruitie
post Oct 11 2018, 04:25 PM

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QUOTE(leootan @ Oct 11 2018, 04:20 PM)
I think so. Last month i just upgraded my card to platinum. Then early of this month i add on the barcelona VS, i ask the lady staff i wish to increase my CL, but she replied, sir, you β€œjust” increased your CL last month. So at the end my CL remain.
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Mine was almost 6 months ago. hmm.gif Never mind, I will try next year, not priority for now. biggrin.gif
fruitie
post Oct 11 2018, 04:32 PM

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QUOTE(beLIEve @ Oct 11 2018, 04:26 PM)
Haha. So they're very the efficient. Look see your ccriss then you should know if Public Bank is the reason, or too soon an application.

I've read somewhere in this forum that Maybank2me will reduce your limit if you're not utilizing it.
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Not a problem actually. What is Maybank2Me? Am I that ignorant for not knowing this?
fruitie
post Oct 11 2018, 04:45 PM

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QUOTE(beLIEve @ Oct 11 2018, 04:37 PM)
for knowledge sake la.

When maybank says "maybank-to-you", I say "maybank-to-me" loh. Get it?
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OK, another your odd way of saying things. Just like moon = month. I got it, trying to be different but err... No comment.

This post has been edited by fruitie: Oct 11 2018, 04:46 PM
fruitie
post Oct 11 2018, 04:53 PM

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QUOTE(beLIEve @ Oct 11 2018, 04:50 PM)
even if ... we do it all the time in reality, not trying to be different. been years we call it maybank2me loh.
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Not that I'm aware of, I don't, people around me don't and those in forum don't. Maybe I haven't been exposed to outside world that much.

This post has been edited by fruitie: Oct 11 2018, 04:53 PM
fruitie
post Oct 11 2018, 04:58 PM

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QUOTE(cybpsych @ Oct 11 2018, 04:54 PM)
imo should be using proper English rather than nonsense/non-english. this is no difference than using *** masking for bank names, or leet-speak, etc etc

already got another user confused with this doh.gif
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I agree but we seldom come across users who post that way, maybe one or two exception cases. Oh ya, the masking trend used to be popular last time and there was once I sounded on such practice. I don't see it anymore. I don't see what's the purpose of hiding such information. doh.gif If it is so difficult, might as well don't share.

Anyway, I hope others can post in proper and standard English which is easily understandable by others.
fruitie
post Oct 11 2018, 05:26 PM

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QUOTE(x3Kai @ Oct 11 2018, 05:19 PM)
Anyone used M2C Amex for foreign transactions?

Will the 5% weekend Cashback work and is it worth using it for the 5% Cashback?

I'm planning to buy my air ticket from UNIAIR directly.

From what I see, I will be charged with a 2.5% conversion factor by AMEX + 0.5% admin charges by Maybank. So effectively 3% premium over their exchange rate right? So putting it simple, still approximately 2% Cashback? Or I'm still missing something?
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Yes, can use for foreign transactions. However, you will need to take note of the transaction time, some follows overseas server. It is best you do it on Saturday's night to assure your transaction will be transacted on weekend.
fruitie
post Oct 11 2018, 05:51 PM

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QUOTE(MGM @ Oct 11 2018, 05:48 PM)
If u know a merchant is  using a foreign payment gateway, say like Maxispay(GMT+0), if u do a transaction on Monday b4 8am would it be registered as Sunday transaction?
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Not sure if you want to take the risk but well you can.
fruitie
post Oct 11 2018, 09:32 PM

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QUOTE(beLIEve @ Oct 11 2018, 09:04 PM)
Here's the thing. If you want proper English, fine with me. IMO is nonsense or non-english?
Well, people around me also don't CS, BT, BP, CL. This is what someone I know term as hypocrite.

So you guys have fun making money from the banks. Off I go elsewhere to have fun.
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Yes, we are hypocrite. At least we use the term which exists unlike some words. hmm.gif
OK, bye.
fruitie
post Oct 12 2018, 01:52 PM

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QUOTE(lemonaling @ Oct 12 2018, 12:31 PM)
Usually how you request?
I been tried few times keep declined me. 😩
Seriously dun understand what the reason πŸ˜…
I went thru the online and email both way also declined πŸ˜‚
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I usually requested via email. Fill in the form which can be found on this website: https://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards submit 3 months latest payslip and send to mbbcardservices@maybank.com.my
fruitie
post Oct 17 2018, 04:23 PM

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QUOTE(XeactorZ @ Oct 17 2018, 04:20 PM)
Hi everyone, 1st time posting here
Just wondering where is the best place to sign up maybank credit card?
Thinking of going bank to sign up, but if sign up from bank doesn't have any freebies right?
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Go through Maybank usually no freebies, but if apply via its Card Centre in The Gardens or 1U on weekdays (by 2 p.m.) may get within the same day.
If you want freebies, can try to see third party sites like RinggitPlus.
fruitie
post Oct 17 2018, 04:49 PM

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QUOTE(psiloveu @ Oct 17 2018, 04:48 PM)
Forumers at Cari forum did mention that they cancelled visa/master for dual cards.
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Plenty of us have done weeks ago. laugh.gif
fruitie
post Oct 17 2018, 04:51 PM

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QUOTE(jhleo1 @ Oct 17 2018, 04:50 PM)
Yes I knew since I had used on my purchase on other platforms such as 11street. Tried so many times. All the same. Likely Netflix problem. Maybank officer not able to help. Both parties push me here and there.
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Just ask CS to re-activate your online purchase again though I know you have used before on 11 Street but well who knows.
fruitie
post Oct 18 2018, 09:24 AM

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QUOTE(adrianteddy @ Oct 18 2018, 09:19 AM)
Got charged rm25 x 2. Anyway for MBB to waived the rm25 charge on at least one card?
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Call to cancel the Visa/MC of M2Cards, save 1xRM 25 SST.
Tell CS, reason: SST.
fruitie
post Oct 18 2018, 10:47 AM

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QUOTE(burgerRamli @ Oct 18 2018, 10:39 AM)
Sorry, i meant Maybankard Amex Gold got different with Platinum?

Is travel insurance really important? Other than travel insurance seems like nothing different.
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Travel insurance is not important for me because it is not comprehensive and I always purchase my own insurance.
The shared hotline Plat/VS is a great addition to Plat card, can bypass all the selections and reach CS directly.

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