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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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fruitie
post Oct 25 2018, 07:34 PM

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QUOTE(cybpsych @ Oct 25 2018, 07:20 PM)
exactly! limitation is not on the physical card, but also on the thousands of terminals flooding in the market (with variety of configurations and vendors).

bringing in amex contactless would be tougher if amex still using their own proprietary Expresspay hmm.gif
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Sigh. It's such a pity that normal users like us can see the issue but not those in BNM. doh.gif
Yes, most likely AmEx will have its own contactless feature and here we go again on the terminal incompatibility.
fruitie
post Oct 25 2018, 10:27 PM

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QUOTE(koala225 @ Oct 25 2018, 10:22 PM)
I seem saw amex wave logo in BHP station. I will check it again if I go to BHP again.
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Didn't expect there are terminals in Malaysia are ready for AmEx contactless as AmEx acceptance is lower here.
fruitie
post Oct 25 2018, 10:33 PM

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QUOTE(charymsylyn @ Oct 25 2018, 10:30 PM)
I've not come across any terminal recently which only accepted Visa but not MC contactless or the other way around. Even when the terminal only shows one logo, it still accepted the other brand contactless. I've noticed many merchants have terminals that supports contactless but they don't realise or like it when you say you want to use contactless.
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Well, I experienced some terminals cannot use PayPass even if it accepts contactless. PayWave is usually OK.
fruitie
post Oct 25 2018, 10:41 PM

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QUOTE(David83 @ Oct 25 2018, 10:34 PM)
Got example? Which merchant?
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Some restaurants in MV which I used previously. Nowadays I don't try anymore since it has no benefits for me to use my Ikhwan MC for dining. I think that's the only MC contactless card that I have. I have no issue using it in Jaya Grocer though since I use it to reload my TnG there.
Forummer in BP also mentioned PayPass has lower acceptance compared to PayWave. To be fair, I stopped using as I use PayWave most of the time so not sure if situation has improved now.
fruitie
post Oct 25 2018, 11:16 PM

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QUOTE(charymsylyn @ Oct 25 2018, 11:02 PM)
No QM for dining? Even McD which heavily promoted Visa contactless when they first launched their card terminals quietly added support for MC contactless. My take on this is the biggest push came when banks forced people to convert to debit cards. The number of cards in the market supporting contactless jumped a lot and supporting only one standard no longer made any kind of sense.
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Well, hopefully it has improved. QM = PBB Quantum MC? I haven't got yet, already received approval SMS two days ago. I should receive on tomorrow.
I shall try again to see if it's not selective like previously which these terminals favoured PayWave.
fruitie
post Oct 25 2018, 11:50 PM

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QUOTE(MilesAndMore @ Oct 25 2018, 11:44 PM)
So far I have successfully used my MasterCard PayPass at AEON Supermarket MV, Kim Gary MV, Sepiring MV, Lavender Pastiserie MV, The Hogan MV, AEON Big MV, just to name a few.
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Looks like it has improved. Maybe I should consider changing my MC cards to contactless then.
fruitie
post Oct 26 2018, 09:21 AM

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QUOTE(kart @ Oct 26 2018, 04:34 AM)
Well, perhaps other savvy credit card users here have more positive experience with their MasterCard Contactless credit cards.  hmm.gif
Last time, some of us managed to get free replacement of Maybank MasterCard Ikhwan Credit Card with MasterCard Contactless function, for example in Maybank Card Centre in Gardens, Mid Valley.

Perhaps, we can get free replacement of Maybank 2 Card American Express with Expresspay function, via same method.  thumbup.gif My Maybank 2 Card American Express is a little worn out, since it is my main credit card for retail swiping.  tongue.gif

In exchange of free replacement, we savvy credit card users will help Maybank to promote American Express Expresspay function, and promote greater awareness among larger Merchants (such as Aeon).
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What's the point when AmEx contactless may not be accepted anywhere yet?
fruitie
post Oct 26 2018, 02:18 PM

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QUOTE(koala225 @ Oct 26 2018, 02:09 PM)
receive my amex card replacement today. New card have wave logo.
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Yeah, I mentioned yesterday replacement AmEx cards can get contactless.
fruitie
post Oct 26 2018, 08:58 PM

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QUOTE(engyr @ Oct 26 2018, 08:43 PM)
I am using this combination.
I applied visa Barcelona in August. Cancelled M2card visa early this month.
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Same and Ikhwan MasterCard, so I have all three types of card from MBB. tongue.gif
fruitie
post Oct 26 2018, 09:39 PM

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QUOTE(kart @ Oct 26 2018, 09:29 PM)
It would be very helpful for us, if you can post your photo of your new Maybank 2 Card American Express card (with your card numbers hidden) here.

Thank you.  rclxms.gif
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Imagine an AmEx card with the wave logo printed on it, that's all, nothing else changes. Saw it on my colleagues' renewed cards.
fruitie
post Oct 26 2018, 10:26 PM

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QUOTE(cybpsych @ Oct 26 2018, 10:20 PM)
why beg when you can request it yourself?  brows.gif

i just called MBB CS for replacement  laugh.gif  laugh.gif

some salient points...

1) m2c amex contactless is very new, only offerred to new applications.
2) no replacement process yet for existing cardholders (similar to ikhwan mc), BUT the CS offered to replace it under "Damaged Card" reason  biggrin.gif
3) no replacement fee for this reason.
4) the current m2c amex would be locked and unusable for 7 working days. be advised! for me, no issue since the card is underused anyway.
5) existing TPs, instalment(s), balance tranfer(s) would be maintained.
6) card number maintained, expiry date maintained. CVV would be new (as it should be).
7) new card can be delivered to mailing address or maybank branch.
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Useful information. I think I can also replace in The Gardens Card Centre since I did it for Ikhwan MC replacement. Will check out next week. Unusable, even online transactions as well?
fruitie
post Oct 26 2018, 10:34 PM

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QUOTE(kart @ Oct 26 2018, 10:29 PM)
fruitie sis,

I understand your opinion that there is not much tangible benefits to us users, if we get Maybank 2 Card American Express with Amex Expresspay. Yes, many merchants have chosen to disable Amex support on their credit card terminals, to avoid much higher MDR.

Among the remaining merchants who still accept American Express credit cards, how many of these merchants are willing to incur more costs to upgrade their credit card terminals to support Amex Expresspay?

Taking account of your opinion, I shall not rush out to replace my Maybank 2 Card American Express. If I need to perform some shopping errands in Mid Valley out of necessity, I may drop by Maybank Card Centre in Gardens to request for credit card replacement. Simply put, I will not purposely take the trouble to go to Maybank card Centre in Gardens without any other purpose. smile.gif

The reason for asking the photo of the card is for me to show the photo to Maybank staff in Maybank Card Centre in Gardens. Last time, when I requested for Maybank MasterCard Ikhwan Credit Card in Gardens, the Maybank staff did not understand my request and kept saying that the Maybank MasterCard Ikhwan Credit Card is a MasterCard and should not have Visa Paywave function.

Only when I showed the photo of Maybank MasterCard Ikhwan Credit Card posted by facktura (facktura's photo) to the Maybank staff, the Maybank staff finally understood my request and proceeded for credit card replacement.

In short, if I can have Maybank 2 Card American Express with Amex Expresspay, it is great for me (although there may not be any credit card terminal for me to try). If I cannot have the new card, I have no issue and I will not feel sad. Either way is fine by me. smile.gif
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Strange. I changed my Ikhwan MC in The Gardens too. I told them I knew MBB has started rolling out contactless cards for MC, I want to change mine to that version. Without question asked, the officer helped me to fill up a form and I collected few hours later.

As for this AmEx contactless, my colleagues also got theirs from The Gardens, so they should know about this new card. We are working in The Gardens by the way. laugh.gif

QUOTE(cybpsych @ Oct 26 2018, 10:30 PM)
just briefly tested reloading grabpay. still works after calling cs 24mins ago.

my guess is once it gets processed in the system, it would be blocked.

better be prepared, just in case. plan your replacement and spending.
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Yeah but if I can replace in The Gardens then no issue to get it on the same day.

This post has been edited by fruitie: Oct 26 2018, 10:35 PM
fruitie
post Oct 27 2018, 05:58 PM

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QUOTE(sss2sssss @ Oct 27 2018, 05:47 PM)
Hello anyone, if I want to cancel the maybank 2 gold visa I'll just need to write an email to them right?
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Call is the fastest.
fruitie
post Oct 27 2018, 07:39 PM

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QUOTE(chenhui87 @ Oct 27 2018, 06:45 PM)
the SST already charged to my card few days ago, if i cancel it now, do i still need to pay the sst?
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Can call, my colleague just did it last night. Cancelled her MC after charged.
fruitie
post Oct 29 2018, 10:20 AM

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QUOTE(frozz@holic @ Oct 29 2018, 10:09 AM)
AMex got wave function ? as in contactless payment ? how you have it ?

I previously ask before but MBB tells me they don't have it for Amex.
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New renewal for AmEx cards have contactless. Check back below post for more information on how to renew it:

QUOTE(cybpsych @ Oct 26 2018, 10:20 PM)
why beg when you can request it yourself?  brows.gif

i just called MBB CS for replacement  laugh.gif  laugh.gif

some salient points...

1) m2c amex contactless is very new, only offerred to new applications.
2) no replacement process yet for existing cardholders (similar to ikhwan mc), BUT the CS offered to replace it under "Damaged Card" reason  biggrin.gif
3) no replacement fee for this reason.
4) the current m2c amex would be locked and unusable for 7 working days. be advised! for me, no issue since the card is underused anyway.
5) existing TPs, instalment(s), balance tranfer(s) would be maintained.
6) card number maintained, expiry date maintained. CVV would be new (as it should be).
7) new card can be delivered to mailing address or maybank branch.
*
fruitie
post Oct 29 2018, 10:28 AM

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QUOTE(frozz@holic @ Oct 29 2018, 10:25 AM)
right got it ... when did they have this "new" upgrade for Amex? din't even bother to inform the customer.
I've been wanting this wave features on my Amex since day 1.
calling now to blast the CS Team. thanks btw.
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My colleagues renewed theirs this month already have. Not sure since when.
Well, actually none of us knows if AmEx contactless is already ready in Malaysia's CC terminals, just that the CC has contactless now.
fruitie
post Oct 29 2018, 01:58 PM

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An update regarding upgrade to AmEx contactless card. I just applied for it at The Gardens card centre.

Initially, the staff declined my request saying there is no such contactless card for AmEx. Luckily my colleague was with me, so showed her renewed card. They checked and came back telling I can replace it.

Unfortunately, going through card centre will not get this replaced on the same day unlike my Ikhwan MC replacement which I got it few hours later. It has to go back to HQ and takes 7 working days. I will collect from The Gardens when it is here.

From tomorrow onward, my card will be blocked until new card arrives. During this period, not even online transactions can be done. Staff helped me to fill in the form and put it as "broken" for the reason and replacement will be F.O.C.

This post has been edited by fruitie: Oct 29 2018, 01:59 PM
fruitie
post Oct 29 2018, 02:16 PM

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QUOTE(frozz@holic @ Oct 29 2018, 02:13 PM)
» Click to show Spoiler - click again to hide... «


My experience almost similiar as fruitie here

only differences is i call them and blasted them and insist on paywave Amex (they keep saying no such thing) then i ask she to call her manager.

Manager came told me will check and update back. sure enough told me got ok can approved. the rest is same as fruitie blah blah 7 working days
same card number, etc etc

i din't even use broken card tactics. biggrin.gif

funny i can use my card until i activate the new one.
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I didn't use broken tactic but the staff filled in that way. sweat.gif

You sure can use? Maybe just for today as the staff mentioned, tomorrow onward will be blocked.
fruitie
post Oct 29 2018, 02:30 PM

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QUOTE(cybpsych @ Oct 29 2018, 02:25 PM)
m2u app now showing "PENDING ACTIVATION" for my m2c amex card sweat.gif
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That means it could be ready sooner than 7 days. rclxms.gif
fruitie
post Oct 29 2018, 02:36 PM

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QUOTE(cybpsych @ Oct 29 2018, 02:32 PM)
7 working days is their standard SLA anyway biggrin.gif

thumbup.gif
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Yeah, they will add buffer to avoid users' disappointment. biggrin.gif
I'm OK if I cannot use it this weekend but if can get back before weekend will be great. tongue.gif

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