Jun 20 2019, 11:24 AM
QUOTE(koala225 @ Jun 19 2019, 05:58 PM)
I don't think credit card will be replace by others else visa, mastercard will bankrupt. Bank earn more money from credit card- late payment, finance charge, balance transfer, etc. Credit card feature such as cash advance if u need money emergency but u don't have cash flow is useful. Even installment payment to buy high price item, balance transfer ,etc.
It won't be too serious until bankrupt one.. 
But if the benefit of credit card taken out (such as cb, points) in the future, then I guess not much ppl will use credit card anymore.
Unless they purposely use credit card to do installment and balance transfer.
However, most people will prefer apply personal loan more better than apply credit card if want do installment payment. (My opinion only..)
Knowing that late payment or financial charge is really earn profit by bank.
But subject to bank need to do some attractive promotions to customer, then ppl will sign up.
QUOTE(koala225 @ Jun 19 2019, 06:22 PM)
Based on news experience things usually u turn.🤣
Better fast fast u turn before to prevent more people terminate service.QUOTE(ableze_joepardy @ Jun 19 2019, 06:55 PM)
on the code (u meant MCC?) im not sure. transaction name refers to transaction description in statement? its different.
on the bold part, not really. for eg aeon got 2 categories, supermarket (groceries) and departmental store.
i think its depend on the card terminal registration. 1 hotel i went, using visa/mastercard falls under hotel. using amex (reception use other card terminal, under dining - during that time amex still using old cr scheme where limited to some category only dining, petrol etc i cant remember d)
Yes, I'm referring MCC.on the bold part, not really. for eg aeon got 2 categories, supermarket (groceries) and departmental store.
i think its depend on the card terminal registration. 1 hotel i went, using visa/mastercard falls under hotel. using amex (reception use other card terminal, under dining - during that time amex still using old cr scheme where limited to some category only dining, petrol etc i cant remember d)
Can you say so different card terminal will produce different number of MCC code?
I guess 1 company have limit berapa biji of card terminal, am I right?
If like that (take example of AirAsia), then it will lot of products and services already.
Flight ticket - Airline MCC code
Sub with insurance - Insurance MCC code
Sub with using bigpay - Ewallet MCC Code
Then you book hotel (by Tune Hotel), another MCC code Hotel & Resort
Then you rent car & taxi, then another MCC code transportations
Oh my~
That's really crazy of MCC code. 
QUOTE(HelloFuture @ Jun 19 2019, 09:04 PM)
Just wondering why stop using Amex on Sat/Sun for any transactions?
Before 8th July, if we top up B00$t on coming 2 weekends, we will still earn the cashback, right?
If I understood correctly, not only that one won't get to earn the weekend 5% cashback, it also means TP that could be earned on the weekdays as well from the spending on ewallets top-ups.
Anyone, please clarify if the above is not the case.
Yeah, me too, will then focus on the so-called 'real' spendings by swiping the card and online transactions eg pay telco bills, groceries, like usual before the ewallets mushrooming era.
Let's all don't get too emo into this sudden rule change or tnc.
I'm not so interested of the TP.Before 8th July, if we top up B00$t on coming 2 weekends, we will still earn the cashback, right?
If I understood correctly, not only that one won't get to earn the weekend 5% cashback, it also means TP that could be earned on the weekdays as well from the spending on ewallets top-ups.
Anyone, please clarify if the above is not the case.
Yeah, me too, will then focus on the so-called 'real' spendings by swiping the card and online transactions eg pay telco bills, groceries, like usual before the ewallets mushrooming era.
Let's all don't get too emo into this sudden rule change or tnc.
For me, I collect TP to offset SST..
That's really piss off by gomen.
Why want to pay sst for credit card? Of course, cash is always to be king.
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