QUOTE(yw46 @ Dec 17 2018, 11:23 PM)
Wow.. Thanks for your info..Finally can free to check scoring...
Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)
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Dec 18 2018, 11:37 AM
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#21
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4,167 posts Joined: Mar 2012 From: Kuala Lumpur |
QUOTE(yw46 @ Dec 17 2018, 11:23 PM) Wow.. Thanks for your info..Finally can free to check scoring... |
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Dec 18 2018, 11:44 AM
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#22
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4,167 posts Joined: Mar 2012 From: Kuala Lumpur |
QUOTE(David83 @ Dec 18 2018, 11:40 AM) It just take around 15 minutes to release the report.. Max take within 24 hours//The report can be consider detail, almost around 60%.. But not 90% details.. This post has been edited by JuneResources: Dec 18 2018, 11:45 AM |
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Apr 26 2019, 09:43 AM
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#23
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4,167 posts Joined: Mar 2012 From: Kuala Lumpur |
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Apr 26 2019, 11:35 AM
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#24
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4,167 posts Joined: Mar 2012 From: Kuala Lumpur |
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Apr 30 2019, 11:50 AM
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#25
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4,167 posts Joined: Mar 2012 From: Kuala Lumpur |
QUOTE(cybpsych @ Apr 30 2019, 09:14 AM) Not very understand their tnc.That's means we registered the maybank card (no matter is debit or credit or AMEX) register in Grab system. Then we reload RM30 by card (as long as under Maybank), then we get the RM6 off? The RM6 off is top up discount (meaning that we pay RM24 but get RM30 in grabpay)? OR we receive Grab voucher RM6 off for 1 ride only? |
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May 7 2019, 03:37 PM
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#26
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4,167 posts Joined: Mar 2012 From: Kuala Lumpur |
QUOTE(TrinitySoul0903 @ May 7 2019, 10:53 AM) just now i check bigpay analytics...top up boost by using bigpay is under telecommunication which mean utilities...should be same as Amex...i think have to call cs or try next month to confirm it Wanna to ask.. Is it can use AMEX to top up boost?QUOTE(fruitie @ May 7 2019, 11:09 AM) Telecommunication is not utilities. I still get 5xTP for my Digi and Astro paid via M2U charged to AmEx card. What I know the utilities such as Gas, water, electric are not entitle cashback.Utilities like TNB, Selangor Air, Sarawak energy, Laku Water, Syabas and others water suppliers company are not entitle cashback. Correct me if I'm wrong... If telecommunication is not count as utilities, then I should be OK still can pay maxis, celcom, digi and astro too.. Just a bit sad rebate from 6% to 5%.. But is it still capped RM50/month. Am I right? Damn it.. PTPTN is one of the issued already.. |
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May 7 2019, 03:42 PM
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#27
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4,167 posts Joined: Mar 2012 From: Kuala Lumpur |
QUOTE(cybpsych @ May 7 2019, 03:32 PM) Not all the place can use AMEX.. Normally physically outlet can use.. (But of course not ALL).Even through online also issued not lot of merchant accept AMEX. If AMEX can accept Bigpay or Boost, then still have a way to do it.. But just the process to payment need "middle man" (Oooppss.. sorry, is called "Middle card"...) QUOTE(ClarenceT @ May 7 2019, 03:33 PM) 31 December 2020 is the due date set by Bank Negara (Payment Card Reform Framework), most of the card benefits will be revised by then unless more people fall into credit card trap to pay interest. Not understand your statment say 31 Dec 2020 is due date.. You mean end of 2020 must change everything all benefits which set by bank negara?Or you mean after 2020 no more credit card.. Everything is using "Prepaid or debit" card? |
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May 8 2019, 11:34 AM
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#28
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4,167 posts Joined: Mar 2012 From: Kuala Lumpur |
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May 8 2019, 11:37 AM
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#29
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4,167 posts Joined: Mar 2012 From: Kuala Lumpur |
QUOTE(annoymous1234 @ May 7 2019, 09:32 PM) Well, pay TNB on weekdays now. Coz if pay on weekends. Not only no cashback, but also no TP. Weekdays at least utilities can get TP If you choose pay on weekdays, I guess you will get point but no CBIf you choose pay on weekends, I guess you get nothing at all (Eff 1 June onwards).. QUOTE(ClarenceT @ May 8 2019, 09:37 AM) 6-8 months later, you may pay your TNB bills at Boost or TnG already. Are you sure?We can now pay electricity bills issued by SESB (Sabah) or Sesco (Sarawak) at Boost and TnG. Hw you know? |
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May 9 2019, 10:24 AM
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#30
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4,167 posts Joined: Mar 2012 From: Kuala Lumpur |
QUOTE(zaoldyeck @ May 8 2019, 07:10 PM) Topup YOLO to tng ewallet, use touch n go for PTPTN, since YOLO is fcfs. Amex is guaranteed 50 cb per month, so you can use it anytime on weekend You sure can top up YOLO to tng ewallet can entitle cashback?Ooopss, sorry.. Just realize this thread is not UOB thread.. And then inside touch n go have 2 category PTPTN. Which PTPTN need to choose for payment? So confuse about this ptptn.. |
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May 9 2019, 10:34 AM
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#31
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4,167 posts Joined: Mar 2012 From: Kuala Lumpur |
QUOTE(David83 @ May 9 2019, 10:29 AM) Hmmm... I always done payment by AMEX directly go to ptptn portal payment.. So not realize is conventional or ujrah. Eff 1 June onwards, AMEX no more CB for weekend. So no choice need do some backup already. By the way, did touch n go accept top up via AMEX? P.S, Apologize I ask wrong ques about touch n go in this thread. |
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May 9 2019, 10:39 AM
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#32
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4,167 posts Joined: Mar 2012 From: Kuala Lumpur |
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May 9 2019, 01:41 PM
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#33
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4,167 posts Joined: Mar 2012 From: Kuala Lumpur |
QUOTE(WaCKy-Angel @ May 9 2019, 12:42 PM) No more CB is for govt and utilities. TP only available for weekdays only.QUOTE(ClarenceT @ May 9 2019, 12:51 PM) Thanks for your highlight this... I guess he did not see the previous conversation. |
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May 23 2019, 04:19 PM
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#34
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4,167 posts Joined: Mar 2012 From: Kuala Lumpur |
QUOTE(alexleow81 @ May 23 2019, 04:09 PM) IMPORTANT ANNOUNCEMENT: Luckily it's not under utility.I have just contacted Maybank Customer Service, they informed me that ASTRO and TIME or UNIFI is NOT under Utilities. You can enjoy 5% cashback on this 2 merchants. Thank you! If those under this utility, I guess nothing to swipe for this AMEX card anymore except for petrol pump (Just like U ONE card) Getting more stress to get CB for using this AMEX. My PTPTN seems like need change to Yolo already.. |
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May 28 2019, 03:28 PM
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#35
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4,167 posts Joined: Mar 2012 From: Kuala Lumpur |
QUOTE(beebee1314 @ May 28 2019, 01:57 PM) If u utilise your credit limit, then it's bad la. If you don't, it's still a financial commitment, just u didn't utilise. It may still affect your loan application even if u didn't utilise, but if u utilise, then it will affect more lo. If every month kena late payment, ma lagi teruk lo. So if u don't really use so much limit, call bank to lower it. Like me, I only play around with bigpay and boost, so I don't really need so much credit limit. Public Bank QMC only 2k. Affinbank for petrol only 1k limit, maybank only 8k, SCB only 9k. All my cards ngam ngam roll 2 months only. So all these credit limit is you request by bank?Sometimes the bank set default your credit limit based on your salary. |
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May 28 2019, 04:39 PM
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#36
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4,167 posts Joined: Mar 2012 From: Kuala Lumpur |
QUOTE(beebee1314 @ May 28 2019, 03:36 PM) Ya I always thought so too. My can loan officer may be wrong, so you can double check with your car loan or house loan officer. I kaypo ask so she told me lo. Dunno la. May not apply for all. Nowadays no much ppl with "very pretty rating" and never overdue with all the loan. Else, you can not need apply loan anymore and straight away use cash. Well, cash is the KING. I know ppl with bad rating and low salary also gotten car loan. Every few months sure refinance his credit card debts. Keep EPP and pay slightly higher than minimum payment only. Oh well So my car loan officer may not be 100% correct, anyway I already reduce. Yup I requested. No banks give u 2k limit or 1k limit. Affinbank one is lousy though. Must go branch to reduce. Phone call they don't accept. At least occasionally 1 year kena 1 time overdue. But very fast settle. Wow, it's seems like I also need to reduce my credit limit. Damn so many cards, will make my next time apply loan surely reject.. |
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Jun 19 2019, 11:17 AM
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#37
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4,167 posts Joined: Mar 2012 From: Kuala Lumpur |
QUOTE(HelloFuture @ Jun 19 2019, 07:13 AM) Another 3 weekends to go, for topping up the ewallets before the cease of rewards takes effective on 8th July. That means those e-wallets such as Grabpay, Touch n Go Ewallet, Boost, Bigpay (AMEX originally cannot support payment, but not sure for maybank other card like Barcelona Then this AMEX card can use what oh? Almost nothing can't use already. Even ptptn also no more cb.. |
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Jun 19 2019, 02:28 PM
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#38
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4,167 posts Joined: Mar 2012 From: Kuala Lumpur |
QUOTE(fruitie @ Jun 19 2019, 11:51 AM) I know amEX can use for Maybank payment.But Astro consider as utility payment? Then telco is not an utility payment, am I right? Previously got see you all discuss about the bill payment (incl telco) consider utility, but some say not.. I'm blur... So confuse the previous of this thread already. Can somebody clarify for it? I normally pay for Digi, u mobile, unifi and astro. Now ptptn need use my backup Yolo card to pay by jompay.. So Yolo card still can earn cb for payment ptptn by jompay, am I right? (Sorry for a bit out of topic..) |
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Jun 19 2019, 03:57 PM
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#39
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4,167 posts Joined: Mar 2012 From: Kuala Lumpur |
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Jun 19 2019, 05:34 PM
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#40
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4,167 posts Joined: Mar 2012 From: Kuala Lumpur |
QUOTE(ClarenceT @ Jun 19 2019, 04:05 PM) In 2021, credit card and debit card and ewallet are almost the same thing, e-cash. Bank Negara is bringing you to a cashless society. No, I mean in the future they don't have provide credit card service anymore.Only available for debit card and ewallet only.. Do you think so? QUOTE(ableze_joepardy @ Jun 19 2019, 04:12 PM) need to test after 8th july. I guess they detect based on the merchant code, am I right?topup into gp wallet considered as ewallet paying grab ride using amex not sure yet Perhaps need somebody to call cs and clarify the number of merchant code. No matter in the future grab has provide extra service, such as grabpay prepaid card, grabpay credit card (Just take example), it will be same merchant code based on the company business field. Correct me if I'm wrong. |
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