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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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ClarenceT
post Jun 30 2019, 12:26 PM

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QUOTE(MNet @ Jun 30 2019, 11:36 AM)
If topup RM1000 before 8 July 2019 to boost, will this spent eligible for 5% cash rebate for AMEX?
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Yes, but Maybank never tell you that you will get RM0 (as monthly CB is to be calculated at the end of July), or RM12.50 (prorated for July) or full CB (RM50). At your own risk.
ClarenceT
post Jul 1 2019, 08:32 AM

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QUOTE(BRY7 @ Jul 1 2019, 08:30 AM)
I made a transaction yesterday night on Amex and it wasn't posted today, that means when it does, it would be using my July quota right?
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Nothing change at your outstanding balance since yesterday? Otherwise check the transactions at M2U after 10am.
ClarenceT
post Jul 1 2019, 08:37 AM

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QUOTE(BRY7 @ Jul 1 2019, 08:34 AM)
Calculated already, only the boost showed up on e outstanding balance which hit my 1k June quota
But my other transaction didn't show up, so that transaction would use July quota right?
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Yes if posted in July.
ClarenceT
post Jul 1 2019, 07:45 PM

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QUOTE(mrtresynth @ Jul 1 2019, 07:36 PM)
just received my card. what if i dont activate mastercard? i just want to use amex
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Still need to pay the SST RM25. You applied for a bundled product (2xRM25). M2 Amex is not a stand-alone product.

QUOTE(thunderbird @ Jul 1 2019, 07:41 PM)
weird, already July 1st, still didn't see the rebates show up for both cards
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Posted today so you will see it after 10am 2/7.

This post has been edited by ClarenceT: Jul 1 2019, 07:46 PM
ClarenceT
post Jul 2 2019, 11:05 AM

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QUOTE(majorarmstrong @ Jul 2 2019, 10:23 AM)
experimenting with topping up Boost with my Amex and this is what i found - did not receive any TP for the amount i spend on 1st July, normally it should reflect the next day
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Not immediate after posted.
Wait for a few more hours or check tomorrow.
ClarenceT
post Jul 2 2019, 12:49 PM

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QUOTE(majorarmstrong @ Jul 2 2019, 12:37 PM)
yup check the next day - TP not increase. Holland la this time!
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I just checked mine, I had an odd transaction yesterday RM **1.00 (normally RM100 for 500 TP) and my TP already increased by ***5 points. tongue.gif

This post has been edited by ClarenceT: Jul 2 2019, 12:49 PM
ClarenceT
post Jul 2 2019, 02:09 PM

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QUOTE(majorarmstrong @ Jul 2 2019, 02:06 PM)
i am sure some senior forumer here abuse lagi gila
i am still new in all this e wallet
uncle just want to get some Aeon Voucher to buy rice saja ma
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Seniors know how to play safe, abuse but doesn't look like abuse, so no case!
ClarenceT
post Jul 2 2019, 02:39 PM

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QUOTE(avinlim @ Jul 2 2019, 02:36 PM)
where you redeem your Aeon voucher?
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Maybank Card Centre @ 1U or The Gardens
ClarenceT
post Jul 2 2019, 02:51 PM

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QUOTE(avinlim @ Jul 2 2019, 02:48 PM)
That one is RM100 voucher = 57500pts right?
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https://www.maybank2u.com.my/WebBank/OTS-ctlg.pdf

50000 pt as at 30-6-19.



This post has been edited by ClarenceT: Jul 2 2019, 02:52 PM
ClarenceT
post Jul 2 2019, 05:58 PM

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QUOTE(Wolgie @ Jul 2 2019, 05:38 PM)
Ohhh. so entriess again... mostly no hope
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I have been working hard, a few transactions (RM100 each) every day since mid April till 6/7. Hehe.

ClarenceT
post Jul 3 2019, 12:39 PM

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QUOTE(coolguy99 @ Jul 3 2019, 12:30 PM)
My tp can last for another year that’s it. I have about 20k tp left. Now that weekends spending don’t earn you cashback, i doubt I will be earning much treatpoints from now onwards.
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What if another devalutation?
ClarenceT
post Jul 3 2019, 05:20 PM

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QUOTE(Devil4life @ Jul 3 2019, 04:56 PM)
Not sure is this the right thread to ask.

My card anniversary month is July, so will be charged SST on 1st August for Maybank2Amex (cancelled my visa) and Maybank Ikhwan. Plan to cancel my Ikhwan since now Amex stop rebate on utilities and gov body so I got extra quota and not willing to redeem my points to offset SST.

However, I got some points at my Ikhwan (minimal, probably about 900 points only). Can I ask them to deduct the points from my Ikhwan and remaining from Amex to prevent my points in Ikhwan being burn (since can't transfer like last time) or they will still insist on first in first out basis?

Thanks in advance.
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Why will you cancel the credit card to avoid SST?
You can use TP to pay for SST after SST is charged?

See the problem!

And 900 TP worth RM1.80 only.

This post has been edited by ClarenceT: Jul 3 2019, 05:21 PM
ClarenceT
post Jul 3 2019, 06:01 PM

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QUOTE(Devil4life @ Jul 3 2019, 05:50 PM)
1. First of all, why not? As mention my Ikhwan is not used much, I can fully transfer all my transaction (petrol and groceries) to Maybank2Amex. Why would I waste RM25 for a card that I'm not utilizing.

2. 900 TP is worth RM1.80 so? It's still points for me, of course I prepare for the worst to burn it as saving RM25 or 10K TP to offset it. It's harder to earn TP now since I seldom use Maybank2amex on weekday and no more points for weekend.

If you are not contributing or there is answer for my question, please keep your mouth shut. Anyhow if no one do it before I'll try my luck in it and I'll contribute once I gotten the answer.
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Both of your CC will be charged on 1/8/19. So you want to cancel 1 card before 31/7/19, but how can you use the TP to pay SST (you can do it only after 1/8/19)?
ClarenceT
post Jul 3 2019, 06:10 PM

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QUOTE(Devil4life @ Jul 3 2019, 06:05 PM)
I'm asking in advance the question if anyone did before. I know I can only offset SST with my TP only when it's shown which is after 1st August.

I can cancel the Ikhwan card after 1/8/19 as long there is no transaction to that card after SST and I will not need to pay for SST.
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Not so easy, a lot of efforts. You can try, good luck.

ClarenceT
post Jul 3 2019, 06:18 PM

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QUOTE(#Victor @ Jul 3 2019, 06:13 PM)
u can't control which TPs from which card to consume first. it will calculate by the system in first in first out basis.
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+ In multiple of 100TP if I am not wrong.
ClarenceT
post Jul 3 2019, 08:23 PM

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QUOTE(GTA5 @ Jul 3 2019, 08:08 PM)
I have used rm 1k on my Amex for June, but I didn't get the max rm 50 cashback.

Is it due to my Boost top up?

How come? Anyone faced the same issue?

I only got around RM 36 cashback.

user posted image

user posted image
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Show your transactions from 1/6.
ClarenceT
post Jul 4 2019, 09:29 AM

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QUOTE(CardNoob @ Jul 4 2019, 09:12 AM)
For those who wonders why banks start to cut the card benefits, found one notice at UOB MY website:

[attachmentid=10275798]

The upper cap of the MDR is 0.675%

Correct if I'm wrong.
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It is not a secret, Bank Negara already announced their plan in December 2014.
It will go down to not more than 0.48% in 18 months.
Maybank will devalue TP again by next year and gradually remove the rebate on some common categories, beginning from Government and Utilities, then e-wallets, next may be Petrol, Groceries, Insurance...

http://www.bnm.gov.my/index.php?ch=en_pres...ac=2618&lang=en

ClarenceT
post Jul 4 2019, 10:32 AM

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QUOTE(talexeh @ Jul 4 2019, 07:39 AM)
So now BigPay is parked under "Financial Services" in Maybank's pie chart eh?
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QUOTE(vin_ann @ Jul 4 2019, 09:45 AM)
The Maybank pie chart analysis only available in PC view ???

Was trying to look in app and mobile web, but dun have.

In Jun, Amex park Boost reload under "telecommunication"

Awaiting this July ....
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QUOTE(talexeh @ Jul 4 2019, 09:51 AM)
Just need someone here to update us. ClarenceT, I guess you've been actively topping up your Boost with AMEX for this month before the TP stops?
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Bigpay @ FCB VS: "Financial Services" all the while as MCC-6*** (10/2018 - 28/6/2019), not recorded in "pie-chart" - 29/6/2019.

Boost @ FCB VS: "Utilities" (MCC 5968) from 8/2018 ("Celcom-RPS") to early 3/2019 ("Boost App")
https://forum.lowyat.net/topic/3711577

I didn't use FCB VS to top up Boost again since 13/3/2019, after Boost upgraded their top up system ("Boost App SSL-EC" or "Boost App 3D-EC" appear).

Boost @ Amex: "Telecommunications" from 13/3/2019 to 18/6/2019, then "Others" from 20/6/2019 but not recorded in "pie-chart" on 29/6/2019 - 30/6/2019, 3/7/2019. Maybe Maybank had re-assigned a new MCC to Boost (another system upgrade) in June 2019.

It is just an academic answer. Maybank will no longer give CB on Bigpay and Boost after this weekend.

ClarenceT
post Jul 4 2019, 10:44 AM

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QUOTE(CardNoob @ Jul 4 2019, 10:34 AM)
So what is the conclusion for this?
Any loophole from the above combination that we can still squeeze from to get the very cash back from e-wallet beyond 7th July?
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Maybank is in charge of both Bigpay's and Boost's top-up systems, No hope unless Bigpay and Boost change the nature of their business or switch to another bank to support their systems.

The only choice is using Shopee to top up BP/Boost with a 2%-5% cost, "profitable" only in August 2019. I don't think there is another chance, unless Maybank launches some spending campaigns.

This post has been edited by ClarenceT: Jul 4 2019, 10:46 AM
ClarenceT
post Jul 4 2019, 06:28 PM

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QUOTE(#Victor @ Jul 4 2019, 06:24 PM)
omg sad, MBB indirectly exclude TM bill for rewards
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Not yet removed.

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