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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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ClarenceT
post Jun 17 2019, 09:31 PM

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QUOTE(iamkid @ Jun 17 2019, 09:29 PM)
but august FCB got Rm100 cash back
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Still can go to shopee to buy Bigpay/Boost credit and get 10% CB though 2-3% cost.
ClarenceT
post Jun 17 2019, 10:14 PM

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QUOTE(digidigi @ Jun 17 2019, 10:07 PM)
The cost will increase abit soon....
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Now 1.3%, expect 2.3% after 15/7. Increase by 1%.
ClarenceT
post Jun 18 2019, 05:44 AM

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QUOTE(annoymous1234 @ Jun 17 2019, 10:54 PM)
This is useless imo. Before they come up with the decision I'm sure they already expecting a mass card cancellation. But I doubt it will even affect their business
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LOL. Amex on Boost only possible after mid March. We applied for M2 Amex not because of e-wallets, no reason for mass cancellation.
ClarenceT
post Jun 18 2019, 06:38 AM

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QUOTE(Orchid beauty @ Jun 18 2019, 06:35 AM)
Can use amex buy top up for boost in shopee.
And earn less. Buy exactly 1k .
Will that still give rm50?
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Amex on Shopee not possible.
ClarenceT
post Jun 18 2019, 07:33 AM

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QUOTE(Orchid beauty @ Jun 18 2019, 06:53 AM)
11th Street?
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No more 11street after 8/7/19.
Don't know how PrestoMall will behave. If same as 11street, nobody want to sell and nobody can sell BP/Boost credit. Only Shopee allow you to be a seller anytime you want!

ClarenceT
post Jun 19 2019, 09:38 AM

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QUOTE(TongCN @ Jun 19 2019, 09:30 AM)
Anything regarding MBB cash back , just top up ewallet before :
1) 7th and 6th (weekend - Amex)
2) 1st ~ 7th (Barcelona - out of topic, sorry)

After that ... we look for other loophole XD
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Use back credit card to pay bills and retail transactions.

Though you won't use Amex / FCB VS / Boost to pay SESCo directly. You may consider SarawakPay (online banking to topup only) or use FCB VS to Paybillsmalaysia.com (hopefully it will not be treated as an e-wallet by Maybank, the platform is not an e-wallet but Siliconnet Technology is operating SarawakPay) to pay SESCo bills.


ClarenceT
post Jun 19 2019, 09:41 AM

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QUOTE(cybpsych @ Jun 19 2019, 09:34 AM)
i have a reserved view on how mbb doing the july cashback calculation later  laugh.gif

more worried if the billing/cb logic calculate whole july based on new "rule", irrespective to 1st-7th (eligible) then 8th onwards (ineligible).

the cutoff date is odd, which i guess their approval (to cease the benefits for ewallet topups) was late, then late to publish, then late to take effect.  hmm.gif
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I agree. Only Amex on Boost from 1/7 to 5/7 to earn 5XTP immediately is considered safe.

ClarenceT
post Jun 19 2019, 10:07 AM

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QUOTE(borneoman1 @ Jun 19 2019, 09:56 AM)
Any alternatives to pay SESB?
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I can't help.

QUOTE(peigeng @ Jun 19 2019, 10:00 AM)
Any additional charges maybe in % need to be charged by paybillsmalayia ? This will also earn u treats point right?
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All the while FOC, as it is operated by SiliconNet Technology, a subsidiary of Sarawak Govt-owned SAINS.
But if you intend to use Visa/Mastercard, you can pay SESCO bills (>=bill amount, split payments and open payments are not allowed) and Land & Survey - Premium and Quit Rent only.

ClarenceT
post Jun 19 2019, 10:24 AM

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QUOTE(Morning_Star @ Jun 19 2019, 10:17 AM)
government & utilities IF pay on "weekdays"  can still get 5x TP ?
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Gone long time ago.
ClarenceT
post Jun 19 2019, 10:55 AM

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QUOTE(TongCN @ Jun 19 2019, 10:51 AM)
Cancelled, lol ..

Continue use cash (Sarawak Pay)  sad.gif
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Cashback 2%-8% random not good meh.
I paid water bill this morning, RM20.xx and got back RM1.8x.

ClarenceT
post Jun 19 2019, 10:58 AM

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QUOTE(Wolgie @ Jun 19 2019, 10:53 AM)
16th June (sunday), i reload 1k into boost.
The MBB it state, Boost APP 3D-EC KLMY.
Chart, it category to Telecominacation. Seem like correct, right?
So got 5% cash rebate?
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You will get RM50 CB on 1/7, viewable on 2/7.
Stop using Amex on Sat/Sun for any transactions (not limited to Boost)
Top up Boost on weekdays now till 5/7.
ClarenceT
post Jun 19 2019, 11:08 AM

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QUOTE(Wolgie @ Jun 19 2019, 11:04 AM)
Undstand. Last chance for TPtime... lol.
Do we better change item or voucher now as TP exchange will drop next month, right?
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No announcement on TP devaluation yet, it may come a few months later.
I can always go to SenQ to take some small electrical appliances, 500 TP = RM1.
ClarenceT
post Jun 19 2019, 11:22 AM

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QUOTE(JuneResources @ Jun 19 2019, 11:17 AM)
That means those e-wallets such as Grabpay, Touch n Go Ewallet, Boost, Bigpay (AMEX originally cannot support payment, but not sure for maybank other card like Barcelona unsure.gif )  All don't have weekend 5% cashback, am I right?

Then this AMEX card can use what oh? Almost nothing can't use already. Even ptptn also no more cb..  bangwall.gif
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Unifi, Giant, Guardian, Watson's, Tesco, AirAsia (no convenience fee on add-on), MAS, McD, Pizza Hut, Aeon, Parkson, SenQ, Mydin, Petronas, Shell.
ClarenceT
post Jun 19 2019, 12:15 PM

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QUOTE(TongCN @ Jun 19 2019, 11:47 AM)
Sorry to interrupt but unifi can use Amex?

Online billing there ?

All the while i've been using Boost to pay though.
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QUOTE(avinlim @ Jun 19 2019, 12:08 PM)
unifi bill at unifi website only visa master.

pay bill at m2me then can choose amex.
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+ TM e-kiosks, the self-service payment machines.
ClarenceT
post Jun 19 2019, 01:34 PM

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QUOTE(Wolgie @ Jun 19 2019, 01:29 PM)
Seem Online payment cannot use Boost and CC for my account. PRU-Healthy Plan.
Later go PRU pay.
Do you know on-counter pay AMEX(if Accept) got TPx5?
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Insurance 1X only.
If I am not wrong, none of insurance companies accept Amex, except Etiqa.

This post has been edited by ClarenceT: Jun 19 2019, 01:36 PM
ClarenceT
post Jun 19 2019, 03:06 PM

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QUOTE(JuneResources @ Jun 19 2019, 02:28 PM)
I know amEX can use for Maybank payment.
But Astro consider as utility payment?

Then telco is not an utility payment, am I right? rclxub.gif
Previously got see you all discuss about the bill payment (incl telco) consider utility, but some say not.. rclxub.gif
I'm blur...

So confuse the previous of this thread already.
Can somebody clarify for it? sweat.gif

I normally pay for Digi, u mobile, unifi and astro.
Now ptptn need use my backup Yolo card to pay by jompay..
So Yolo card still can earn cb for payment ptptn by jompay, am I right? (Sorry for a bit out of topic..) blush.gif
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A lot of grey areas after revision. So test with small amount then we learn.
ClarenceT
post Jun 19 2019, 04:05 PM

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QUOTE(JuneResources @ Jun 19 2019, 03:57 PM)
Haizz.. Getting lesser and lesser benefit already.
I guess one day there is no more word of "credit card" already, everything wallet anytime, anywhere..
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In 2021, credit card and debit card and ewallet are almost the same thing, e-cash. Bank Negara is bringing you to a cashless society.
ClarenceT
post Jun 19 2019, 09:16 PM

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QUOTE(koala225 @ Jun 19 2019, 06:22 PM)
Based on news experience things usually u turn.🤣
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Over 20 years, I experienced 1 TP = 0.6%, then 0.5%, and now 0.2%, and should go down to 0.1% or below before 31-12-2020, due to Payment Card Reform Framework by Bank Negara. BNM have set the new pricing due on 1-1-2021 unless BNM withdraws the proposal and chooses to print more banknotes.
ClarenceT
post Jun 20 2019, 06:07 AM

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QUOTE(80ers @ Jun 20 2019, 02:45 AM)
only got 5x TP on weekdays, it only translated into 1% cashback (500TP = RM1) compared 5% cashback on weekends
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5% CB is capped, so you spend RM1000 max per month during weekends.
5xTP worth 1% is unlimited, only M2 Amex, HLB Essential, OCBC Titanium, CIMB VI, Maybank Premier allow unlimited 1% worth of rewards, on certain categories and certain conditions.
ClarenceT
post Jun 20 2019, 10:18 AM

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QUOTE(Avangelice @ Jun 20 2019, 10:09 AM)
This cards are getting redundant by each announcement.
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It was selling like a hot cake when it was launched in 2011. No e-wallets at that time.

A lot of places still accept Amex and you still get 5% CB or 5TP, still better than most of CCs give only 0.1-0.3% rebate/reward.


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