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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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SUSDavid83
post Dec 10 2018, 10:23 PM

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QUOTE(beLIEve @ Dec 10 2018, 10:22 PM)
https://help.shopee.com.my/hc/en-us/articles/115010282347

Shoppee/iPay88 doesn't seem to support Amex. You only get 5% from the Amex card. Mastercard probably nothing.

Which card did you use to pay?
*
He said he used AMEX.
SUSDavid83
post Dec 14 2018, 07:23 AM

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QUOTE(monoikhwan @ Dec 14 2018, 06:23 AM)
Let's say my AMEX has a credit limit of 20k, and i want to purchase something worth 23k. Can i pump 3k first into the card and make the purchase?

I need to make that purchase tomorrow, not sure if request increase credit limit can settle by tomorrow.

*Ohh i just found out im having almost the same question as leootan above, except mine is not for installment.
*
Just dump RM 3k to your AMEX using cash deposit machine or instant interbank fund transfer.
SUSDavid83
post Dec 14 2018, 08:25 AM

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QUOTE(facktura @ Dec 14 2018, 08:23 AM)
if i make purchase using AMEX at 11:50pm later in the evening chances get posted on saturday, i entitle for 5% weekend cashback right?
*
Cash back is based on transaction date not posting date.
Time stamp on the OTP or receipt will make the judgement.
SUSDavid83
post Dec 16 2018, 08:12 PM

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QUOTE(kaoru @ Dec 16 2018, 07:56 PM)
out of curiosity if i have misplaced my card
do i need to file a police report
can i just go to the nearest branch and get my new card immediately
or do i need to go to one utama to get my replacement card immediately
do you get 2 new cards even if you just lost one coz they come in a pair ?

thanks
*
Faster call CS and to block the misplaced card.
They'll replace the lost the card for you.
SUSDavid83
post Dec 17 2018, 09:45 PM

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QUOTE(Maxwell6635 @ Dec 17 2018, 09:42 PM)
Can I call bank to ask what is the reason? Erm can appeal?
*
They may not share your the reason though.
Yes, you can appeal.
SUSDavid83
post Dec 17 2018, 10:13 PM

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Pay RM 25 and get a CTOS Score from CTOS.
It'll tell your credit standing, Maxwell6635
SUSDavid83
post Dec 17 2018, 10:48 PM

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QUOTE(beLIEve @ Dec 17 2018, 10:41 PM)
Or just to get some estimates, DIY at https://www.myfico.com/fico-credit-score-es...ator/estimator/ for a freebie. You can change all the parameters for what-if scenarios.

A friend helped compare CTOS Score vs Fico score, there's some difference. This is expected, different companies.
*
FICO is useful if you have your latest CCRIS report on-hand.
Otherwise, you're just playing guessing game.

CTOS Score incorporated CCRIS input for generating the CTOS Score.
They have access to the CCRIS database. With your consent, they can pull yours.

Don't misunderstand! I'm not promoting CTOS Score.
I tested FiCO just now. It matches with CTOS Score.

This post has been edited by David83: Dec 17 2018, 10:57 PM
SUSDavid83
post Dec 18 2018, 09:04 AM

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QUOTE(mamamia @ Dec 18 2018, 08:59 AM)
Will it gain TP or cashback if pay with QR code?
*
It should follow your card benefits.
Like Samsung Pay, the QR Pay is just to pass through the transaction.

This post has been edited by David83: Dec 18 2018, 09:07 AM
SUSDavid83
post Dec 18 2018, 10:02 AM

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QUOTE(ericlaiys @ Dec 18 2018, 10:00 AM)
but Qpay is only work on NFC phone. So adoption rate wont high as a lot of phone dont come with NFC
*
Seriously? blink.gif
I thought it works like QR scanning in other e-wallet?
SUSDavid83
post Dec 18 2018, 10:18 AM

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QUOTE(vin_ann @ Dec 18 2018, 10:10 AM)
user posted image

I'm looking at the correct QR pay???
*
This one should be for merchant
For user, it should be integrated into M2U app
SUSDavid83
post Dec 18 2018, 11:40 AM

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QUOTE(JuneResources @ Dec 18 2018, 11:37 AM)
Wow.. Thanks for your info..
Finally can free to check scoring... rclxm9.gif
*
Free for how long?
How detailed the report will be?
SUSDavid83
post Dec 18 2018, 01:14 PM

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QUOTE(Lucas91 @ Dec 18 2018, 12:01 PM)
I tried with my colleague just now. Cannot send money to friends or family through cc. The QR pay under CC payment is for merchants only.  laugh.gif  laugh.gif  laugh.gif
*
If MBB is clever, this shouldn't happen at all: Send money from CC to friends using CC.
They will lose their cash advance fee and interest incomes.

SUSDavid83
post Dec 20 2018, 07:35 AM

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QUOTE(sheanwong @ Dec 20 2018, 12:04 AM)
Hi Guys, I just received my 2 cards.

Will these cards automatically link to my existing online bank account,
or application needed?
*
If it's not appearing in your M2U account, pay a visit to the nearest branch to link them.
SUSDavid83
post Dec 20 2018, 01:23 PM

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All the most banks won't award points or cash back to any form of fees and charges (AF, financial charge, SST, late payment fee and etc).

This really makes my day! laugh.gif
SUSDavid83
post Dec 20 2018, 02:20 PM

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QUOTE(WaCKy-Angel @ Dec 20 2018, 02:15 PM)
Guys just to check paying PTPTN with card will get points or not? I know if use Amex wont get cashback and no 5X points but atleast got 1X point or not?

Either payment via online or payment at PTPTN office directly. Please advise.
*
Government bodies related ---> No TP at all!

QUOTE
No TreatsPoints will be rewarded for every Ringgit spend on Maybank 2 Mastercard /Visa /American Express Card at Government Bodies.

URL: https://www.maybank2u.com.my/WebBank/M2C-TP_tnc.pdf


This post has been edited by David83: Dec 20 2018, 02:22 PM
SUSDavid83
post Dec 20 2018, 03:48 PM

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QUOTE(tarvalslain87 @ Dec 20 2018, 03:46 PM)
Lol can I just cancel when I just got my card last week? Haha

AMEX abit susah wanna use as many merchants dont accept it
*
Did you pay the RM 25 GST?
SUSDavid83
post Dec 20 2018, 10:54 PM

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QUOTE(sulab @ Dec 20 2018, 10:47 PM)
I think someone here manage to get cashback by paying PTPTN (online at PTPTN portal) using AMEX.
Try searching in this thread
*
Cash back for AMEX is capped at RM 50.
I believe he's trying to make full settlement and the amount will be very big.
He wanted to earn more than RM 50 cash back such as additional TPs.
SUSDavid83
post Dec 21 2018, 10:00 AM

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QUOTE(lexanoir @ Dec 21 2018, 09:59 AM)
How long will I need to pledge the FD ? Can take out the FD after certain period ?
*
Till you cancel the card.
The pledged amount is your card CL.
SUSDavid83
post Dec 22 2018, 04:45 PM

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QUOTE(boonhan @ Dec 22 2018, 12:35 PM)
Cash advance or balance transfer.
*
Cash Advance interest is very high!
SUSDavid83
post Jan 8 2019, 11:15 AM

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QUOTE(paogeh @ Jan 8 2019, 11:14 AM)
amex can use at payonline ?
been using payonline for long time , but not sure amex can ?
and ....last time , i can get email receipt from payonline , now no more ...
is this normal ? i call UOB , they claim still send email receipt ..
*
Read properly:

PB VS, PB QM, Bigpay, Maybank FCB VS

All the cards he suggested are either Visa or Mastercard.

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