Utilities has been excluded since June 2019

status quo lor

reconfirm/worry later when new t&c announced (if any)

bill payment la

dont use jompay/fpx. no cashback.

no need worry until Maybank announce it for M2C (not that we can influence their decision immediate anyway)

last they revised the points earning in 2019 with 5X TP on weekdays (from daily).

at most, they revise 2X for weekdays, but that's lesser impact to most of us who are chasing weekend cashbacks. it'd be more impact to those chasing TPs for airmiles conversion.

all except exclusion (read the cashback T&C from maybank website)


can share which card/bank that shows itemized cashback in the monthly statement?

tagging yes, but not actual count of cb

yes tagging only, and total of cb per category. still no itemized cb per transaction-

wise's category round is good as it rounds up to nearest RM1, effectively reducing actual total category spending too.

yes agreed for backend design and operations

but not what most ppl expecting as they dont count cb like us and expecting bank to tell them explicitly which txn eligible for cb and what amount granted

read all the latest recommendations here https://forum.lowyat.net/topic/4161836

then study your preferred card's benefits, t&c, exclusions, etc

call cs

read

https://www.maybank2u.com.my/iwov-resources...ardsSST_FAQ.pdf

prepare backup card if amex not accepted

refer this https://forum.lowyat.net/topic/3532126 as general guideline

1st of following month, which will be 1 Jan for you.

don't dream escaping sst from Maybank la hahahah

nothing confusing

what did you do with shell and JG?

txn date when?

shouldnt be any issue, irrespective to posting date and payment method.

this is Oct spending, you should've quickly escalate to mbb to investigate. there is certain grace period for filing dispute.

lol

you should always start with the subject; ie which MBB card you used mah

then follow by problem statement

then follow by details of the txn

BY INVITATION

meaning invited by maybank to existing Maybank customers to take up m2cards

1) think logically. does it sound like a government service?

2) does government service payment eligible for CB? again, no need search lowyat forum. go find & read from maybank website.

3) to be sure, find out the mcc used by johorpay gateway.

if no final/solid answer available, just go with assumption first lor

anything sounds govt, treat it as govt. simple as that

maybank updated their m2c cashback t&c yesterday.... seems to have some major changes of benefits (mostly better!)

TBC until mbb issue an official announcement*:

1) Removed Payment via JomPAY and FPX from exclusions
2) Removed govt spend & utilities exclusion table
3) Removed ewallet exclusion clause
4) Added transaction date difference due to timezone into exclusions
5) Explanation of min RM1.00 cb earning

*Assuming min 21 days notification, likely these changes will take effect from Feb 2024.

p/s: Not sure if this copy will be final or WIP prior to announcement/effective date.




This post has been edited by cybpsych: Jan 5 2024, 07:19 AM