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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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cybpsych
post Feb 23 2024, 09:01 AM

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QUOTE(jerebubu @ Feb 22 2024, 06:20 PM)
coz it's expiring in apr-24.
and old address is the place that i rent. i have access to the condo but not the mailbox as i dun even know who is the current owner.
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contact the ex-landlord/lady to inform current tenant to keep your mails... then pass the mails to the ex-landlord/lady and you arrange to collect from him/her.

or if you want and not troublesome, collect directly from current tenant.


usually current tenant keep the mails and pass back to landlord/lady cuz only they know who was the previous tenant biggrin.gif
cybpsych
post Feb 23 2024, 10:06 AM

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QUOTE(cybpsych @ Feb 20 2024, 04:15 PM)
yes can

user posted image
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QUOTE(ronnie @ Feb 23 2024, 09:49 AM)
We can still redeem 10000 TreatPoints(TP) for RM25 SST waiver, right ?
Can we use for Islamic card if the TP balance from Conventional ?
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answered already in the Ikhwan topic
cybpsych
post Feb 28 2024, 12:16 PM

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QUOTE(incredibless @ Feb 27 2024, 10:53 PM)
hi for those holding these 2 cards Platinum but not using it as main card did you consider cancelling it or just keeping it since is free for life? and pay SST yearly to maintain it? My main spending is VI but these 2 cards have been slow down in usage...so thinking of cutting it but is free for life well.
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simple mah: do you mind paying RM25 SST per card, per year?

What if you forgot to repay your inactive cards, other penalty fees will be imposed, snowballing, and tarnish your CCRIS scoring too.

if you're ok with it, keep lor. no harm anyway. it's just a matter of $$.


you already have mbb VI to "hold" the credit limit allocated to you anyway.




cybpsych
post Mar 2 2024, 08:56 PM

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QUOTE(usingtea @ Mar 2 2024, 08:46 PM)
Anyone encounter issue of Petron no longer accepting AMEX?
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yes, forumers been sharing here https://forum.lowyat.net/topic/3532126
cybpsych
post Mar 6 2024, 09:57 PM

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QUOTE(tinahakimbaba @ Mar 6 2024, 09:54 PM)
Is there any way to see the pending/unposted transaction on the iphone app? or can i only view it through the website/desktop browser?
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no

only way to call cs to check.
cybpsych
post Mar 9 2024, 02:41 PM

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QUOTE(neobie @ Mar 9 2024, 02:36 PM)
Not jompay nor fpx.
Is using credit card to pay bill in the bank app or website.
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exclusion still applies

yes can get cb for m2u bill payment, eg tm or maxis.
cybpsych
post Mar 9 2024, 07:31 PM

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QUOTE(CoffeeMiloTea @ Mar 9 2024, 06:22 PM)
But Spaylater has 1.5% processing fee. It’s not free.
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think of it this way

use spaylater 0% to delay immediate payment temporarily, so that you can strategize to repay during weekend with m2c amex.

by doing so, you won't be burden by spending urge/needs (eg 1.1, 2.2, 3.3, etc special day promos) vs utilizing m2c amex cb.


cybpsych
post Mar 10 2024, 03:35 PM

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QUOTE(CoffeeMiloTea @ Mar 10 2024, 01:58 PM)
Ok good point. Meaning we only pay the price for the item right? No additional fee to shopee?

Next question I have is, I have just activated spaylater but apparently your suggestion above only work on special spaylater. The activation only applies to seller. How about buyer like us? We just pay using the spaylater method? And if I understood correctly it only work if the seller scan our barcode right? This is based on my observation when I play around with the app. Scanning seller barcode does not entitle for the 0% processing or whatever fees. Pls do correct me if I’m wrong. Thank you 🙏
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don't understand what u trying to say about activation.

spaylater is a credit offer to you. subject to approval and certain credit limit.

for seller, up to them to enrol spaylater or not.

I haven't explored spaylater for offline merchants. only within shopee merchants.

last I tried with bhp x spaylater offer, I show qrcode for bhp to scan. then I can switch my payment option to spaylater.
cybpsych
post Mar 11 2024, 11:30 AM

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QUOTE(allen6279 @ Mar 11 2024, 10:50 AM)
So paying spaylater with AMEX during weekend will get CB  ,right?
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yes la
cybpsych
post Mar 19 2024, 07:36 PM

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Revision of TreatsPoints and Membership Rewards Points Redemption Programme Terms and Conditions?

user posted image
cybpsych
post Mar 23 2024, 03:03 PM

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QUOTE(tgeoklin @ Mar 23 2024, 11:05 AM)
I think Amex in Malaysia history soon .......  only 150 retailers accepting only 🤦🏻
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QUOTE(tgeoklin @ Mar 23 2024, 01:46 PM)
That's old listing, as compared to latest listing from Amex Malaysia lah 😇
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why dont you share the ORIGINAL source link from where you found this doc?

user posted image


QUOTE(fruitie @ Mar 23 2024, 02:49 PM)
Who made the list? AmEx? I can’t believe they wrote Seng Heng when it’s SenHeng? Also what’s Sumsung? laugh.gif What about other luxury brands? I don’t see them. laugh.gif
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blame Margaret, dont think she is Maybank staff laugh.gif


her name is one of the maybank contest winner. partial name matching maybe coincidence, but full name matching is rare biggrin.gif

user posted image

https://www.maybank2u.com.my/iwov-resources...nth2-winner.pdf


cybpsych
post Mar 23 2024, 03:46 PM

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QUOTE(ClarenceT @ Mar 23 2024, 03:34 PM)

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if this is the same margaret, she's doing a lousy job to convince and promote their customers of amex acceptance

by showing big/chain merchants instead of all others, either she's...

1) selectively show big/chain merchants only to represent "popular" acceptance of amex
2) lazy to compile all the merchants/too long


cybpsych
post Mar 24 2024, 03:59 AM

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QUOTE(MGM @ Mar 24 2024, 02:08 AM)
Paid my FCB & M2Amex late by 2 hours, does MBB gives grace period?
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for Maybank, PDD+2 days

pdd = Payment due date
cybpsych
post Mar 24 2024, 11:34 AM

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QUOTE(tzxsean @ Mar 24 2024, 11:18 AM)
is there a thread for Maybank VI? couldn't find it

Is it worth to dump M2C Amex & FCB and go all in for Maybank VI?

I'm not getting alot cash back from both cards, less than RM30 per month usually. However, I'm also not a frequent traveler but thought the treatpoints from VI is more flexible for miles redemption from different alliance + free lounge access, which comes in RM800 annual fee from 2nd year onwards.
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https://forum.lowyat.net/topic/3894106
cybpsych
post Mar 26 2024, 12:55 PM

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QUOTE(ronnie @ Mar 26 2024, 12:12 PM)
you get minus TreatPoints..how to turn to cash back ?
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earned in 5% cb (txn on weekend) but clawback in 5X TP (txn on weekdays)

still cheap to sacrifice 5X TP for 5% CB?
cybpsych
post Apr 1 2024, 11:48 AM

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QUOTE(lowyat101 @ Apr 1 2024, 11:18 AM)
Hi, a quick question. In your example above, meaning the CB for the transaction on 31/3 be counted as part of the April's RM50 quota ya?

Thanks
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in general for local spending....

1) TRANSACTION date determines the cashback eligibility (eg weekend or weekday)

2) POSTING date determines the cashback quota month (eg this month or next month)

user posted image
cybpsych
post Apr 5 2024, 07:31 PM

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QUOTE(waikit1985 @ Apr 5 2024, 06:30 PM)
Guys, recently when I check my TP on the credit card statement, I noticed that my TP became negative.

After some calculation, I noticed that those amount that CR on weekday (Because I cancelled lazada orders and the transactions were on weekday), Maybank calculate it as follows:-

My total CR amount in the statement was RM2,902.65

Maybank card Treatpoint earned for the month: 2,902-

Maybank 2 Amex 4X bonus: 11,610-
Total Multiple Treatpoint earned for the month: 11,611-

So total point earned: 14,513-

Is that how MBB calculating the TP ?
I placed those lazada order during weekend to earn the 5% CB, but then cancelled it next day (Monday).

Anyone could explain? not familiar with how it works. Thanks in advance.  smile.gif

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weekday tp earning is 5x = 1x + 4x = 2902tp + 11611tp

reversed txn falls on weekday, so Maybank deduct your TP equivalent lor


another way to look at it, earn 5% cb but clawback in TP

This post has been edited by cybpsych: Apr 6 2024, 06:03 AM
cybpsych
post Apr 6 2024, 07:51 AM

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QUOTE(waikit1985 @ Apr 6 2024, 06:32 AM)
So means that I got the 5% cb but the TP was deducted in my case, I thought I will not get the cb since I cancel the transaction.

I didn't know they work like that.
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mbb grant or clawback rewards based on Txn Date of the txn.

yours is the lucky-scenario

unlucky scenario, earn TP on weekdays, but clawback in CB if posted on weekend! haha

This post has been edited by cybpsych: Apr 6 2024, 11:53 AM
cybpsych
post Apr 6 2024, 11:54 AM

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QUOTE(!@#$%^ @ Apr 6 2024, 10:32 AM)
i thought giving reward based on transaction date?
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ah yes, txn date
cybpsych
post Apr 9 2024, 02:29 PM

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QUOTE(Teutonic Knight @ Apr 9 2024, 02:10 PM)
Hi Sifus, I recently upgraded my Gold card to Platinum but is pending courier delivery to the branch.

I upgraded mainly due to Gold card expiring this year and increase in salary.

Question: According to the branch, I need to write in to the TP center to transfer my TP in gold to platinum but is subject to their approval.

Has anyone does this process before?
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does the new Plat card appear in m2u?

if yes, perhaps call CS instead to request transfer TP to Plat.

afaik, it shoud be automated, but no harm calling CS to reconfirm/request to transfer of TP.

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