QUOTE(nano28 @ Nov 4 2021, 01:05 AM)

I am new to credit card. I just buy oppo x3 worth rm1k using shopee ezy pay 0% interest.
That makes my statement balance high. I read somewhere if i dont clear statement balance, i will be charge of interest?
1)Is that true even though i use ezypay 0% interest?
2) Can i just let the statement balance like that and just pay my normal shopping statement + ezypay installment?
3) Since the statement balance is mix of my normal shopping and the total amount of ezypay, where can i check how much i need to pay each month to avoid any interest?
1) should be 0% if converted during payment. the thing is, what are exactly shown in your statement?
2) no. you dont choose what to pay. general rule of thumb: ALWAYS pay FULL
statement balance on/before PAYMENT DUE DATE
your screenshot is clear. pay 1489.75 by 17 Nov.
3) your monthly
statement balance IS the amount to be paid each month.
monthly statement = monthly bill cutoff, just like your telco postpaid or electricity or broadband or astro bills.

just like normal bills, you pay what they billed you, right? you dont choose which item to pay or which transaction day to pay. you are obligated to pay according to what is billed to you.