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 SETIA ECOHILL 2 Version 2, First Phase VP Aug/Sep 2018

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ry8128
post Nov 12 2018, 10:05 PM

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QUOTE(samkps @ Nov 12 2018, 01:56 PM)
EF 20 x 65 unit if not mistaken is 100k more expensive than SEH 2 unit, although EF is located in an inferior location - very less commercial amenities, near to HTC  and cemetery as well as no direct connecting road to highway.. That's why compensated with bigger buildup. Give and take.
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ef cheapest unit how much ar? after discount everything? around 600k right?
casio101
post Nov 12 2018, 10:52 PM

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QUOTE(ry8128 @ Nov 12 2018, 10:04 PM)
i read somewhere in this forum, h2o is not really saving much, just a kind of scheme to trick ppl into buying their properties..

one of the forumer here even mention that price before and after introduce h2o is different, meaning price of the properties is higher after h2o
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I duno the before price I means when they launching price .
But this h2o now is 0 interest ma sure jimat abit. But ef is abit pricey compare to surrounding.
casio101
post Nov 12 2018, 10:53 PM

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QUOTE(ry8128 @ Nov 12 2018, 10:05 PM)
ef cheapest unit how much ar? after discount everything? around 600k right?
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Artisan 653 before 9% rebate
TSsamkps
post Nov 12 2018, 11:02 PM

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QUOTE(casio101 @ Nov 12 2018, 10:52 PM)
I duno the before price I means when they launching price .
But this h2o now is 0 interest ma sure jimat abit. But ef is abit pricey compare to surrounding.
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It depends on the selling price by the developer... You can refer to the example in the post #523 in the following link...

https://forum.lowyat.net/topic/4527106/+520
doxb.tm
post Nov 13 2018, 12:01 AM

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QUOTE(samkps @ Nov 12 2018, 01:56 PM)
EF 20 x 65 unit if not mistaken is 100k more expensive than SEH 2 unit, although EF is located in an inferior location - very less commercial amenities, near to HTC  and cemetery as well as no direct connecting road to highway.. That's why compensated with bigger buildup. Give and take.
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There is a Midland mall with hospital and international college near to it and also closer to international university.
TSsamkps
post Nov 13 2018, 12:03 AM

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QUOTE(doxb.tm @ Nov 13 2018, 12:01 AM)
There is a Midland mall with hospital and international college near to it and also closer to international  university.
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News released by Midland confirm one ar? laugh.gif laugh.gif
doxb.tm
post Nov 13 2018, 12:03 AM

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QUOTE(ry8128 @ Nov 12 2018, 10:04 PM)
i read somewhere in this forum, h2o is not really saving much, just a kind of scheme to trick ppl into buying their properties..

one of the forumer here even mention that price before and after introduce h2o is different, meaning price of the properties is higher after h2o
*
It is not trick, just that EW worked out why many fishes were lost which is due to bank loan rejection. Hence with H2O, they can be sure these fishes are not able to escape the net.

Looking from the other side, buyers who don't have to worry about bank loan approval will be even more interested with H2O as we can save a substantial housing interest! win win
TSsamkps
post Nov 13 2018, 12:06 AM

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QUOTE(doxb.tm @ Nov 13 2018, 12:03 AM)
It is not trick, just that EW worked out why many fishes were lost which is due to bank loan rejection. Hence with H2O, they can be sure these fishes are not able to escape the net.

Looking from the other side, buyers who don't have to worry about bank loan approval will be even more interested with H2O as we can save a substantial housing interest! win win
*
Developer selling price is the key.. If developer jack up the selling price after H2O, there are not much "interest" you save actually... devil.gif devil.gif
TSsamkps
post Nov 13 2018, 08:11 AM

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QUOTE(Bibimbapi @ Nov 13 2018, 01:12 AM)
As mentioned by casio, there is an additional 4% discount on top of the current 5% discount which made it to 9% discount in total.

Is that really the case? My last visit to sales gallery was during CNY  sweat.gif  sweat.gif
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I use back my example:

Scenario 1: Pre-Help2Own

Unit cost: RM 800,000
5% down payment: RM 40,000
1% introducer fee: RM 8,000
5% discount from developer:RM 40,000
90% bank loan: RM 720,000

Net paid by purchaser (exclude interest): RM 40,000 - RM 8,000 (assume introducer is family member) + RM 720,000 = RM 752,000


Scenario 2: Post-Help2Own

Unit cost: RM 850,000 (developer jack up RM 50,000)
1% down payment: RM 8,500
9% discount from developer:RM 76,500
90% bank loan: RM 765,000

Net paid by purchaser (exclude interest): RM 8,500 + RM 765,000 = RM 773,500

Attractive?? devil.gif devil.gif Developer always want buyer to pay very little upfront and loan to the max, which after converted to installment is a smaller amount. Then developer will face problem, higher loan rejection rate..

This post has been edited by samkps: Nov 13 2018, 08:21 AM
casio101
post Nov 13 2018, 08:24 AM

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QUOTE(samkps @ Nov 12 2018, 11:02 PM)
It depends on the selling price by the developer... You can refer to the example in the post #523 in the following link...

https://forum.lowyat.net/topic/4527106/+520
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Thanks, very good info inside
casio101
post Nov 13 2018, 08:30 AM

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QUOTE(Bibimbapi @ Nov 13 2018, 01:12 AM)
As mentioned by casio, there is an additional 4% discount on top of the current 5% discount which made it to 9% discount in total.

Is that really the case? My last visit to sales gallery was during CNY  sweat.gif  sweat.gif
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5% rebate , so your down payment another 5 will do

The 4% actually is inside h2o, u borrow 100 u pay 96 lo.
Previously was 13%

If u full loan 90% rebate 7%

Sorry confusing statement previously =p
casio101
post Nov 13 2018, 09:58 AM

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QUOTE(Bibimbapi @ Nov 13 2018, 09:34 AM)
Oh now I understand. Give more rebates but jack up the price even more. But easier to get loan.
It seems that you overlook a point. For the first 5 years you are repaying back ur loan on top of the bank loan.

In the third year upon VP ur almost paying 4k+ a month.
(Bank loan + ew loan)
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Yup first five year would be abit hard
Bieco
post Nov 13 2018, 08:33 PM

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QUOTE(Bibimbapi @ Nov 13 2018, 09:34 AM)
Oh now I understand. Give more rebates but jack up the price even more. But easier to get loan.
It seems that you overlook a point. For the first 5 years you are repaying back ur loan on top of the bank loan.

In the third year upon VP ur almost paying 4k+ a month.
(Bank loan + ew loan)
*

Developer become bank too. Developer gives down payment loan, bank gives housing loan.

ry8128
post Nov 14 2018, 09:30 PM

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QUOTE(doxb.tm @ Nov 13 2018, 12:03 AM)
It is not trick, just that EW worked out why many fishes were lost which is due to bank loan rejection. Hence with H2O, they can be sure these fishes are not able to escape the net.

Looking from the other side, buyers who don't have to worry about bank loan approval will be even more interested with H2O as we can save a substantial housing interest! win win
*
They jack up the price for H2O, so for me is a trick no matter what they say.

If the price is same, then fine, I agree with u
reeve86
post Dec 12 2018, 08:24 AM

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hi all, recently i stay in saujana impian.
and i plan to buy SEH clarus.

so any comment ? and Pro and Con?

my goal is just get a landed property, i consider kajang east before, but no more ready to move in unit.
i plan next year can move in, so just looking for those ready to move in unit. and some more i dun like face to agent, so yesterday i went to SEH office, they still show me some unit left.

anyway, pls give me some idea about the pro and cons yea

act i oledi have one unit in bangi avenue 3 stry house.... think to move in, or buy ecohill 2

This post has been edited by reeve86: Dec 12 2018, 01:29 PM
boyz
post Dec 14 2018, 03:23 PM

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QUOTE(reeve86 @ Dec 12 2018, 08:24 AM)
hi all, recently i stay in saujana impian.
and i plan to buy SEH clarus.

so any comment ? and Pro and Con?

my goal is just get a landed property, i consider kajang east before, but no more ready to move in unit.
i plan next year can move in, so just looking for those ready to move in unit. and some more i dun like face to agent, so yesterday i went to SEH office, they still show me some unit left.

anyway, pls give me some idea about the pro and cons yea

act i oledi have one unit in bangi avenue 3 stry house.... think to move in, or buy ecohill 2
*
you have met your goal right? bangi avenue is landed right?

why this new goal then? because of environment? investment? what is your motivation?
BEANCOUNTER
post Dec 14 2018, 03:31 PM

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QUOTE(reeve86 @ Dec 12 2018, 08:24 AM)
hi all, recently i stay in saujana impian.
and i plan to buy SEH clarus.

so any comment ? and Pro and Con?

my goal is just get a landed property, i consider kajang east before, but no more ready to move in unit.
i plan next year can move in, so just looking for those ready to move in unit. and some more i dun like face to agent, so yesterday i went to SEH office, they still show me some unit left.

anyway, pls give me some idea about the pro and cons yea

act i oledi have one unit in bangi avenue 3 stry house.... think to move in, or buy ecohill 2
*
You only buy new property as upgrade and the size should be at least 30% larger than yr current one.

Judging from yr portfolio, you should be very well verse on what to buy and where to buy already.
reeve86
post Dec 16 2018, 08:19 AM

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QUOTE(BEANCOUNTER @ Dec 14 2018, 03:31 PM)
You only buy new property as upgrade and the size should be at least 30% larger than yr current one.

Judging from yr portfolio, you should be very well verse on what to buy and where to buy already.
*
hi all, thanks for the reply, mayb my bad, i didnt make it clear.

act the 3stry is my wife, her family bought this under her name and her sister name, after they bought they rented it.
so now they ask we wan to move in or not. if we didnt move it, they will continue to rent out

so my dilemma is, wan to buy another 2stry at eco hill 2? (or maybe kajang east) or just move in to BA
my main concern is i hope to move in at come year 2019, but i worry BA was abit far if travel to my mother in law house which is at kajang jln reko
BEANCOUNTER
post Dec 16 2018, 09:16 AM

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QUOTE(reeve86 @ Dec 16 2018, 08:19 AM)
hi all, thanks for the reply, mayb my bad, i didnt make it clear.

act the 3stry is my wife, her family bought this under her name and her sister name, after they bought they rented it.
so now they ask we wan to move in or not. if we didnt move it, they will continue to rent out

so my dilemma is, wan to buy another 2stry at eco hill 2? (or maybe kajang east) or just move in to BA
my main concern is i hope to move in at come year 2019, but i worry BA was abit far if travel to my mother in law house which is at kajang jln reko
*
one thing I learnt from a very young age.

do not accept kindness from people where you still an able person.

monetary means you can pay back, but kindness you can never will, and it mght haunt you back one fine day.

I know I didn't even help to provide opinion on your dilemma, bcos I am not too familiar with kajang and semenyh.
jskoo
post Dec 16 2018, 09:42 AM

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QUOTE(reeve86 @ Dec 16 2018, 08:19 AM)
hi all, thanks for the reply, mayb my bad, i didnt make it clear.

act the 3stry is my wife, her family bought this under her name and her sister name, after they bought they rented it.
so now they ask we wan to move in or not. if we didnt move it, they will continue to rent out

so my dilemma is, wan to buy another 2stry at eco hill 2? (or maybe kajang east) or just move in to BA
my main concern is i hope to move in at come year 2019, but i worry BA was abit far if travel to my mother in law house which is at kajang jln reko
*
Maybe you can consider bandar teknologi Kajang, Hill Park Homes 3 by MKH which is nearer to Jalan Reko.

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