Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
21 Pages « < 2 3 4 5 6 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

views
     
cybpsych
post Sep 3 2018, 02:41 PM

---------------------
*********
All Stars
65,266 posts

Joined: Jan 2003
QUOTE(SwarmTroll @ Sep 3 2018, 02:17 PM)
Would I get 5% rebate from purchasing bus ride tickets online from TBS? Using the mastercard of course.
*
check post 4 if already exist

else try yourself, no definite way to know
cybpsych
post Sep 3 2018, 03:15 PM

---------------------
*********
All Stars
65,266 posts

Joined: Jan 2003
QUOTE(cwk88 @ Sep 3 2018, 02:47 PM)
this is worrying. each card has its own product code.

if I have 30k VIP from VS, cannot cross-redeem for Quantum.... hmmm
cybpsych
post Sep 3 2018, 04:04 PM

---------------------
*********
All Stars
65,266 posts

Joined: Jan 2003
QUOTE(Neo_Y @ Sep 3 2018, 03:42 PM)
Hi guys, how do I make UNIFI payment via their portal?
I've done registration and so, when I make bill payment it said no bill was selected, I can't find any way to actually "select" the bill also?
*
new unifi account?

already received the ebill (email) before login to Unifi portal to make payment?
cybpsych
post Sep 3 2018, 04:23 PM

---------------------
*********
All Stars
65,266 posts

Joined: Jan 2003
QUOTE(Neo_Y @ Sep 3 2018, 04:19 PM)
Received eBill via email.
*
then login to Unifi portal and make payment?
cybpsych
post Sep 3 2018, 05:28 PM

---------------------
*********
All Stars
65,266 posts

Joined: Jan 2003
QUOTE(Micky78 @ Sep 3 2018, 05:21 PM)
on Aug..ST was charged on bith card..
by right is not charged... correct? coz SST effective in Sept...
*
based on current understanding, yes

why not you ask CS and ask if the charging is erroneous?

if no error, ask them to clarify how does the charging actually works. rclxub.gif
cybpsych
post Sep 3 2018, 05:41 PM

---------------------
*********
All Stars
65,266 posts

Joined: Jan 2003
QUOTE(Ramjade @ Sep 3 2018, 05:40 PM)
How?
*
https://www.pbebank.com/pdf/Cards/pds/pds_credit_pbb.aspx

read the AF waiver condition, if any
cybpsych
post Sep 4 2018, 09:12 AM

---------------------
*********
All Stars
65,266 posts

Joined: Jan 2003
QUOTE(tifosi @ Sep 4 2018, 08:56 AM)
I am charging the weekly promo to QV, can rake up some VIP points to redeem for my VS if I don’t hit 8k target next year.
*
VIP earned by QV cannot be used to redeem for VS' sst, and vice versa.

ie no cross-card redemption.

perhaps someone later can really try, at least.
cybpsych
post Sep 4 2018, 11:59 AM

---------------------
*********
All Stars
65,266 posts

Joined: Jan 2003
QUOTE(Sumofwhich @ Sep 4 2018, 11:58 AM)
Does it mean that if I were to apply a supplementary card now, SST will not be charged until my principal card's expiry month?
Anyway, even if it is charged now it's worth it for the RM30 monthly rebate,
don't know why I'm delaying this, the hd camera gift from last promo is lousy anyway,
the only troublesome part is most likely need to collect from branch, but at least can sign up for online banking at the same time  laugh.gif
*
new card, sst will be charged immediately.
cybpsych
post Sep 4 2018, 04:21 PM

---------------------
*********
All Stars
65,266 posts

Joined: Jan 2003
QUOTE(Morning_Star @ Sep 4 2018, 03:29 PM)
For VS spend, when u spend 633.00 instead of 633.34, will u still get CB of 38.00 or 37.xy ?
*
if 1 shot transaction, min 633.25 to hit max rm38 cb

if multiple transactions, total can be <633.25.
cybpsych
post Sep 4 2018, 07:21 PM

---------------------
*********
All Stars
65,266 posts

Joined: Jan 2003
QUOTE(Ramjade @ Sep 4 2018, 06:37 PM)
But if RM660,  Already exceed the 5% CB FEATURE (since max spending  on card to get RM30 = RM600)  Won't that bring down the % CB?
*
this is where u always missed the part of the real indirect benefits instead of cold hard numbers.

else 8xRM60 will just suffice for you. you don't ever lose a cent, you gain max cb. heck, you don't even pay more

this is just 1 week for 1 card that you're holding.

how about the remaining 3-4 weeks? laugh.gif oops!
cybpsych
post Sep 4 2018, 07:35 PM

---------------------
*********
All Stars
65,266 posts

Joined: Jan 2003
QUOTE(Ramjade @ Sep 4 2018, 07:26 PM)
If you don't spend that much, no point topping up. Topup only what's needed. I don't game the system like withdraw cash using Bigpay.
*
diff ppl diff commitment diff spending behavior

I never withdrawal a cent from bigpay too.

you haven't reached the state where you have other commitments that requires spending.

how I wish I can be where you are now laugh.gif

so, comparison is irrelevant and always moot.
cybpsych
post Sep 5 2018, 08:17 AM

---------------------
*********
All Stars
65,266 posts

Joined: Jan 2003
QUOTE(David83 @ Sep 5 2018, 08:10 AM)
PBB acts fast.
The yesterday approved FlexiPay first installment is charged.
I thought it'll charge in the coming statement next week.
*
no.

1 day after statement date. slight better than mbb's BT installment is is dropped on statement date itself.

this is why the (unbilled) conversion to be done before statement date, else cannot convert (billed).
cybpsych
post Sep 6 2018, 09:20 AM

---------------------
*********
All Stars
65,266 posts

Joined: Jan 2003
terminated Quantum Visa. simple and hassle-free.
cybpsych
post Sep 6 2018, 04:22 PM

---------------------
*********
All Stars
65,266 posts

Joined: Jan 2003
QUOTE(beaverknight @ Sep 6 2018, 04:18 PM)
Quite a funny case for me. I've applied for Quantum cards by directly email to cardsmarketing@publicbank.com.my back in July. 2 weeks later the CS notified me its declined by PB.
Then I applied through Ringgitplus again within the same week after being rejected. Towards the end of August, CS contacted me for additional document i.e. payslip. After a week or so I check with the IVR, it informed my application was unsuccessful again lol.
Then I written a lengthy email to them for appeal, on MOnday. This morning received call from PB asking which branch would I like to collect my credit card as my application was finally successful. I was in doubt for a moment when I received the call lol, since I did not expect the appeal to work, I even double confirm with the CS haha.
Time to plan for fully utilize my future cards  laugh.gif  icon_rolleyes.gif
*
not funny, that's normal when the usual application channel was rejected but subsequently approved after appeal process (probably by thorough review and/or management approval)
cybpsych
post Sep 6 2018, 04:36 PM

---------------------
*********
All Stars
65,266 posts

Joined: Jan 2003
QUOTE(beaverknight @ Sep 6 2018, 04:27 PM)
I see, just all the hassles to finally approve my application was funny to me though. Could've just let me thru at the first try, since I did not provide anymore additional doc after the payslip. Either way, finally got the card i was looking for.
*
simple: you failed based on their internal risk assessment. not matter how many times you apply via normal channel, it'd still fail, unless you're deemed not risky to the bank.

the appeal process is to review your argument and/or additional documentation to support the appeal. you're lucky to be approved after appeal. some might still rejected also.
cybpsych
post Sep 6 2018, 04:52 PM

---------------------
*********
All Stars
65,266 posts

Joined: Jan 2003
// 06 SEP 06 SEP SPEND NOW 4 MORE - WK5 50.00 CR //

hope can get week 6 too! haha
cybpsych
post Sep 6 2018, 05:01 PM

---------------------
*********
All Stars
65,266 posts

Joined: Jan 2003
QUOTE(ClarenceT @ Sep 6 2018, 04:58 PM)
Don't know why NO "(DGP)" for WK5
*
probably handled by diff person, hence the slight variance in the string

previous promos also shows slight change during long hiatus in crediting the cb (maybe PIC on leave/left)
cybpsych
post Sep 6 2018, 10:52 PM

---------------------
*********
All Stars
65,266 posts

Joined: Jan 2003
QUOTE(CooKies37 @ Sep 6 2018, 10:46 PM)
Hi guys, may i know how can i apply for Balance Transfer for my credit cards?
The page tell people to access pbebank online, but i search through all the menu didn't find anyway to apply Balance Transfer.

Anyone know?

Thanks.
*
https://www.pbebank.com/Personal-Banking/Pr...ansfer-(3).aspx
cybpsych
post Sep 7 2018, 10:40 AM

---------------------
*********
All Stars
65,266 posts

Joined: Jan 2003
QUOTE(beLIEve @ Sep 7 2018, 12:59 AM)
Anyone tried using Pos Online to pay for Syabas? Did you manage to get the cash back (the standard $30 or $38 limit, not the 3x 5x 8x one)? I was trying and noticed that it redirects to PBe and the T&C says no cash back for anything paid with PBe. I just assume that I'll end up paying with JomPay from PBe if I were to use my credit card.
*
posonline doesnt accept cc, even the current redesigned portal.
cybpsych
post Sep 7 2018, 11:43 AM

---------------------
*********
All Stars
65,266 posts

Joined: Jan 2003
QUOTE(winbj @ Sep 7 2018, 11:39 AM)
Email pbb regarding the partial month statement cycle cash back but didnt get any reply from pbb so i just give a call to pbb cs..been told that it wont be entitled cash back for my july transaction( no july statement given) because i already use the max cash back on the month of August(1st statement on 30 August)..PBB cs is unpolite when talk to their customer! This girl rise her voice when talking with me when i want to file a dispute regarding this matter, and she said i cant file a dispute because i already use the max cash back on August..very disappointed.
*
write in detail and email to them.

put some stressors in the content: PBB not honor cb by statement cycle (put screenshot from website), PBB billing system doesnt generate statement for partial-cycle, etc

21 Pages « < 2 3 4 5 6 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0889sec    0.30    7 queries    GZIP Disabled
Time is now: 30th November 2025 - 10:36 PM