may i know the quantum master card capped at RM30 per monthly statement cycle is mean cashback count at end of month or follow our statement date?

statement date

credited on your statement date.

meaning, when u get your statement, you'll notice the cashback.

thanks all. i thought same as maybank barcelona card is at end of the month.

this is a good thing, you get your earned cb at the same time of your statement, hence lowered statement balance

Didn't know that. Only PBB is this generous right? I don't recall other cashback card have this kind of rule for supplementary. Most of the time cashback is only for principle - no matter split or combine statement.

not generous. it's a known bug.

i notice can use PBB VIP points 10k to redeem RM25 SST, do i need to wait until SST is charge only can apply? thanks.

This post has been edited by vez: Nov 5 2018, 04:43 PM

This might be OT but I'm receiving such call due to PB Credit Cards. Have you guys ever received calls from PB that selling you insurance policy from AIA? This CS is hard selling her policy while trying to make so called "pendaftaran mudah atas talian" on behalf of me without my consent. I only able hung her up after 30 minutes of listening her speech... But I did ended up giving her my house address, does it matter anything?

maybe you can drop an email to PBB to check, just in case, nowadays many banks also offer similar insurance... their partner blah blah, usually i just tell them i not interested, some even told me so cheap only why not afford

I have this limitation with PBB's paywave mechanism which is getting more annoying for me considering the wider acceptance of paywave now. It appears that we (or maybe just me) need to "reset" the paywave after every 10 waves by using the PIN on the 11th transaction.

It also appears that this is PBB specific security measure and I have no way to bypass this. Anyone here experience the same and may have a way around it? It's kinda hard to keep track the numbers of my waves. . . .

known limitation/security.

consequtive 9 paywave trx, then reset with PIN on the 10th trx.

When ur banker crazy to help u apply all at same time~

But with your consent right?

A tip for everyone.

The next time whenever you apply for a credit card, take notice of a clause which goes something along the lines of "Allowing the bank to use your details for internal marketing purposes / 3rd party marketing purposes." You will notice a check box beside those clauses which may indicate "Yes" or "No". This is of course up to everyone prerogative whether they want to say yes/no and obviously if you decline, the bank have no right to reuse your personal details for their marketing purposes.

Thus effectively stopping them from reusing your details to perform cross marketing of their products.

Do not despair for those still wanting to remove themselves from such list - write to the bank.

Take note that the above is one of the protection of the PDPA (Personal Data Protection Act). If the bank violates it, you may report it to the PDPA authorities for legal action. The same can be applied to those pesky telemarketing calls. Next time if you get one of those calls, ask them where are they from (note the company, time of call and person who is calling) and ask them where they get your details. Then ask them whether they have written consent from you to call you. See their reaction next.

Similarly, you can ask them to remove your information forever from their database. Non-compliance will be reported to the PDPA authorities.

Actually, so far I haven't see a "No" option. It's only check for "yes", and leave unchecked for "no". But banks have been honest that no one checked for me after submitting those forms. And if memory serves, Citibank online application does not have an option to set it to No. It's shown as Yes and that's it.

You will be glad of this feature if you ever lose the card.

You shouldn't need to keep track. When it failed to wave, then use PIN. And MYR250 is the other limit before you need to PIN, whichever come first.

This post has been edited by beLIEve: Nov 5 2018, 05:26 PM

I didn't read in detail on how our PDPA need to operate the customer's exclusion to use their personal details but I suspect it is rather loose. I.e - most forms design it such that customers "allow" it by default. In Europe (GDPR), customers need to explicitly allow the use of their personal details and organisations cannot use it if they set their boxes to "default".

Nevermind about that ... just educating the members here to pay more attention to what they fill in the form. You can avoid telemarketing calls.

double post

This post has been edited by beaverknight: Nov 5 2018, 05:47 PM

Thanks for the informative explanations, I will write up an email to PBB card services right away. Which email address should I direct to, the usual custsvc@publicbank.com.my?


This post has been edited by beaverknight: Nov 5 2018, 05:46 PM

That should be it. Note that PBB email channel are not the most efficient in the world.
Try to google some ideas on how to write it effectively - effecting/invoking the data protection portion. The bank will get the hint if you write it correctly and there's no element of threats needed to achieve this.

This post has been edited by hye: Nov 5 2018, 05:52 PM