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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

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cybpsych
post Oct 27 2018, 07:17 AM

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QUOTE(pisang @ Oct 27 2018, 06:44 AM)
tks for sharing. i have some info on wk12 and wk14. but it's already included in your database.

just a question.. usually how long does the CB take to be credited ? PBB terms n condition says 2-4 weeks. i got CB on 23/24 oct for wk12 &14.
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as and when they are ready . no fixed time.

usually it's about 1 month.
cybpsych
post Oct 27 2018, 10:03 AM

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QUOTE(celciuz @ Oct 27 2018, 10:00 AM)
What does the dark green and light green means? data point and without data points?
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yup
cybpsych
post Oct 27 2018, 11:40 AM

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QUOTE(beaverknight @ Oct 27 2018, 10:24 AM)
Yea I just called to CS to convert my latest big purchase to flexipay 12 months. At first the CS was offering 6 months 0% interest but then I asked her isn’t quantum card offering 12 months 0% ? Then she processed it to 12 months conversion for me. All done within minutes. *thumbs up* thanks sifus

Btw is there any notification like an SMS for successful flexipay conversion prior to our statement date ?
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should get 1 sms after the call.

my previous sms. got it the moment done the call.

// RM0.00 PBB card txn at ONE LIVING-12TM for RM3480.00 has been converted to 9 months instalment @.00% //
cybpsych
post Oct 27 2018, 06:32 PM

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QUOTE(V12Kompressor @ Oct 27 2018, 04:17 PM)
Beli apa at One Living... 65" 4K TV ah? brows.gif
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haha buying stuffs for new joint. 2 ac, ceiling fans, water heater, etc

i had 5 flexipays running together, from electrical shop to kitchen cabinet, to curtain shop. rclxms.gif saved me with the cashflow and also raked up nearly 16k of VIP points laugh.gif

QUOTE(beaverknight @ Oct 27 2018, 04:48 PM)
Hmm I didn’t get the sms yet though, it’s been a day. Could it because of the transaction is not posted yet?
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probably havent triggered? kinda odd.

if sudah triggered, you would see the 1st installment amount in PBe unbilled transaction. Else, call them back again to reconfirm.

This post has been edited by cybpsych: Oct 27 2018, 06:33 PM
cybpsych
post Oct 28 2018, 09:05 AM

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QUOTE(beaverknight @ Oct 28 2018, 09:04 AM)
The amount posted is only showing the full amount that I purchased in unbuckled transaction instead of the installment amount. Guess I’ll call CS again tomorrow if still not receiving the sms.
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meaning havent triggered yet.

you can call anytime or now though. no need to wait tomorrow.
cybpsych
post Oct 28 2018, 08:58 PM

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QUOTE(OPT @ Oct 28 2018, 08:52 PM)
Hmm...didn't expect this but I managed to get cash reversal for RM25 SST...

Only my main PB VS though, supplementary doesn't seem to reflect in my statement...

Thanks  thumbup.gif
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upon request?

possibly your card met the annual usage to get a cash reward thumbup.gif

QUOTE(cybpsych @ Sep 3 2018, 09:49 PM)
Good news! had a lengthy chat with CS biggrin.gif

keyword: SST WAIVER CONDITIONS!

1) SST tracking is based on your respective principal card's expiry month. All supp follows principals, which is already is, if you noticed on your supp cards.

2) SST to be charged on the following statement date after end of anniversary year. meaning, if expiry month is 05 (May), it has already passed this year, so annivesary will end next year May 2019. SST will be charged on the following statement in Jun 2019.

3) Per redemption catalogue, 10K VIP to redeem RM25 SST. However, it shall be based on PER OWN CARD BASIS. even if your principal earned 20k VIP (example), you cannot redeem 10k VIP for your supp card's SST. Each VIP redemption is to each own card.

4) There IS unwritten/unpublished usage/spending condition to waive the SST. Need to call to request. Tracking is by anniversary year. Example from point 2 above, usage tracking is between May 2018 - May 2019. As usual, retail spending inclusive of any refunds, etc. Each card has different usage tier, in my query was for VS and Quantum; principal and supp is tracked separately (supp is 50% lesser).

CardPrincipal SpendSupplementary Spend
Visa SignatureRM8,000RM4,000
QuantumRM4,000RM2,000

Not sure how strict they enforce (4), but still good and achievable, worth the try to request for waiver.
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This post has been edited by cybpsych: Oct 28 2018, 08:59 PM
cybpsych
post Oct 28 2018, 09:21 PM

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QUOTE(OPT @ Oct 28 2018, 09:19 PM)
I wrote in here after noticing the charges in the latest statement and after cybpsych mentioned no harm trying...that’s what I did. A call to SC but the girl said no reversal...I asked her to try for both my principal and supplementary. After that, I didn’t put much hope, but was surprised when I logged into pbe.

Annual usage probably RM12k, maybe slightly more
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yeah, no harm asking thumbup.gif

with annual rm12k, sure can get something liao. CS told me at least min rm8k for VS Principal.

heck, mine not reaching RM4k for 7 months. dont mind about it, i got 25k+ VIP points spare tongue.gif

This post has been edited by cybpsych: Oct 28 2018, 09:24 PM
cybpsych
post Oct 29 2018, 08:02 AM

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QUOTE(beaverknight @ Oct 29 2018, 07:55 AM)
Usually how long does it takes for PBE to update the unbilled transaction from full amount to flexipay installment after receiving the sms?
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refer my post 3016

few days to get posted

QUOTE(coolgoh98 @ Oct 29 2018, 07:34 AM)
just very wired lo. Cash back really exhausted on monday, that week i use 3 time on monday 5 time on tuesday morning.
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nothing is weird. it's actually exhausted by 11am for week14.

This post has been edited by cybpsych: Oct 29 2018, 08:04 AM
cybpsych
post Oct 29 2018, 08:19 AM

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QUOTE(celciuz @ Oct 29 2018, 08:17 AM)
I think it will cash back to the first card? Mine cash back to the VS even when using QM or QV.
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usually crediting to the highest card level.

for quantum, i guess pbb treats visa > mastercard
cybpsych
post Oct 29 2018, 08:47 AM

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QUOTE(cybpsych @ Oct 27 2018, 05:57 AM)
reported 11am window gone.

no info for 10am window.

user posted image

» Click to show Spoiler - click again to hide... «

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QUOTE(royalz @ Oct 29 2018, 08:29 AM)
hi u got confirmation from PB on the exhaust time?
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based on reports here so far
cybpsych
post Oct 29 2018, 08:52 AM

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QUOTE(royalz @ Oct 29 2018, 08:48 AM)
nice data compilation..getting earlier and earlier..
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it fits the normal user behavior trending. wakeup time, reach office, lunch hours, after work/dinner/prime time, etc

12-1am should be more too (those sleep late), just not many reported here.
cybpsych
post Oct 29 2018, 08:53 AM

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QUOTE(vin_ann @ Oct 29 2018, 08:49 AM)
8:37am start to reload BP
8th reload at 8:45am

Now wait for CB
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I only track reports after gotten weekly cb.

today's trx likely be granted cb in about 1 mth later laugh.gif
cybpsych
post Oct 29 2018, 01:41 PM

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QUOTE(sl3ge @ Oct 29 2018, 12:43 PM)
celcom.
but few minutes ago i test again, suddenly successful receive otp.
after one and half day fail, suddenly ok.  rclxub.gif
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restart your phone. let it reconnect back to your telco.

sometimes the smsc jammed up, the queue inside stucked or taking long time to clear.

QUOTE(laith @ Oct 29 2018, 12:45 PM)
Is it too late for now to get RM50 weekly for SN4M?
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yes
cybpsych
post Oct 29 2018, 02:01 PM

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QUOTE(laith @ Oct 29 2018, 01:47 PM)
This didn't happen in the past few years campaigns whereby until Wed still can grab full CB.

9AM still consider safe side?
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9am up to week14, yes.

last few years didnt have bigpay!

bigpay is a very disruptive tool for pbb promo, depends on how/who sees it, it's a good vs bad thing biggrin.gif
cybpsych
post Oct 29 2018, 02:21 PM

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QUOTE(laith @ Oct 29 2018, 02:13 PM)
Thanks fellows for the information.
I'm wondering how to will this BP CC top-up will last.
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should worry about PBB than BP

if PBB categorically-exclude BigPay, then not easy to gain the reward, but spread the quota availability longer
cybpsych
post Oct 29 2018, 03:10 PM

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QUOTE(ruby1288 @ Oct 29 2018, 03:09 PM)
For Visa Signature,
Annual Fee Waiver
First year annual fee is waived for principal and supplementary cardmembers. Subsequent years' annual fee waived is subject to 12 swipes in the preceding 12 months.

Is there a min. amount for each swipe or total 12 swipes in order to get annual fee waived ?
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no min amount

just USE for 12 times. simple.
cybpsych
post Oct 29 2018, 03:55 PM

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QUOTE(ExCrIpT @ Oct 29 2018, 03:54 PM)
Public Bank Quantum MasterCard
Online Shopping 5% RM30
Dining 5% RM30

is this a good cash back card to get?

dining means mcd also can right?

online shopping only applies to lazada e commerce website?
hotel booking, airline ticket purchase, utilities payment all entitled?
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read post #4
cybpsych
post Oct 29 2018, 04:20 PM

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QUOTE(Nom-el @ Oct 29 2018, 04:18 PM)
ASTRO AMSS

What is this for? Astro bill payment? Through which channel?
Btw, is it possible to reload Presto using Amex? Thanks.
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astro amss: from astro portal, bill payment.

presto, no amex, but jompay
cybpsych
post Oct 29 2018, 07:37 PM

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QUOTE(cybpsych @ Oct 27 2018, 07:17 AM)
as and when they are ready . no fixed time.

usually it's about 1 month.
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QUOTE(wilson1149 @ Oct 29 2018, 06:40 PM)
CB will take how long to credit in? (if entitled  tongue.gif )
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cybpsych
post Oct 29 2018, 07:50 PM

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QUOTE(cybpsych @ Oct 3 2018, 04:30 PM)
already gotten week7-9, all on 1 Oct lorr

user posted image
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QUOTE(beebee1314 @ Oct 29 2018, 07:48 PM)
Hi all. The campaign SN4M CB event. The CB until which week? Has it reach until 01-Oct-2018 week? I started on that week with BP.
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you should keep track of the table from the T&C

This post has been edited by cybpsych: Nov 12 2018, 03:19 PM

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