supp with separate statement:

1) monthly cb separated (cuz statement generated per card level)
2) promo cb combined (eligibility tracked per nric of the principal)
3) separate statement of course separated transactions.

supp don't need PBe, unless u want to view the unbilled transactions. setting up PBe for each supp cardholder is tedious if they don't have existing PBe. even if they have, some might not want you to access cuz their savings info inside!

as long as trx is recorded as 5 Nov, no issue if 3am or 5am swipe.

earlier swiping is good to ensure your eligibility for part of the cb quota.

nobody can guarantee what time CB quota depleted to-date. reported week14 cb was based on swipes made 1 month ago.

yes, another free month

but....

your 1st statement & cashback would only be credited @ 3 Dec.

30 Oct - 3 Nov = not statement-ed hence no cashback cuz partial statement cycle
4 Nov - 3 Dec = max cashback rm30

on 4 Dec, once 3 Dec statement generated, you'd need to file for dispute to PBB for period between 30 Oct - 3 Nov. PBB would get approval to manually credit back the cb for partial cycle.

email CS now would not yield any action because they'd ask you to wait until 3 Dec statement then only they recalculate the cb differences. reason is to prevent you making false claims <-- cuz you havent "earned" cb from 4 Nov - 3 Dec period yet.

put some stressors in the email content: PBB not honor cb by statement cycle (put screenshot from website), PBB billing system doesnt generate statement for partial-cycle, etc

from my experiences, pbb is aware of this billing quirk for partial statement cycle.



fyi, my two QMC supp was claimed back successfully

there is no official written statement or policy of it, so discussion is not allowed.

imo, better keep the details to our ownself, including the results.

yeah, you're lucky your VS got statement-ed because your card was approved somewhere @ 8 Oct, hence 1st statement @ 3 Nov is >21 days.

your QMC was approved later in Oct, so the gap is <21 days to the "supposed" 3 Nov statement, thus it's considered partial cycle and skipped.

yeah, same with mine. max out cb per statement cycle.

also if possible, buffer about 2 days if reloading bigpay, sometimes on rare occasion it has T+2 posting.

do u see week15 cb in your pbe?

then it's not in lor.

when it's creditd, you'll see onslaught of posts here.

yes of course.

and also supp both of them too, if you can

as long as supp card is separate statement, then separate cashback.

one principal can have max 9 supp cards

credited on your statement date.

meaning, when u get your statement, you'll notice the cashback.

this is a good thing, you get your earned cb at the same time of your statement, hence lowered statement balance

not generous. it's a known bug.

known limitation/security.

consequtive 9 paywave trx, then reset with PIN on the 10th trx.

nope, not new. it's been shared here before

Payment > Manage Favourite Payment > PB Card Payment

select the card to [Delete]

Convert VIP Points/ Air Miles for additional 50% AirAsia BIG Points [ PBB | T&Cs | Redemption Form ]

unfortunately, per card basis (earning and redemption)

well, I was told otherwise by CS

from bank's pov, correct use of the term (applied to customers).

anyways, i treat it as "goodwill"