Indeed. Good thing ringgit is stronger now, which helps DCA..

Huat ah! Ang pau mari-mari.

Magic of 36%: was losing money for so long, finally -0.7% ady. Gone from -23% to -0.7% in 2 months LMAO.

This rally is the most crazy I have ever seen.

so do you need to top up your capital after gone double digit negative value?
sry noob investment here

No need. StashAway is flexible with whatever whenever you put in.

so means from -23% to -0.7% you just have to wait it to become positive +0.0% then your capital is still the same as initial deposit if you decide to cash out

Just a gentle reminder, remember that we have enjoy the rally. Bear that in mind too. As pretty the rally, the drop can be real bad or as bad as double the pace of the current rally.

Don't lump sump as the uptrend ongoing. DCA slowly or according to your own pace.

has anyone invested 5 digits and high risk from 20% to 36%?

Agree

Best lump sump would be ASX 

I understood that reference.    That church is actually on the same street, 5 mins walk from my block LOL.

But I think since everyone is holding fractional shares, in that not-that-unlikely event, I guess they gonna dump all the shares back into the market through Saxo (cause a small share price drop depending on how big of StashAway entire AUM is), and give everyone back SGD and MYR.

It's not entirely risk free lah.

Something of a give and take with Stashaway - fractional shares in exchange for 100% of your money working. Which is perfectly fine for my 'ciggy bank'.

The other robo Autowealth doesn't do fractional - but have a custody account with money and assets legally belonging to you, with the downside of higher investment entry point. Not sure if they have any plans to open their doors here.

Can Malaysians open Saxo account? Opening Saxo requires SGD3000 that I am not willing fork out, plus they have inactivity fee.

Yea I much prefer to have every cents I put in do their work, and dividends reinvested ASAP, these can make the management fees worth it.

oh i just got my CWB dividend, thou it is just 0.08 USD

so this is after tax and the remaining amount will take long time to claim back ?

Yes. Probably once a year, one lump sump.

Is that correct honsiong?

during cny, how many day US stock market close?

Personally, as a millennial, a busy person and cheapskate. It is better. Because I am so lazy to go to the bank, investment company to register or meet an agent etc2.