It's no p.a., they use modified dietz formula. BTW -7% since Jul 2017 on maximum risk.

Been 'lucky' to procrastinate funding the account till new year's eve. Returns 9.2% in USD on risk index 36%.

Not putting in much though, only RM80/mo as a side experiment to see how much it's worth at year end if I were to invest the cost of a 20 cigarette pack weekly (round up to RM80 from RM75.40 based on RM17.40 pricing)

Personally have chosen to put in only monthly instead of weekly due to the length of waiting time for funds to be received up to buying completion that typically takes 3 business days from IBG initiation.

It's stated in their FAQ, I can only think of 1 reason they shut down in near future: not enough customers and assets under management. By right financial crisis shouldn't affect these robo advisors poorly.

Where is my money kept?
Your money is kept entirely unmingled with StashAway's finances, and your assets will always be held in large institutions. Your cash deposits will be held by our Trustees, Pacific Trustees, in their account at Citibank Berhad.



Citibank Berhad will then convert your RM into USD onshore, and transfer it to our broker (Saxo Capital Markets Pte Ltd), which purchases the ETFs on your behalf. Therefore, your investable cash and securities are held in a custodian account at Saxo. Pacific Trustees is a SC-licensed trustee that provides custodial services to StashAway Malaysia.



Your cash deposits are held with Pacific Trustees's Citibank Berhad account. Pacific Trustees has opened this account specifically to keep safe the assets of StashAway Malaysia's customers. Similarly, the account with our broker Saxo is also opened by Pacific Trustees. This provides additional security for customers and protects customers from the unlikely event that StashAway Malaysia goes bankrupt, as customers' funds are unmingled with StashAway Malaysia's.



We are regulated by the Securities Commission Malaysia. StashAway is the first robo-advisor in Malaysia to be awarded the Capital Markets License by the Securities Commission under the Digital Investment License Framework. You can find our license here.

Magic of 36%: was losing money for so long, finally -0.7% ady. Gone from -23% to -0.7% in 2 months LMAO.

This rally is the most crazy I have ever seen.

No need. StashAway is flexible with whatever whenever you put in.