how about taking photo of the real IC, then cross it out using photoshop?

I'm using it to churn Airmiles. Using M2CP

Cashback is a short term gain. Not interesting. But Business Class ticket is exceptional gain

So after studying for a bit, just want to post this here to confirm if I got this right. Here my "ranking" for best CC to use to top up BigPay. Also added requirement to own one and minimum spend to maximize CB. This is just assuming max CB for that month.

1. MBB FCB VS (10% in May and August) - Top Up RM 1,000 for RM 100 CB
Min Annual Income: RM 48,000
Minimum Spending: N/A
Annual Fee: Free

2. PBB Visa (6%) - Top Up RM 634 for RM 38 CB
Min Annual Income: RM 80,000
Minimum Spending: N/A
Annual Fee: RM388 (1st Year Free, Swipe 12 times for waiver for subsequent years)

3. PBB Quantum Master (5%) - Top Up RM 600 for RM 30 CB
Min Annual Income: RM 36,000
Minimum Spending: N/A
Annual Fee: Free

4. SCB Just One Platinum (3.4%) - Spend RM 2,500 for RM 85 (15% of RM 567, Other spending of RM 1,933 no CB)
Min Annual Income: RM 24,000
Minimum Spending: RM 2,500
Annual Fee: RM 250 (1st Year Free, Swipe RM 20,000 for waiver for subsequent years)

5. SCB Cashback Platinum (3.3%) - Top Up RM 1,500 for RM 50 (5% of RM 1,000, Other spending of RM 500 no CB)
Min Annual Income: RM 24,000
Minimum Spending: RM 1,500
Annual Fee: RM 175 (1st Year Free, Swipe RM 20,000 for waiver for subsequent years)

6. AmBank True Visa (3%) - Top Up RM 1,000 for RM 30 CB
Min Annual Income: RM 36,000
Minimum Spending: N/A
Annual Fee: Free

Others I don't think worth mentioning la.

Anything that I missed out? Other drawbacks / Wrong information / Other worthy mentions
For a kuli like me, RM 3k Salary / Not much spending per month, I think my personal ranking would be:

1. PBB Quantum Master
2. AmBank True Visa
3. SCB Cashback Platinum
4. SCB Just One Platinum

Others out of range for me la hahaha.

P/S: Anyone tried using this for the auto-debit for TIME Fibre? I saw a post that mentions they were charged additional RM 1 for registering auto-debit but haven't saw any updates on it.

Ya, 3+3 is what i am thinking too.
You use CB CC to top up BP, then spend from BP. Then you get both CB and air miles. No? Correct me if i am wrong.

Minimum to redeem you can judge from here

Browsing through many pages.

Is BigPay ban a person account for frequent withdrawal?

Statement date at 10th every month. Need to swipe right after that as it is first come first serve.

fairylord managed to withdraw 4k from mid valley hong leong atm

mach branch no more la..

yup, the one near the bridge no more already

My settled transactions from 6-20 Nov all updated with big points today..

The unfortunate finally happened
I managed to withdrew 3k from different RHB branch before, but went to RHB Midah, first ATM to check balance then withdraw 4k, failed, then tried 3k also failed, then move to second ATM, check balance again, and tried 3k, it failed, to my surprise it retained my card!!!      
so maybe not to use the try and error method with RHB bank, hassle to go bank during working hour to get the card   

Reported fairylord
HSBC ATM - 1 Utama (2 machines can withdraw RM100 notes).. I w/draw RM2.5k only.
The ATM will state what RM100/RM50/RM10 notes it will dispense on the main screen.

When I did the withdrawal it ask from which account to withdraw from
1. Credit Card (Advance Cash)
2. Current
3. Savings

I selected Option 3 ... no extra charge except the RM6 by BigPay

Someone sharing how to'utilize' bp in fb..  Pro.

anyone managed to log into bigpay? mine seem to failed... empty screen... worried cos i got a few K in there...