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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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hakkai0810
post Jul 25 2018, 01:17 PM

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QUOTE(BigPayJonathan @ Jul 25 2018, 12:19 PM)
Makes sense! I'll bring this up in our marketing & product meeting.

We're releasing a new version of the app today. We've added a feature that allows you to split bills and request money from your friends. Example: person A goes for lunch with person B and person C. Person A pays for the entire bill, goes to BigPay and sends a split bill request to person B and person C (provided they have BigPay too). Person B and person C will receive a notification and be able to either send the money directly or deny the request. Receipt can also be added to the request for everyone to see smile.gif

Now... We’re introducing a fair usage policy when it comes to credit card top up. From now on, there will be a monthly limit of RM10,000 on credit card top ups only. Top ups via debit cards and online banking remain unlimited. Why are we doing that? Because we’re committed to saving you money and making financial services fair for everyone - but certain services are costly due to third party fees.

We encourage you to continue topping up via debit cards and online banking, which will remain unlimited as said earlier. We have a lot of really cool things coming, including some features you've been asking for here on Lowyat. I'll be replying to some questions later today, but you can already start shooting...
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Can i know if you guys going to disclose whats the withdrawal amount per month that is confirmed won't caused the account being banned by BigPay?
It would really help if BigPay can provide such information so that we no need to worry performing any withdrawal will cause ban on our account and all our money is gone lol
hakkai0810
post Jul 25 2018, 02:27 PM

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QUOTE(ClarenceT @ Jul 25 2018, 01:24 PM)
You will not withdrawal more than RM20,000* per calendar month.
* RM10,000 beginning balance at the first day of the month.

You will not use debit card / online banking to top up then withdraw cash.
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yup understand. But still hoping to get official confirmation from BigPay. If this is clearly stated in tnc, then no need to worry being banned or not since we not sure on the mechanism that will trigger the alert to BigPay.
hakkai0810
post Jul 26 2018, 03:19 PM

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QUOTE(digidigi @ Jul 26 2018, 03:10 PM)
Ya lo, some people still say prepaid card can avoid u for overspending etc and credit card u using future money ....
don’t know how to answer really
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actually i am curious if what the original poster mentioned is wrong / funny. any keyword to share so i can google on this to improve my financial mgmt knowledge?
hakkai0810
post Jul 26 2018, 03:38 PM

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QUOTE(LostAndFound @ Jul 26 2018, 03:22 PM)
Basically they're referring to cash flow and interest-free period. Although at the relatively small amounts being discussed here, it really doesn't matter (much more important when you're a business, which is why GST forced lots of smaller shops to close down, cash flow constriction).
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Oh ok. i thought there is anything new. for small fish like me , i guess no need care about this haha. thx for the explanation biggrin.gif
hakkai0810
post Aug 13 2018, 05:08 PM

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it would be nice if can add "IN"(i.e: reload) trx into the analytics section, then can see how much we reload in 1 glance rather than export to excel
hakkai0810
post Aug 14 2018, 04:45 PM

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The Currency Conversion Debit Transaction description name sounds so weird...
I am not that tech savy but i am quite sure that the Trx name is not meant for "Transfer to xxx".

If they say "Currency Conversion Debit Transaction" means transfer money to someone else and if i transfer to 5 ppl and all the trx appear as "Currency Conversion Debit Transaction", how are they going to differentiate that 5 trx.

hakkai0810
post Aug 14 2018, 05:01 PM

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QUOTE(MGM @ Aug 14 2018, 04:58 PM)
So while waiting for this, my balance of 200-22=178 is stuck n unusable? vmad.gif Not going to use BP for petrol anymore.
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you can pay in counter. If pay in counter, only exact amount is charged. I kena once before , the refund is really taking longer than expected. Ngam ngam 2 day for me lol
hakkai0810
post Aug 19 2018, 07:40 PM

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QUOTE(Tigerr @ Aug 19 2018, 07:18 PM)
If you guys love BP but hates it whenever problems coming up when doing online transactions, then try to adjust your usage patten. For online, purely use cc instead of using BP. For normal swiping or paywave, then only use BP. This will work almost perfectly. Sacrifice that few pennies Big points la in exchange of a peace of mind.
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one of the bigpay feature is the amazing exchange rate which we all love and it mainly come from either oversea physical swipe / online trx and no extra charge on foreign currency. What is the point of using the card if we cant even use the notable feature of the card lol.

If they really block online trx, i will just keep minimum balance in the card aside from earning cb.

This post has been edited by hakkai0810: Aug 19 2018, 07:41 PM
hakkai0810
post Aug 23 2018, 11:32 AM

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QUOTE(BigPayJonathan @ Aug 23 2018, 11:27 AM)
Hey guys. Sorry, been busy on working on some other (freaking exciting) stuff. Meanwhile, in the same spirit as me being here, we're trying to prioritise our roadmap based on our users' feedback. Would mean a lot to us if you could take 3 minutes of your time to reply to a few answers here:
https://bigpay.link/survey

Based on your replies, we'll rearrange the order of features that we're building smile.gif
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done, too bad no allow amex top up option in the survey lol
hakkai0810
post Aug 27 2018, 12:01 AM

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gonna try on the first withdrawal from atm but unsure on few item.
Can anyone done the withdrawal advise on below?
1) Source of withdrawal should be credit card or saving account?
2) I saw cases where fail withdrawal will deduct the amount from the app as well, can i know how long it needs to rectify this issue? Any supporting document we need to provide to bigpay?
3) How do we know maximum withdrawal limit of the ATM machine? Do we just keyin any amount like 3k / 4k?

Thanks in advance
hakkai0810
post Aug 27 2018, 09:40 AM

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QUOTE(hakkai0810 @ Aug 27 2018, 12:01 AM)
gonna try on the first withdrawal from atm but unsure on few item.
Can anyone done the withdrawal advise on below?
1) Source of withdrawal should be credit card or saving account?
2) I saw cases where fail withdrawal will deduct the amount from the app as well, can i know how long it needs to rectify this issue? Any supporting document we need to provide to bigpay?
3) How do we know maximum withdrawal limit of the ATM machine? Do we just keyin any amount like 3k / 4k?

Thanks in advance
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QUOTE(fairylord @ Aug 27 2018, 01:03 AM)
1) rephrase your question
2) only one case reported here in Lyn if I remember correctly, best to refer to BP CS for assistance, if you wish to understand for reference, suggest to get feedback from the member reported the case
3) try and error on HLB ATM / CRM that reported will get 4k max.
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first question is there are few option to choose from where you want to withdraw your money in the atm screen after u put in the bigpay card
1) Saving acc
2) Current acc
3) Credit Card

Not sure which 1 to choose as i saw in v1 thread, some ppl say credit card and some ppl say saving acc.
hakkai0810
post Aug 27 2018, 09:51 AM

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QUOTE(LostAndFound @ Aug 27 2018, 09:44 AM)
Today morning all 16 reloads went through with no issue, sometime OTP page take a bit of time to load only.
I've selected credit card and it was successful. I think no harm whichever you choose as worst that can happen is error shown only.
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oh ok noted thx thx.
hakkai0810
post Aug 28 2018, 11:32 AM

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Can i know how long it takes for the Bigpay reload trx to post on Std Chart JOP card? Is it T+1 or on the same day?

Thanks.
hakkai0810
post Oct 14 2018, 10:20 PM

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tried to reload starbucks card with bigpay using starbucks website which is processed by MOLPay.
Received error message as below upon key in the card no.

Proceed to pay, receive otp but the payment page logout automatically after keyin otp and no transaction appear in bigpay.

This post has been edited by hakkai0810: Oct 14 2018, 10:21 PM


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hakkai0810
post Oct 15 2018, 01:37 PM

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QUOTE(mamamia @ Oct 14 2018, 11:19 PM)
Last I used was 11 sep, no issue, not sure is it new payment gateway in Oct
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tried twice also same thing happen. So just reload at the cashier XD
hakkai0810
post Oct 25 2018, 03:27 AM

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QUOTE(spyrr @ Oct 24 2018, 11:38 PM)
Boost shows your phonebook name AND Boost registered name (presumably name on the IC) side by side when you select the name and then shows the registered name when you key in the amount.
BigPay shows only your phonebook name when you select and key in the amount. BigPay registered name will only appear in the transaction list, AFTER you send the money.

You will see the problem when your friend changed their number and your phone book is not updated.
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Ya, this is quite a problem since there is possibilities that the number is recycled...
Bigpay should show the recipient's registered name with bigpay instead of the nickname. Transfer already then only show the registered name didnt really sounds helpful since bigpay cant help you to chase back the payment.
hakkai0810
post Nov 11 2018, 01:39 AM

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can i know how to pay shopee using bigpay? I manage to add bigpay card into my profile. However, when i check out, the payment option there didnt show bigpay card, only got option "Add New Credit Card".

When i choose that option and key in bigpay card details, it says error and ask me use another card sad.gif
hakkai0810
post Nov 11 2018, 01:50 AM

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QUOTE(celciuz @ Nov 11 2018, 01:44 AM)
I've been using BigPay for Shopee... but now when using the app I can't use the bigpay card (but its already been added dry.gif) instead showing my old CC which I no longer use... when I check the saved cards the BP is there. Same issue here, it was in my profile but it doesn't appear when I wanna pay sad.gif
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oh means it should appear at the payment option, if evrything is fine lol. well guess i will use another card to pay then sad.gif
hakkai0810
post Nov 11 2018, 02:05 AM

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QUOTE(celciuz @ Nov 11 2018, 02:03 AM)
Thing is... my very old cards I used to save appeared instead ._. but the existing cards didn't appear.
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tried std chart and aeon cc also same. asked to use another card lol
hakkai0810
post Nov 11 2018, 10:24 AM

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QUOTE(celciuz @ Nov 11 2018, 02:07 AM)
I think the cc gateway on app is probably down... on PC I think it was fine but I wanna use my vouchers dry.gif
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think you can try now. BP cards appear in the payment option when i try around 9am

QUOTE(MilesAndMore @ Nov 11 2018, 07:31 AM)
Were you guys directed to Cybersource or iPay gateway ? There is indeed a problem with Cybersource payment gateway since 12am today.
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i try around 9am with few card, all is ipay gateway

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