I think it's not absolute. It also depends on which currency you are changing at that moment. Sometimes for a particular currency, the one with the long queue one may not have a better rate or may have the same rate as the one with no queue.

You are right. I see long queue, then I just go search for alternative. Anyway, there are so many choices at MV. And I don't usually change a lot. I'll change a little every time. Coz you will never know, the rate may be lower on a different day.

Oh no!!!

Last week when I checked, there was still discount, and I didn't purchase. Thought I would do it later.

And I just checked, on desktop, there is no more discount.

This post has been edited by Lingohal: Oct 25 2018, 11:49 PM

Upgrade now when it is still free. Who knows what they will do later. Just like how they suddenly removed the prebook meal discount. :'(

The contactless payment is so fast and convenient. So far no problem in using at merchant's terminal that accept contactless payment.

At first I didn't think of changing, but then they offered it after referring 2 friends. So I immediately grabbed it. Both of my friends who newly signed up got the contactless card with expiry till 10/21. So now my new card has expiry till 10/21 too. In a way, expiry got extended.

I should think points are awarded quite immediately. For amount less than RM50, no points though.

I noticed that if you use browser and turn on incognito tab, you cannot take screenshots too.

For Paypal, don't let Paypal do the currency conversion. Let Mastercard do the conversion.

Top up is 1 point for every RM50.

Oh.... I just checked my account and only to realise that last time my top up and usage took about 9 days before they added the big points into my account. And those top ups and usage last week, so far only one is added.

I always look at price in MYR. So you are suggesting that it will be better to view price in local currency and pay in local currency with BP?

Hmm... I will try that the next time.

Most shops accept card payment, even small shops. You won't see the usual card terminal like what we have here. Their card payment is built into their pos terminal. S. Korea is one of those places that I can bring less cash and use more card.

Mine too. But one interesting top up on 22 October, 1 point was awarded or at least shown in my airasiabig account transaction history. But nothing shown on any other top up and usage on the same day and days after that.

When you first swipe it, the rate used is the rate on the day of transaction. The actual rate you will be paying, i.e. when payment is settled, the rate used will be the rate on the day of settlement, depending when the merchant claims the money.

You can check the mastercard rate here:
https://www.mastercard.us/en-us/consumers/g...t-currency.html

Use 0% for bank fee as that's what we are getting for BigPay card. Like PB cards, the bank fee is 1.25%.

You can't compare the rate at Midvalley to BigPay as the rate used is different on different days. Sometimes lower sometimes higher.

That's right.... the convenience.

Another point is that if I can use card overseas, then I don't have to exchange too much currency. Always remember that after the trip, whatever currency not used, we have to sell it back, and we usually rugi. Small notes and coins cannot be sold, rugi also.

If you look at the Mastercard conversion rate for the month, these few days the rate is high.

For example:
9 Oct - 36.80
16 Oct - 37.18
20 Oct - 37.09
21 Oct - 37.09
22 Oct - 37.01
23 Oct - 37.16
24 Oct - 37.08
25 Oct - 37.29
26 Oct - 37.48
27 Oct - 37.48
28 Oct - 37.48
29 Oct - 37.38
30 Oct - 37.21

Today's rate on klmoneychanger.com, lowest is 37.30, highest is 37.50.

It all depends on your luck when the purchase is settled. That is how it works. We just hope that the payment is settled on the day when the rate drops. For example, if you have made purchases on the 27 October, the rate would have been 37.48, and if let's say it's settled on 30 Oct, then you will be paying the rate 37.21. And your post here in the forum would have been a different one I think.... hahaha.

There is no 1% charge at the moment, until further notice. The network charges will be the mastercard conversion rate. https://www.mastercard.us/en-us/consumers/g...t-currency.html

Yes, tried that too. But somehow it allowed 2 times top up only. So on the 2nd time, I transferred all the remaining balance to Bigpay. Anyway, not going to use Big prepaid anymore. The top up of Big Prepaid is so much of a hassle.

I, too, just requested for my insurance auto-debit to be changed to BP. Upon approval, they immediately swiped my card as it was due. But I did not expect it to be so soon and didn't top up. I could see the declined transaction in the history.

I was short of RM377.10

Mine is Great Eastern. The form does not require me to fill up the name of bank, but just need to inform my agent. I just said try either Tune Money or CIMB.