Can use PayPal QR in some countries (not in Malaysia yet), just like our Ewallet/Duitnow QR payment method.

PayPal is a payment service provider as well as E-wallet, just like Alipay and WeChat Pay.

In some online sites you need to use PayPal (linked to a credit/debit/prepaid Visa/MasterCard) to pay to the merchant, eg Xiaomi Malaysia in the past, eBay etc.

Some retailers in UK accept PayPal QR, but it is just an alternative payment method to credit/debit/prepaid card and cash and Apple Pay. The only good thing is you don't have to bring cash and card to do shopping. IMO The Curve Card (https://www.curve.com/) is a better option in UK.

Search topic - Curve
Discussed in Bigpay Thread a few years ago.

You just need to keep the "Curve" card in your wallet, you can choose a bank credit / debit card to link it.
Similar to our Favepay, Setel Cardterus.

Bigpay at the beginning copied from Curve UK but use e-wallet instead.

This post has been edited by ClarenceT: Mar 23 2022, 01:32 PM

We have Favepay, very similar. But we don't have Favepay Card.

Just to flatten the fat wallet.
Not suitable for those thinking to cash-out from E-wallet, or those chasing for special CB on selected MCC (eg Petrol, Groceries, Dining etc).

Why pay the ATM fee and use cash?
You can always use Visa/MasterCard to swipe almost everywhere in UK.

Use wise.com/App to transfer to UK bank account, use a UK Debit card to get cash from some ATMs or from cashiers at some grocery shops (they call it "cashback") is F.O.C.

This post has been edited by ClarenceT: Mar 29 2022, 06:35 PM

If it is only £50-100 as standby, it is better to get from your local money changer or friends, especially small notes and coins. Avoid taking paper banknotes (£20/£50) even though they will "expire" on 30-9-2022, some shops accept Polymer banknotes only.
(The paper banknotes can still be deposited into a UK bank account. Some people in Malaysia are selling the paper banknotes at discount)

This post has been edited by ClarenceT: Mar 29 2022, 06:54 PM

Depends on your luck, they have a few channels with different MCC. You can't control where you will be diverted to.

Hmm, Still not appear at Bigpay App. But AirAsia Pocket is being managed by another ewallet operator Fasspay, not Bigpay.
Hopefully it won't set monthly CC top up limit as it can only be used to buy AirAsia-related services.


This post has been edited by ClarenceT: Jun 16 2022, 08:13 AM

Page 1 of this thread.

Subject to monthly spending. Not really worth it.
Eg SC JOP RM1500 to get capped CB of RM20.
With -RM15, net is RM5 only.
(assume some high CB% CC already used for TNG wallet, Bigpay's first RM1000)

Good for those who need cheap cash advance.

This post has been edited by ClarenceT: Jun 17 2022, 09:10 AM

16/2/2022 but enforced on 27/4/2022, not starting this month.
You can always go to Page 1 to see the list of CC that may give you CB.

RHB Debit with Annual Fee RM12 option -> 0.5% CB
(No CB if AF RM8)
RHB VS/WM 2% CB (Credit card Forex charge higher vs Debit card)

This post has been edited by ClarenceT: Jun 20 2022, 02:06 PM

Can always use debit card or FPX to top up, no need to pay +1%.
Competitors (foreign transactions) don't allow CC to top up.

This post has been edited by ClarenceT: Jun 28 2022, 04:07 PM

Ya I forgot this one. But +2%.

5) RHB VS, SC JOP (up to RM1100, + RM400 on TNG ew) for those interested in peanuts.

This post has been edited by ClarenceT: Jun 29 2022, 08:55 AM

Also for those trying to fulfill monthly/yearly spending requirement, eg Maybank VI (RM80k/year).

Your MasterCard will be blocked by Bigpay, won't last till the expiry date.

You must expect >1% reward/rebate from credit card (2-3% charge). Otherwise use Debit card or prepaid card.

This post has been edited by ClarenceT: Sep 10 2022, 07:58 PM

1% to 1.25% charge by bank plus around 1% hidden charge by Visa/MC.

---
RHB VS/WM: up to 2% CB.

Public Bank Quantum Mastercard: 2% CB (minimum spend RM100) effective 1-10-22.

This post has been edited by ClarenceT: Sep 11 2022, 04:08 PM

Same. Down.