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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance
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yhtan
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Jun 4 2019, 05:19 PM
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QUOTE(xxnazxx @ Jun 4 2019, 12:29 PM) This is the first foreign currency spend on bigpay which is significantly higher than XE (internet) rate.   from what i see from your screenshot, u are comparing your transaction date (1st June) with 4th June rate?
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yhtan
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Jun 10 2019, 11:22 PM
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QUOTE(WaCKy-Angel @ Jun 10 2019, 09:49 PM) Sorry ah, where is this HLB machine location? Choose the ATM machine if u intend to withdraw 4k in one shot, i tried twice on that machine and it goes through seamlessly. That CDM/ATM 2 in 1 machine is a bit risky.
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yhtan
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Jun 14 2019, 04:49 PM
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QUOTE(qu3vax @ Jun 14 2019, 12:04 AM) Sometime merchant also pity one. just like me, i applied for terminal for the ease for customer. but then sometime the margin really so low until i couldnt afford and will tell the customer "ah, we no machine already now", i hide the terminal inside the drawer. actually is sometime choose to let client swipe card or not. Especially in my field, electrical item. 1 kdk ceiling fan margin is RM 1-3 ringgit with the price of RM13x. If use credit card then it's gg~ if you sell higher, different RM0.50 also they keep silent and leave. sometime with the i buy many sets! extra discount storiesss bla bla bla and buying 3set is their so call many sets. i tried few times explain to customer, margin very low and cant afford to use card, if use will charge 2%. some is ok, some even so fuzzy and said wanna complain BNM, report to consumer rights this and that. try so hard to explain in very good manner but kept being attack and like seek for argument. there is one time almost wanna fight with me and end up, i just tell the customer, ok, i dont have credit card machine. pay cash or leave. finish story. kik sim... Very easy to solve this problem, learn from those lowyat store. If u pay by cash, i'll give u discount of 2-3%, if u pay by credit card, sorry no discount for u.
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yhtan
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Jun 19 2019, 12:54 PM
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QUOTE(tan_aniki @ Jun 19 2019, 11:18 AM) Damn Grab not accept BP… GrabPay also unable to validate wtih RM1… Force me use PayPal and succeed but lost a lot of Grab Rewards Points… No problem for me, i just added yesterday and it work.
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yhtan
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Jun 24 2019, 10:40 AM
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QUOTE(fruitie @ Jun 24 2019, 10:09 AM) Yours seems to be more serious, mine only having notification issue. Have you reinstalled the app? after the last update and didn't receive notification for every spending, only able to view after login
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yhtan
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Jun 27 2019, 11:30 PM
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QUOTE(coo|dude @ Jun 27 2019, 05:57 PM) They have this proper statement (akin to our cc statement) that you can request from them. That is more reliable than their app transaction details and also exported excel. Often when you found a "missing" transaction on your app/exported sheet, it will most likely be reflected on that statement. bigPay is right with their usual "don't worry, your transaction details are all recorded" statement. (I'm being sarcastic) Yup, it's recorded in that statement, just unsure why certain transactions will not be shown on the app until they manually fixed it. My suggestion for Bigpay is to provide monthly statement, provide summary and transaction detail. Like this user able to see every transaction and figure clearly.
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yhtan
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Jul 1 2019, 04:56 PM
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QUOTE(xiaoxiaoshen @ Jun 28 2019, 04:22 PM) i have the same issue paying public transport using BP wave in Prague. the amount shall charge Kc110, but charge amount is Kc1 = RM0.18. from 23-6-19 until now still show pending. but everything alright i got a valid ticket.   Don't worry, this one is more like a verification charge which will be refund later on. Same like shopee/lazada/grab.
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yhtan
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Jul 16 2019, 10:18 AM
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I remember back in a case where a lady sue Maybank for forfeiting his treatpoint back then, IINM that lady has only RM30-50k credit limit and she accumulate close to 1mil treatpoints within few months by using her personal credit card to pay off his business expense.
End up the lady lost the case because of using personal CC for business usage.
This post has been edited by yhtan: Jul 16 2019, 10:18 AM
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yhtan
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Jul 16 2019, 10:24 AM
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QUOTE(tan_aniki @ Jul 16 2019, 10:21 AM) i think there is a TnC whereby you can't use business related spend on personal cc, but if the amount is not so aware by the bank, normally they just don't care but once it trigger their system, then they will take action Exactly, looking at the forumer was ban, he must be abusing something which we do not know in details. So far i'm using own credit card and doesn't have any issue currently.
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yhtan
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Jul 31 2019, 05:45 PM
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QUOTE(limeuu @ Jul 30 2019, 06:00 PM) Guys....read the report carefully.....there will still be charges....."to drive traffic to "safer" methods".....I see aa pushing payments to affiliated channels.....eg their co-branded CC.... Their cc surcharges are ridiculous....they only pay the usual 2-3% merchant fees.....but charges RM8-12 even for a RM80 ticket to Penang.....they thought they can circumvent BNM rules by fixing it as "convenience" fee. I believe BNM has given Airasia a stern warning and they remove the convenience fee. Will not surprise they will mark up the flight price and give discount like RM5-10 each time using Bigpay/Co-branded credit card. Same like how Lowyat store dealing with consumer, use cash got discount, use CC no discount.
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yhtan
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Aug 30 2019, 12:38 PM
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QUOTE(wwloon @ Aug 29 2019, 04:36 PM) Big Points to Petronas MesraAt last, somewhere to use my BIG Points.  QUOTE(sms2u @ Aug 29 2019, 04:55 PM) it seem good to have this. But very very disappointed when look at the rate 1,250 BIG points to 600 Mesra Points 2,000 Mesra Points to 500 BIG Points The rate is pathetic low, each point for both side is equivalent to 1 cent. The only positive side is Mesra card can be easily redeemable at Petronas station while Bigpoint usable mainly on airasia flight.
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yhtan
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Sep 25 2019, 05:52 PM
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QUOTE(jefftan4888 @ Sep 25 2019, 03:56 PM) QUOTE(terry5695 @ Sep 25 2019, 03:57 PM) Updated News: Daily Limit for local bank fund transfer = RM1000 QUOTE(cybpsych @ Sep 25 2019, 04:34 PM) faq also changed so fast... What are the transfer limits?
It depends on where you’re sending to. For local bank transfers, you can transfer up to RM1,000 daily and not more than RM2,000 monthly. The limits are different when you transfer money overseas - we’ll let you know in the app if you reach the limit.They should have known this potential abuse based on the previous cash withdrawal case, i am still amaze they say RM20k limit then change to RM1k limit. I really don't know how they going to challenge bank if continue like this  Ytd click transfer RM2k to try out and it has yet to be seen on my account, it seem many others still left hanging.
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yhtan
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Oct 1 2019, 09:33 AM
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QUOTE(akafoz @ Sep 30 2019, 10:29 PM) LOL  This CS in app function is damn cacat, u have to monitor all the time in order to engage with one of the CS, once u miss out then have to re-queue.
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yhtan
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May 27 2020, 06:39 PM
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Bigpay having issue on top up?
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yhtan
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May 27 2020, 10:11 PM
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QUOTE(ckdenion @ May 27 2020, 08:42 PM) was about to ask. trying to top up and keep on facing "connection issue" error. even though i cant go to OTP page, but i receive SMS that transaction is made to BIGPAY. Me too, using PBB quantum master card QUOTE(GrumpyNooby @ May 27 2020, 09:13 PM) Successfully topped up RM 100 using PB Quantum Mastercard few minutes ago. No problem at all! Very fast and smooth. Wow lucky u
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yhtan
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May 28 2020, 10:20 AM
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QUOTE(GrumpyNooby @ May 27 2020, 10:17 PM) Why lucky? There's nothing wrong with BigPay, Mastercard, SMS gateway nor PB network/server. OTP also received almost instantly. Received OTP, key in and success. After that Bigpay keep loading, then appear SMS that the amount has been deducted. Luckily the amount has not deducted from my PBB CC
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yhtan
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Jun 1 2020, 07:14 PM
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Just now I need to reload some amount for oversea online shopping, it keep loading until I was piss off and check here. Found out BP server is down and given short notice of revising to RM2.5k, kudos to BP for the short notice and server jam at this hour  If bigpay try to charge annual fee, I will not hesitate to cancel off this card
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yhtan
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Jun 2 2020, 09:55 AM
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QUOTE(babana @ Jun 2 2020, 12:19 AM) Thing is..i don't disagree with them reducing the limit, as all good things will come to an end anyhow. Even if they sent out the email at 5pm, there is still technically 7 hrs to go..although some might argue the time given is too short. However, they are blatantly misleading their customers to attempt to reload up to RM5k as stated in their email. This leads to the issue of corporate governance, upfront-ness and authenticity. To the Bigpay folks..c'mon, don't treat us like idiots. If u're disabling it at 5pm directly, just be honest. Don't take us for a ride and sugar coat the email, saying its effective 2 June. What a load of poppycock. Prolly 98-99% of your users were unable to perform the reload and your service agents acknowledged the issue. Indeed, this has left a really bitter taste for me as a user and I would never support any of your products, as the trust has since been broken. Who knows what would lie beneath the promises that they will make next time?  Announcement on 1st June and implementation start 2nd June, even bank also have to provide timeline for any revision of policy. No notification in apps or email notification for me, until i saw this thread on problem of reloading only realize bigpay announcement. This post has been edited by yhtan: Jun 2 2020, 09:56 AM
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yhtan
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Jun 2 2020, 09:57 AM
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QUOTE(WaCKy-Angel @ Jun 2 2020, 09:55 AM) they got email btw i dont recall bigpay got in-app announcement so i guess u wont see from inside app I did not receive at all, the last email was on 28th May which maintenance on OTP bla bla bla.
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yhtan
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Jun 4 2020, 04:29 PM
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QUOTE(tifosi @ Jun 4 2020, 09:48 AM) What do you do with your Bigpoints since I can't redeem my flights now. I have couple of thousands expiring end of this month but don't know the best place to utilise them. transfer to mesra points, 1200 bigpoint = 600 mesra point
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