should compare this. coz the 1 u show have very high split

https://www.exchangerate.my/currency-exchan...nger-Mid-Valley

close to that website then the rate is good to go on bigpay i mean.

Hi guys,
i got one credit card which wish to topup two bigpay account,
do u think is dangerous?

1.  Use Cash back Credit Card to reload to earn CB and used freely on anything.
2.  Discounts on meal and luggage of AA flights.
3.  Good overseas exchange rate.

Suggest to add features below:
1.  Generate proper Monthly Statement like other Credit card statement.
2.  Send email notification / Receipt for payment made.

want to know they input the surcharge manually in terminal or will be charged upon payment like bank? and how do they classify overseas card themselves or the terminal will decide once captured the BIN?

Today pending rate is 2.901.

Went to this Chinese restaurant tonite. Nice food & pending rate is 2.903.

can check BigPay balance at ATM? any charges? what's the difference checking in BigPay app and ATM?

why would u need to do that whereby u could check it at Mastercard if u already have internet access to BigPay app?

yes, I also noticed master card exchange rate is not always cheaper than Midvalley money changer. But, if put all in consideration such as:

-How many person have time and money just purposely go to mid valley money changer and bring your hard notes to exchange?
-in bigpay, you're actually peace of mind, you're using credit card top up, then spend it in oversea (take in account the benefit given by cc, and big point)

How they "force" you?

at the end did you manage to solve the 4 digit pin issue? use other card? or just enter the first 4 digit of your 6 digit pin?

Credit limit is not unlimited. It's a representation of how much the bank would risk loaning to you at any one time.

So for someone with 100k income, perhaps bank Z feels can only loan them total 200k. But they already have 185k credit limit from other banks/cards. Even if their outstanding balance is 0, bank will not give the card.

Source - multiple failed CC applications until I cancelled the Citibank card that had unreasonably high credit limit (and zero utilisation).

Your experience is anecdotal, could be true or just a coincidence. Card application process no one can understand. Got few experiences.

1. I also kena before for Maybank 2 Premier. I kena rejected, even though I meet the requirement, then I ask them to tell me the reason why. They say they do not know why rejected it's the approval committee decision, just try reapply again in 6 months. Then i sent them email, they gave template answer, i ask again to check the reason why, they never reply but few days later I see in M2U already approved.
2. Another person also meet income requirement, but rejected. Then go to branch open premier account then approved.
3. Another person I know, family run multi multi million dollar company, but kena rejected (but this one more understandable as he never own any credit card before so no credit history).
Just FYI this is general advice how to improve one's credit score.

I also got this last year. They ask me for the card statement and reason why withdraw >100k in a month. After few weeks, account ban but I successful open back account after few months. Now I still withdraw 10k a month but I will spend some.